export data:

CSVExcelExcel-HTML

edit table

Bank Profitability on Regional Basis14

End of period	2018	2019	2020	Q2 20	Q3 20	Q4 20	Q1 21
	EUR million
Vienna
Interest receivable and similar income	9,034.88	8,936.86	7,544.58	4,038.70	5,870.95	7,544.58	1,829.79
Interest payable and similar charges	5,235.73	5,247.87	3,903.19	2,190.49	3,138.85	3,903.19	934.89
Net interest income	3,799.15	3,689.00	3,641.39	1,848.21	2,732.09	3,641.39	894.90
Income from securities and participations	2,582.30	2,332.69	1,835.59	913.83	1,460.26	1,835.59	299.99
Net commissions income	2,294.37	2,274.02	2,244.05	1,114.12	1,664.43	2,244.05	634.94
Net profit or loss on financial operations	247.93	218.03	432.44	191.28	374.12	432.44	99.15
Other operating income	1,249.02	1,588.94	1,535.61	695.82	899.49	1,535.61	584.28
Operating income	10,172.77	10,102.68	9,689.09	4,763.26	7,130.39	9,689.09	2,513.26
Staff costs	3,120.96	3,467.30	2,853.12	1,401.35	2,087.09	2,853.12	653.17
Other administrative expenses	2,782.88	2,656.37	2,562.26	1,258.10	1,869.34	2,562.26	702.93
Depreciation and amortization	150.61	169.92	154.98	74.47	111.21	154.98	36.00
Other operating expenses	621.05	1,002.18	1,154.94	535.60	698.88	1,154.94	377.02
Operating expenses	6,675.50	7,295.77	6,725.31	3,269.52	4,766.52	6,725.31	1,769.13
Operating profit	3,497.27	2,806.91	2,963.78	1,493.74	2,363.87	2,963.78	744.14
Expected annual operating profit	3,820.29	3,154.47	2,963.36	3,242.67	3,448.98	2,963.36	3,322.08
Expected risk provisions for lending2	295.83	448.81	1,218.14	1,027.28	1,212.48	1,218.14	791.22
Expected risk provisions for securities and participations2	−38.01	−260.43	374.45	458.30	719.57	374.45	−47.93
Expected profit or loss on ordinary activities	3,562.46	2,966.09	1,370.77	1,757.09	1,516.94	1,370.77	2,578.78
Expected extraordinary income/loss	490.67	75.57	157.18	33.80	63.42	157.18	26.16
Expected tax on profit or loss and other taxes	289.67	292.23	281.91	363.28	306.12	281.91	348.37
Expected profit or loss for the year after tax	3,763.46	2,749.44	1,246.04	1,427.60	1,274.23	1,246.04	2,256.57
Average total assets3	483,613.33	497,649.10	544,232.17	523,458.88	531,140.56	544,232.17	560,983.48
Lower Austria
Interest receivable and similar income	899.43	933.22	931.38	463.25	697.19	931.38	223.78
Interest payable and similar charges	91.29	76.90	51.68	29.20	40.27	51.68	5.81
Net interest income	808.14	856.32	879.70	434.05	656.91	879.70	217.97
Income from securities and participations	66.82	58.54	24.35	6.80	14.99	24.35	5.75
Net commissions income	282.78	293.06	314.11	153.55	227.51	314.11	81.99
Net profit or loss on financial operations	4.06	5.14	4.74	2.67	3.34	4.74	1.09
Other operating income	44.67	53.64	45.25	18.04	30.19	45.25	8.44
Operating income	1,206.47	1,266.70	1,268.13	615.10	932.95	1,268.13	315.24
Staff costs	482.93	478.32	457.30	234.25	346.33	457.30	111.97
Other administrative expenses	290.57	314.77	311.54	152.30	226.70	311.54	84.70
Depreciation and amortization	32.64	30.61	30.97	14.98	22.96	30.97	7.09
Other operating expenses	36.34	29.42	45.48	13.10	24.76	45.48	9.51
Operating expenses	842.48	853.12	845.29	414.62	620.74	845.29	213.27
Operating profit	363.99	413.58	422.84	200.48	312.20	422.84	101.97
Expected annual operating profit	361.07	414.27	425.35	356.81	375.41	425.35	361.13
Expected risk provisions for lending2	−19.30	70.82	109.05	115.09	118.12	109.05	122.33
