DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign liabilities Raiffeisen credit cooperatives, Volksbank credit cooperatives, special purpose banks incl. building and loan associations
End of period	2023	2024	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Raiffeisen credit cooperatives
deposits
by counterparties	248,383.76	248,121.56	252,837.79	249,787.58	247,247.69	248,121.56	250,882.98
domestic deposits	213,383.88	217,839.21	212,310.88	211,094.28	211,039.97	217,839.21	219,008.29
official sector incl. central banks	13,466.10	7,772.08	10,366.57	9,098.15	8,768.65	7,772.08	8,185.75
banks (MFIs)	57,703.26	59,988.42	58,198.02	58,267.76	57,266.06	59,988.42	60,903.81
non-bank financial institutions	11,874.98	11,134.60	11,164.28	10,767.30	11,444.94	11,134.60	11,134.51
non-financial corporations	26,634.76	28,378.52	27,796.89	27,570.18	27,942.97	28,378.52	28,950.51
households²	103,704.79	110,565.60	104,785.11	105,390.89	105,617.35	110,565.60	109,833.71
foreign deposits	34,999.88	30,282.36	40,526.91	38,693.30	36,207.72	30,282.36	31,874.70
official sector incl. central banks	1,384.09	854.49	1,261.09	1,260.37	1,089.75	854.49	939.78
banks (MFIs)	16,427.73	12,282.32	21,411.09	18,632.16	16,998.56	12,282.32	14,300.46
non-bank financial institutions	7,188.99	6,310.59	7,231.63	7,501.99	6,915.19	6,310.59	6,529.82
non-financial corporations	5,929.73	6,689.37	6,524.55	7,174.36	7,112.65	6,689.37	6,027.70
households²	4,069.34	4,145.59	4,098.54	4,124.43	4,091.59	4,145.59	4,076.94



by maturity	248,383.76	248,121.56	252,837.79	249,787.58	247,247.69	248,121.56	250,882.98
overnight deposits and deposits up to one day	99,502.10	100,474.88	103,370.95	101,661.02	96,406.81	100,474.88	99,211.50
deposits up to and including 1 year	67,057.09	62,439.04	67,622.91	67,979.43	66,146.27	62,439.04	66,041.47
deposits over 1 year up to and including 2 years	14,457.49	13,897.84	15,994.05	15,237.24	14,172.29	13,897.84	13,939.83
deposits over 2 years	67,367.08	71,309.81	65,849.89	64,909.89	70,522.32	71,309.81	71,690.19



debt securities issued	57,520.52	60,766.93	59,690.58	59,028.14	59,656.24	60,766.93	59,147.79



other liabilities (domestic and foreign countries)	46,582.59	49,145.26	46,515.96	47,127.33	48,047.89	49,145.26	50,012.24
total liabilities	352,486.87	358,033.75	359,044.33	355,943.05	354,951.81	358,033.75	360,043.02



Volksbank credit cooperatives
deposits
by counterparties	27,537.29	27,940.90	27,615.69	26,997.55	26,917.46	27,940.90	27,293.71
domestic deposits	26,745.53	26,866.46	26,846.42	26,227.70	26,092.78	26,866.46	26,210.55
official sector incl. central banks	1,711.33	1,017.36	1,458.97	871.62	843.32	1,017.36	749.46
banks (MFIs)	4,714.04	4,363.48	4,487.55	4,295.45	4,403.33	4,363.48	3,909.68
non-bank financial institutions	213.07	225.53	227.63	259.77	265.79	225.53	235.47
non-financial corporations	3,843.16	4,206.52	4,126.09	4,250.23	4,213.24	4,206.52	4,484.32
households²	16,263.92	17,053.57	16,546.17	16,550.63	16,367.08	17,053.57	16,831.62
foreign deposits	791.76	1,074.44	769.27	769.85	824.69	1,074.44	1,083.16
official sector incl. central banks	30.00	x	10.02	5.01	x	x	x
banks (MFIs)	61.78	362.03	60.40	61.53	120.53	362.03	351.05
non-bank financial institutions	27.10	21.58	29.23	28.37	20.86	21.58	22.35
non-financial corporations	114.45	x	111.10	112.43	x	x	x
households²	558.44	548.60	558.53	562.51	547.60	548.60	542.01



