export data:

CSVExcelExcel-HTML

chart

edit table

Bank Profitability1

Volksbank credit cooperatives, building and loan associations

End of period	2018	2019	2020	Q2 20	Q3 20	Q4 20	Q1 21
	EUR million
Volksbank credit cooperatives4
Interest receivable and similar income	468.92	456.34	442.33	223.95	334.95	442.33	104.61
Interest payable and similar charges	71.23	65.96	78.42	31.82	48.47	78.42	19.01
Net interest income	397.69	390.38	363.91	192.14	286.48	363.91	85.60
Income from securities and participations	15.54	7.33	33.93	3.86	4.36	33.93	1.08
Net commissions income	254.47	249.52	258.61	130.42	194.05	258.61	66.22
Net profit or loss on financial operations	1.61	1.42	2.79	1.61	2.03	2.79	0.74
Other operating income	143.37	152.93	134.15	61.00	94.72	134.15	39.17
Operating income	812.69	801.58	793.39	389.02	581.64	793.39	192.82
Staff costs	310.62	300.52	269.86	140.14	208.67	269.86	64.55
Other administrative expenses	306.85	308.69	300.77	139.30	220.73	300.77	84.03
Depreciation and amortization	26.40	25.39	23.38	10.77	16.00	23.38	4.87
Other operating expenses	43.51	28.51	32.84	21.33	25.52	32.84	6.44
Operating expenses	687.39	663.11	626.85	311.54	470.92	626.85	159.89
Operating profit	125.30	138.47	166.54	77.48	110.72	166.54	32.93
Expected annual operating profit	125.30	138.49	166.54	133.90	146.28	166.54	99.35
Expected risk provisions for lending2	−19.74	27.93	121.39	92.93	100.16	121.39	76.12
Expected risk provisions for securities and participations2	11.94	−60.14	8.12	0.40	−0.26	8.12	15.87
Expected profit or loss on ordinary activities	133.11	170.70	37.03	40.57	46.38	37.03	7.37
Expected extraordinary profit or loss	−27.34	−27.11	−7.33	0.00	1.40	−7.33	0.00
Expected tax on profit or loss and other taxes	27.86	26.83	−2.86	9.75	12.25	−2.86	10.79
Expected profit or loss for the year after tax	77.91	116.76	32.55	30.82	35.54	32.55	−3.43
Average total assets3	30,557.38	33,652.84	34,861.49	34,062.27	34,590.79	34,861.49	35,366.81
Building and loan associations
Interest receivable and similar income	508.26	464.89	395.72	217.21	322.62	395.72	90.72
Interest payable and similar charges	257.85	212.32	148.81	90.74	134.60	148.81	32.55
Net interest income	250.41	252.57	246.91	126.47	188.03	246.91	58.17
Income from securities and participations	16.43	25.73	38.54	3.05	4.10	38.54	1.04
Net commissions income	15.72	4.48	3.25	3.60	6.82	3.25	1.28
Net profit or loss on financial operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other operating income	46.66	54.92	47.10	21.36	33.17	47.10	13.38
Operating income	329.22	337.69	335.79	154.49	232.11	335.79	73.87
Staff costs	82.81	73.60	69.83	34.86	51.09	69.83	15.77
Other administrative expenses	93.79	87.00	113.19	49.19	71.22	113.19	38.10
Depreciation and amortization	4.21	4.19	4.15	1.79	2.75	4.15	1.03
Other operating expenses	44.22	56.71	57.80	23.25	37.44	57.80	13.78
Operating expenses	225.04	221.51	244.98	109.09	162.51	244.98	68.68
Operating profit	104.18	116.19	90.82	45.40	69.60	90.82	5.19
Expected annual operating profit	104.18	116.19	90.82	82.74	101.90	90.82	77.09
Expected risk provisions for lending2	12.82	−2.88	27.27	9.38	24.78	27.27	6.49
Expected risk provisions for securities and participations2	−2.50	12.88	−4.20	0.48	−5.75	−4.20	−1.36
Expected profit or loss on ordinary activities	93.87	106.19	67.74	72.87	82.87	67.74	71.96
Expected extraordinary profit or loss	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expected tax on profit or loss and other taxes	5.59	21.20	10.68	14.44	12.28	10.68	12.98
Expected profit or loss for the year after tax	88.27	84.98	57.07	58.43	70.59	57.07	58.97
Average total assets3	22,525.79	22,144.58	21,723.93	21,750.34	21,774.35	21,723.93	21,422.51
Source: OeNB.
Time series breaks may occur in all sectors due to sector modifications from June 2004 (establishment of a separate sector for Member State credit institutions operating in Austria pursuant to Article 9 Austrian Banking Act).
1  Based on the quarterly report. The profitability data of credit institutions operating in Austria are shown on an unconsolidated basis.
2  Including already effected direct write-offs.
3  Average total assets, based on end-of-day balances, for the last completed financial year.
4  Individual banks were reclassified from or to Joint stock banks and private banks, Raiffeisen credit cooperatives, Volksbank credit cooperatives and Special purpose banks in December 2006 to reflect the standardization of the sector allocation criteria used by the OeNB and the Financial Market Authority (FMA).

language: German English

time series: years:  from from year19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020 to 19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020   quarters:  from from year199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021from monthQ1Q2Q3Q4 to 199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021Q1Q2Q3Q4 fix header:

last update on 27.05.2021 14:22

print page

close window