Expected risk provisions for securities and participations2	23.24	−25.69	4.23	22.94	18.08	4.23	2.66
Expected profit or loss on ordinary activities	357.13	369.14	312.07	218.78	239.21	312.07	236.14
Expected extraordinary income/loss	−40.62	44.15	−23.64	−9.06	−10.96	−23.64	−3.81
Expected tax on profit or loss and other taxes	93.76	117.38	79.80	66.95	71.01	79.80	59.69
Expected profit or loss for the year after tax	222.75	295.91	208.64	142.77	157.25	208.64	172.64
Average total assets3	50,931.57	53,587.30	58,090.92	56,206.49	57,369.97	58,090.92	60,404.90
Burgenland
Interest receivable and similar income	181.04	179.85	158.03	78.80	118.80	158.03	38.00
Interest payable and similar charges	27.37	27.65	14.70	8.47	11.73	14.70	2.93
Net interest income	153.67	152.20	143.33	70.33	107.08	143.33	35.08
Income from securities and participations	14.03	24.35	12.98	8.19	6.73	12.98	2.62
Net commissions income	61.61	65.67	60.69	28.54	43.90	60.69	16.03
Net profit or loss on financial operations	0.87	0.00	7.05	2.83	4.54	7.05	1.58
Other operating income	11.08	12.62	14.69	6.70	10.16	14.69	3.87
Operating income	241.26	254.84	238.74	116.59	172.40	238.74	59.17
Staff costs	93.55	96.53	87.81	45.04	68.06	87.81	21.24
Other administrative expenses	53.70	58.58	53.19	27.31	40.48	53.19	15.61
Depreciation and amortization	4.54	4.75	4.64	2.07	2.98	4.64	1.30
Other operating expenses	6.69	7.70	11.18	3.62	6.89	11.18	2.77
Operating expenses	158.48	167.56	156.82	78.04	118.40	156.82	40.92
Operating profit	82.78	87.28	81.92	38.56	54.00	81.92	18.25
Expected annual operating profit	82.78	87.28	81.92	76.63	70.38	81.92	71.53
Expected risk provisions for lending2	−2.50	1.26	−4.90	23.51	23.20	−4.90	22.86
Expected risk provisions for securities and participations2	1.27	−2.12	14.57	2.04	1.17	14.57	0.39
Expected profit or loss on ordinary activities	84.01	88.15	72.25	51.08	46.01	72.25	48.29
Expected extraordinary income/loss	0.00	0.00	0.95	0.95	0.32	0.95	0.00
Expected tax on profit or loss and other taxes	19.60	21.22	23.22	9.42	9.68	23.22	10.06
Expected profit or loss for the year after tax	64.41	66.93	49.98	42.61	36.65	49.98	38.23
Average total assets3	11,734.92	12,296.13	12,587.06	12,079.97	12,325.52	12,587.06	13,601.71
Upper Austria
Interest receivable and similar income	1,734.21	1,795.29	1,709.55	873.97	1,294.32	1,709.55	417.16
Interest payable and similar charges	492.77	529.65	407.40	224.63	320.44	407.40	87.44
Net interest income	1,241.45	1,265.65	1,302.15	649.35	973.88	1,302.15	329.72
Income from securities and participations	317.82	304.67	225.63	117.93	171.73	225.63	65.18
Net commissions income	663.71	685.70	725.89	338.79	507.21	725.89	190.08
Net profit or loss on financial operations	9.62	21.55	13.12	0.73	5.48	13.12	11.62
Other operating income	120.55	132.05	142.79	58.84	87.40	142.79	40.29
Operating income	2,353.14	2,409.62	2,409.56	1,165.64	1,745.69	2,409.56	636.89
Staff costs	844.64	830.81	825.16	398.41	593.24	825.16	185.87
Other administrative expenses	503.63	549.45	534.00	256.67	383.07	534.00	142.49
Depreciation and amortization	48.95	50.20	62.19	28.95	44.31	62.19	14.77
Other operating expenses	99.45	133.28	144.03	79.14	90.23	144.03	23.52
Operating expenses	1,496.67	1,563.74	1,565.38	763.17	1,110.84	1,565.38	366.66
Operating profit	856.47	845.88	844.18	402.47	634.85	844.18	270.23
Expected annual operating profit	856.30	844.74	842.66	754.94	767.99	842.66	881.01