by maturity	27,537.29	27,940.90	27,615.69	26,997.55	26,917.46	27,940.90	27,293.71
overnight deposits and deposits up to one day	235.80	147.44	109.52	119.20	111.95	147.44	153.86
deposits up to and including 1 year	12,372.94	13,529.24	13,478.67	12,694.57	12,742.26	13,529.24	13,079.95
deposits over 1 year up to and including 2 years	3,396.92	3,181.18	3,146.68	3,136.43	3,223.07	3,181.18	3,369.33
deposits over 2 years	11,531.63	11,083.03	10,880.82	11,047.35	10,840.18	11,083.03	10,690.56



debt securities issued	4,022.51	4,992.93	4,585.60	4,308.78	4,917.75	4,992.93	5,134.80



other liabilities (domestic and foreign countries)	3,526.12	3,688.24	3,620.40	3,749.11	3,941.25	3,688.24	3,860.07
total liabilities	35,085.92	36,622.07	35,821.69	35,055.44	35,776.46	36,622.07	36,288.58



special purpose banks incl. building and loan associations
deposits
by counterparties	27,548.86	28,103.37	27,398.98	27,569.76	27,539.99	28,103.37	27,817.23
domestic deposits	24,570.90	24,782.38	24,562.84	24,616.57	24,543.00	24,782.38	24,707.98
official sector incl. central banks	780.72	491.66	643.56	574.20	614.58	491.66	549.11
banks (MFIs)	4,343.37	4,527.60	4,620.77	4,682.46	4,572.17	4,527.60	4,533.06
non-bank financial institutions	2,274.68	2,026.73	2,181.00	2,071.93	1,986.97	2,026.73	1,773.41
non-financial corporations	877.49	826.51	827.62	802.71	795.26	826.51	963.64
households²	16,294.63	16,909.88	16,289.89	16,485.27	16,574.02	16,909.88	16,888.77
foreign deposits	2,977.96	3,320.99	2,836.14	2,953.19	2,996.98	3,320.99	3,109.25
official sector incl. central banks	0.00	x	0.00	0.00	x	x	x
banks (MFIs)	655.04	679.64	513.39	629.72	502.85	679.64	512.19
non-bank financial institutions	2,070.23	2,278.28	2,092.92	2,060.85	2,274.77	2,278.28	2,287.19
non-financial corporations	120.87	x	120.19	127.62	x	x	x
households²	131.81	300.09	109.64	135.00	151.55	300.09	251.98



by maturity	27,548.86	28,103.37	27,398.98	27,569.76	27,539.99	28,103.37	27,817.23
overnight deposits and deposits up to one day	5,049.59	4,821.78	4,502.21	4,989.31	4,517.77	4,821.78	4,632.87
deposits up to and including 1 year	5,028.86	4,860.60	4,915.11	4,662.90	4,855.61	4,860.60	4,914.41
deposits over 1 year up to and including 2 years	3,246.57	3,808.82	3,562.80	3,228.92	3,473.88	3,808.82	4,020.98
deposits over 2 years	14,223.84	14,612.17	14,418.86	14,688.64	14,692.72	14,612.17	14,248.97



debt securities issued	31,582.60	32,649.66	31,596.17	31,652.66	32,417.30	32,649.66	31,547.87



other liabilities (domestic and foreign countries)	6,018.47	6,341.46	6,287.25	6,396.58	6,379.30	6,341.46	6,447.11
total liabilities	65,149.93	67,094.49	65,282.40	65,619.00	66,336.58	67,094.49	65,812.21




Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households