export data:

CSVExcelExcel-HTML

chart

edit table

Bank Profitability1

Volksbank credit cooperatives, building and loan associations

End of period	2019	2020	2021	Q4 21	Q1 22	Q2 22	Q3 22
	EUR million
Volksbank credit cooperatives4
Interest receivable and similar income	456.34	442.33	441.80	441.80	109.33	220.87	338.01
Interest payable and similar charges	65.96	78.42	85.55	85.55	19.68	39.21	57.89
Net interest income	390.38	363.91	356.25	356.25	89.65	181.66	280.13
Income from securities and participations	7.33	33.93	13.22	13.22	0.34	6.90	7.65
Net commissions income	249.52	258.61	268.41	268.41	72.07	141.29	206.63
Net profit or loss on financial operations	1.42	2.79	2.32	2.32	0.63	1.15	1.67
Other operating income	152.93	134.15	144.46	144.46	37.63	81.44	110.67
Operating income	801.58	793.39	784.66	784.66	200.32	412.44	606.75
Staff costs	300.52	269.86	260.84	260.84	61.51	126.51	189.19
Other administrative expenses	308.69	300.77	338.07	338.07	98.07	168.65	247.75
Depreciation and amortization	25.39	23.38	20.81	20.81	4.83	9.76	14.47
Other operating expenses	28.51	32.84	27.17	27.17	7.36	17.95	23.66
Operating expenses	663.11	626.85	646.89	646.89	171.77	322.87	475.07
Operating profit	138.47	166.54	137.77	137.77	28.55	89.57	131.68
Expected annual operating profit	138.49	166.54	137.77	137.77	127.94	169.52	193.91
Expected risk provisions for lending2	27.93	121.39	−68.58	−68.58	17.30	1.57	28.15
Expected risk provisions for securities and participations2	−60.14	8.12	85.26	85.26	0.37	3.35	2.71
Expected profit or loss on ordinary activities	170.70	37.03	121.09	121.09	110.27	164.59	163.06
Expected extraordinary profit or loss	−27.11	−7.33	−31.20	−31.20	0.00	0.00	0.00
Expected tax on profit or loss and other taxes	26.83	−2.86	33.01	33.01	32.38	37.54	39.52
Expected profit or loss for the year after tax	116.76	32.55	56.88	56.88	77.89	127.05	123.54
Average total assets3	33,652.84	34,861.49	36,223.04	36,223.04	36,932.68	37,083.09	37,143.07
Building and loan associations
Interest receivable and similar income	464.89	395.72	348.93	348.93	80.87	162.35	247.68
Interest payable and similar charges	212.32	148.81	116.90	116.90	26.88	53.24	83.43
Net interest income	252.57	246.91	232.02	232.02	53.99	109.11	164.25
Income from securities and participations	25.73	38.54	97.09	97.09	0.73	72.54	73.40
Net commissions income	4.48	3.25	9.98	9.98	8.09	16.92	24.15
Net profit or loss on financial operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other operating income	54.92	47.10	21.26	21.26	5.80	22.35	24.15
Operating income	337.69	335.79	360.35	360.35	68.61	220.93	285.95
Staff costs	73.60	69.83	65.19	65.19	11.09	23.30	35.99
Other administrative expenses	87.00	113.19	93.59	93.59	34.64	55.78	74.50
Depreciation and amortization	4.19	4.15	4.85	4.85	1.15	2.44	3.67
Other operating expenses	56.71	57.80	29.27	29.27	13.03	26.07	30.74
Operating expenses	221.51	244.98	192.89	192.89	59.91	107.59	144.91
Operating profit	116.19	90.82	167.46	167.46	8.69	113.34	141.05
Expected annual operating profit	116.19	90.82	171.37	171.37	71.63	162.95	158.40
Expected risk provisions for lending2	−2.88	27.27	−3.24	−3.24	6.42	6.78	−12.46
Expected risk provisions for securities and participations2	12.88	−4.20	1.43	1.43	3.28	10.41	17.52
Expected profit or loss on ordinary activities	106.19	67.74	173.18	173.18	61.93	145.77	153.34
Expected extraordinary profit or loss	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expected tax on profit or loss and other taxes	21.20	10.68	16.51	16.51	17.31	18.65	19.67
Expected profit or loss for the year after tax	84.98	57.07	156.67	156.67	44.62	127.12	133.67
Average total assets3	22,144.58	21,723.93	21,221.15	21,221.15	20,955.56	21,652.58	22,060.15
Source: OeNB.
Time series breaks may occur in all sectors due to sector modifications from June 2004 (establishment of a separate sector for Member State credit institutions operating in Austria pursuant to Article 9 Austrian Banking Act).
1  Based on the quarterly report. The profitability data of credit institutions operating in Austria are shown on an unconsolidated basis.
2  Including already effected direct write-offs.
3  Average total assets, based on end-of-day balances, for the last completed financial year.
4  Individual banks were reclassified from or to Joint stock banks and private banks, Raiffeisen credit cooperatives, Volksbank credit cooperatives and Special purpose banks in December 2006 to reflect the standardization of the sector allocation criteria used by the OeNB and the Financial Market Authority (FMA).

language: German English

time series: years:  from from year199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021 to 199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021   quarters:  from from year1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022from monthQ1Q2Q3Q4 to 1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022Q1Q2Q3Q4 fix header:

last update on 25.11.2022 15:53

print page

close window