Expected risk provisions for lending2	81.00	90.82	230.71	215.53	216.67	230.71	279.26
Expected risk provisions for securities and participations2	10.62	−64.43	3.16	46.35	28.33	3.16	−1.32
Expected profit or loss on ordinary activities	764.68	818.35	608.79	493.06	522.99	608.79	603.07
Expected extraordinary income/loss	−18.26	−12.34	−2.90	−0.27	−0.27	−2.90	−0.28
Expected tax on profit or loss and other taxes	180.80	185.39	129.63	120.73	128.71	129.63	132.88
Expected profit or loss for the year after tax	565.62	620.62	476.27	372.05	394.01	476.27	469.91
Average total assets3	106,032.88	111,998.41	120,345.86	116,759.70	118,729.72	120,345.86	125,794.28
Salzburg
Interest receivable and similar income	669.26	635.21	609.32	307.12	459.98	609.32	141.21
Interest payable and similar charges	174.53	132.72	109.32	57.40	84.80	109.32	10.19
Net interest income	494.73	502.49	500.00	249.72	375.18	500.00	131.02
Income from securities and participations	57.41	57.80	39.51	15.05	24.62	39.51	8.43
Net commissions income	267.01	281.60	298.78	153.71	224.79	298.78	85.68
Net profit or loss on financial operations	4.28	4.75	5.00	2.66	4.11	5.00	3.15
Other operating income	1,043.75	1,136.59	1,187.74	572.46	871.39	1,187.74	293.98
Operating income	1,867.18	1,983.22	2,031.04	993.60	1,500.09	2,031.04	522.26
Staff costs	430.79	438.04	423.71	215.13	316.77	423.71	104.68
Other administrative expenses	287.71	304.21	308.36	142.15	223.59	308.36	80.06
Depreciation and amortization	591.93	647.42	681.40	336.43	506.67	681.40	172.74
Other operating expenses	277.06	310.75	317.11	147.27	228.75	317.11	75.54
Operating expenses	1,587.48	1,700.41	1,730.58	840.97	1,275.79	1,730.58	433.02
Operating profit	279.70	282.81	300.45	152.62	224.31	300.45	89.24
Expected annual operating profit	273.27	279.29	309.10	265.41	280.91	309.10	291.72
Expected risk provisions for lending2	10.24	10.47	112.51	80.70	82.00	112.51	77.70
Expected risk provisions for securities and participations2	−29.86	8.20	5.55	−4.73	−14.47	5.55	−0.28
Expected profit or loss on ordinary activities	292.89	260.61	191.04	189.44	213.38	191.04	214.29
Expected extraordinary income/loss	1.51	−0.60	1.45	0.00	0.00	1.45	−0.25
Expected tax on profit or loss and other taxes	45.01	52.58	51.52	48.10	51.48	51.52	47.88
Expected profit or loss for the year after tax	249.39	207.43	140.98	141.34	161.90	140.98	166.16
Average total assets3	40,461.15	42,606.98	44,822.57	44,121.26	44,617.58	44,822.57	46,159.21
Tyrol
Interest receivable and similar income	824.50	847.07	789.58	405.71	606.32	789.58	193.45
Interest payable and similar charges	198.88	196.59	149.32	86.46	124.06	149.32	25.84
Net interest income	625.63	650.48	640.26	319.24	482.26	640.26	167.61
Income from securities and participations	50.69	46.80	26.46	10.68	13.75	26.46	6.37
Net commissions income	296.40	309.27	318.23	158.73	234.71	318.23	82.69
Net profit or loss on financial operations	−0.43	7.52	7.62	2.50	1.69	7.62	2.28
Other operating income	58.27	65.24	78.29	33.53	49.08	78.29	13.47
Operating income	1,030.56	1,079.31	1,070.86	524.67	781.49	1,070.86	272.41
Staff costs	424.08	438.13	418.25	201.50	306.99	418.25	97.14
Other administrative expenses	249.55	267.23	261.62	127.07	190.49	261.62	69.35
Depreciation and amortization	33.27	33.84	34.64	19.91	29.27	34.64	8.33
Other operating expenses	53.33	53.65	61.94	23.17	37.62	61.94	14.82
Operating expenses	760.23	792.85	776.45	371.64	564.37	776.45	189.64
