DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Raiffeisen credit cooperatives
End of period	Q1 23	Q2 23	Q3 23	Q4 23

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	32,994.19	31,032.16	25,202.68	25,006.06
Loans and advances	258,140.38	254,397.98	255,352.54	250,828.57
Debt securities	40,270.53	40,330.81	42,075.43	41,158.37
Equity instruments	4,474.17	4,477.56	4,431.84	4,593.49
Tangible assets	2,146.80	2,173.58	2,225.34	2,277.26
Intangible assets	70.88	71.17	71.40	70.61
Investments in subsidaries, which are not fully or proportionally consolidated	23,438.88	23,548.03	23,645.53	24,198.43
Other assets	9,392.61	8,332.39	8,920.11	10,032.49
Total assets/liabilities	370,928.43	364,363.69	361,924.86	358,165.28



Liabilities
Deposits of central banks	16,204.80	11,295.49	9,193.34	6,591.91
Deposits of credit institutions	83,510.56	82,477.45	77,398.08	76,613.89
Deposits of non-banks	170,592.37	167,952.41	169,343.78	169,448.49
Debt securities issued	54,474.45	56,131.69	57,990.95	57,280.80
Provisions	2,220.97	2,286.70	2,247.65	2,134.87
Equity and minority interest	34,772.07	35,326.07	36,121.82	38,195.43
Other liabilities	9,153.21	8,893.87	9,629.24	7,899.89
Total assets/liabilities	370,928.43	364,363.69	361,924.86	358,165.28



Selected profit and loss items
Net interest income	1,315.00	2,737.59	4,227.14	5,689.32
of which: interest income	5,550.17	8,807.73	12,362.21	18,646.56
of which: interest expenses	4,235.17	6,070.14	8,135.07	12,957.25
Dividend income	25.13	169.30	206.98	2,261.85
Net fee and comission income	390.82	759.79	1,127.57	1,618.72
of which: fee and comission income	496.83	979.26	1,467.52	2,066.49
of which: fee and comission expenses	106.02	219.47	339.96	447.78
Trading and other valuation gains/losses	78.45	145.56	127.22	112.44
Other operating income	137.43	305.61	532.85	783.27
Other operating expenses	190.83	601.29	837.21	1,436.03
Operating income, net	1,755.99	3,516.57	5,384.55	9,029.56
Administrative and other expenses	964.89	2,032.89	2,970.10	4,203.43
of which: staff expenses	508.07	1,130.33	1,668.19	2,352.42
Depreciation and impairment of physical and intangible assets	22.19	−47.28	−26.05	−456.50
Operating gains/losses	768.91	1,530.96	2,440.50	5,282.63
Impairment/Reversal of impairment and provisions for credit risk	−55.71	10.62	93.44	456.37
Other gains/losses	−0.33	14.31	16.99	67.63
Profit or loss before tax and minority interest	824.29	1,534.64	2,364.04	4,893.89
Tax expenses related to profit or loss	75.31	132.30	203.57	323.03
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.28	0.41	1.59
Profit or Loss after tax and minority interest	748.98	1,402.62	2,160.88	4,572.45

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.