General Terms and Conditions

General Terms and Conditions Safe Custody and Purchase/Sale of Securities (banks)

January 2009

Contents

1. General Provisions

2. Opening and Operating Custody Accounts

3. Settlement of Transactions

4. Custody of Assets

5. Custody Statements and Reporting of Transactions

6. Fees

7. Termination of Business Relationships

8. Complaints

9. Inquiries

10. Modifications of the Terms and Conditions

11. Entry into Force

12. Precedence of the German Version