Reports
Calendar of Monetary and Economic Highlights
Economic Background
Money and Credit in 1999
Balance of Payments in the First Three Quarters of 1999
Studies
The Austrian Supervisory Risk Assessment System
In line with the provisions set forth in the Austrian Banking Act as well as for monetary policy reasons, the Oesterreichische Nationalbank analyzes the Austrian banking industry on a regular basis. Such analyses draw on a wealth of qualitative information and on the banks’ prudential returns. Analyzing a large number of credit institutions in a systematic and reliable fashion, while at the same time keeping resources at a reasonable level, is only feasible when computer-assisted systems help limit in-depth monitoring to cases with the highest risk probability. To this end, the OeNB designed a modular risk assessment system, whose methodology was presented in the OeNBÕs Reports and Summaries publication in 1994. This report sheds light on how the Austrian supervisory risk assessment system has been modified and enhanced in the past few years and also touches on international developments.
The opinions expressed in the section “Studies” are those of the individual authors and may differ from the views of the Oesterreichische Nationalbank.