DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Carinthia
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,969.83	2,459.93	2,235.67	2,330.02	1,938.45
Loans and advances	23,595.77	23,430.28	23,034.20	23,130.34	23,265.33
Debt securities	3,956.38	3,996.39	4,043.66	4,029.98	4,104.77
Equity instruments	266.72	260.68	272.48	281.35	295.28
Tangible assets	233.18	238.43	239.62	247.66	249.64
Intangible assets	14.93	14.56	14.90	16.21	15.17
Investments in subsidaries, which are not fully or proportionally consolidated	677.79	680.02	686.91	687.93	688.75
Other assets	238.97	241.18	248.14	245.25	222.25
Total assets/liabilities	30,953.57	31,321.47	30,775.57	30,968.73	30,779.64



Liabilities
Deposits of central banks	657.72	555.16	647.28	311.36	191.60
Deposits of credit institutions	3,141.68	3,284.68	3,091.47	3,104.18	3,060.30
Deposits of non-banks	21,622.22	21,827.71	21,313.31	22,011.00	21,816.66
Debt securities issued	1,970.99	1,977.06	2,003.97	1,931.72	1,900.30
Provisions	289.63	289.78	255.09	272.79	320.13
Equity and minority interest	2,975.47	3,010.31	3,090.64	3,107.44	3,123.91
Other liabilities	295.87	376.77	373.81	230.25	366.75
Total assets/liabilities	30,953.57	31,321.47	30,775.57	30,968.73	30,779.64



Selected profit and loss items
Net interest income	175.34	351.35	510.28	687.77	147.43
of which: interest income	321.86	640.31	928.21	1,232.15	262.39
of which: interest expenses	146.52	288.96	417.94	544.38	114.96
Dividend income	4.48	28.66	34.51	41.83	6.25
Net fee and comission income	56.39	112.55	164.47	226.58	57.19
of which: fee and comission income	64.26	127.90	189.66	261.54	66.18
of which: fee and comission expenses	7.87	15.35	25.18	34.96	8.99
Trading and other valuation gains/losses	1.18	1.67	3.05	3.22	2.87
Other operating income	6.67	16.13	25.27	42.25	6.74
Other operating expenses	3.01	11.37	13.77	51.83	1.51
Operating income, net	241.04	498.99	723.80	949.82	218.96
Administrative and other expenses	130.20	265.13	387.01	532.72	137.25
of which: staff expenses	77.01	160.14	232.98	315.26	80.11
Depreciation and impairment of physical and intangible assets	3.85	7.69	11.34	17.02	3.79
Operating gains/losses	107.00	226.17	325.45	400.09	77.92
Impairment/Reversal of impairment and provisions for credit risk	1.03	14.63	44.47	121.83	11.68
Other gains/losses	2.98	7.52	13.08	21.48	−1.38
Profit or loss before tax and minority interest	108.94	219.06	294.06	299.74	64.87
Tax expenses related to profit or loss	11.16	27.53	41.02	53.47	12.72
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	16.50	16.50	0.00
Profit or Loss after tax and minority interest	97.79	191.53	269.55	262.77	52.15

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).