Operating profit	270.33	286.47	294.41	153.04	217.13	294.41	82.77
Expected annual operating profit	266.73	286.60	294.17	246.03	257.03	294.17	296.81
Expected risk provisions for lending2	−51.92	13.85	134.04	110.11	124.85	134.04	129.24
Expected risk provisions for securities and participations2	9.50	−6.77	1.01	5.08	3.95	1.01	0.33
Expected profit or loss on ordinary activities	309.15	279.53	159.12	130.84	128.24	159.12	167.24
Expected extraordinary income/loss	53.41	−2.80	−2.50	−0.49	−0.32	−2.50	−1.54
Expected tax on profit or loss and other taxes	77.96	76.62	48.74	44.33	46.68	48.74	44.53
Expected profit or loss for the year after tax	284.61	200.11	107.88	86.02	81.25	107.88	121.16
Average total assets3	41,032.78	42,765.06	45,882.03	45,215.69	45,513.20	45,882.03	47,636.05
Vorarlberg
Interest receivable and similar income	493.04	485.55	474.74	241.48	360.97	474.74	116.50
Interest payable and similar charges	81.16	70.90	45.45	32.16	40.26	45.45	7.42
Net interest income	411.88	414.65	429.28	209.32	320.71	429.28	109.08
Income from securities and participations	33.33	35.01	12.43	4.20	7.74	12.43	2.32
Net commissions income	146.91	156.04	164.79	78.67	117.41	164.79	40.03
Net profit or loss on financial operations	9.63	10.08	12.59	5.75	9.70	12.59	4.21
Other operating income	28.08	31.80	38.42	19.75	25.12	38.42	6.24
Operating income	629.83	647.58	657.52	317.69	480.67	657.52	161.87
Staff costs	223.37	229.25	233.25	113.75	168.58	233.25	58.81
Other administrative expenses	145.33	151.36	144.42	74.82	111.72	144.42	39.02
Depreciation and amortization	15.50	14.84	15.83	7.55	11.11	15.83	4.10
Other operating expenses	23.78	26.36	32.68	13.87	19.43	32.68	5.30
Operating expenses	407.98	421.81	426.18	209.99	310.84	426.18	107.23
Operating profit	221.84	225.77	231.33	107.70	169.83	231.33	54.63
Expected annual operating profit	221.33	222.37	228.74	206.53	207.37	228.74	228.66
Expected risk provisions for lending2	1.27	14.28	86.68	74.14	74.63	86.68	67.74
Expected risk provisions for securities and participations2	21.06	−48.70	3.00	11.93	8.52	3.00	2.41
Expected profit or loss on ordinary activities	199.01	256.79	139.06	120.47	124.22	139.06	158.51
Expected extraordinary income/loss	−17.79	−14.59	−0.59	−1.59	0.66	−0.59	−2.19
Expected tax on profit or loss and other taxes	47.17	47.80	34.46	27.75	34.47	34.46	34.26
Expected profit or loss for the year after tax	134.05	194.40	104.01	91.13	90.41	104.01	122.06
Average total assets3	35,045.73	36,218.82	38,332.34	37,630.61	37,990.32	38,332.34	39,540.19
Styria
Interest receivable and similar income	793.41	800.22	780.94	395.89	592.28	780.94	185.10
Interest payable and similar charges	108.67	97.89	70.36	41.39	59.52	70.36	11.10
Net interest income	684.75	702.34	710.58	354.50	532.76	710.58	174.00
Income from securities and participations	79.81	97.21	27.97	13.15	18.66	27.97	12.32
Net commissions income	372.92	394.19	412.19	194.59	296.52	412.19	110.82
Net profit or loss on financial operations	7.47	9.22	11.15	4.92	8.75	11.15	2.10
Other operating income	110.45	134.19	143.78	58.05	114.00	143.78	24.88
Operating income	1,255.40	1,337.14	1,305.67	625.20	970.68	1,305.67	324.12
Staff costs	486.04	484.97	469.66	226.83	345.84	469.66	105.82
Other administrative expenses	324.70	368.17	370.11	196.97	279.79	370.11	102.41
Depreciation and amortization	28.76	28.19	30.38	14.32	21.52	30.38	6.95
Other operating expenses	40.77	36.95	46.79	17.18	30.41	46.79	14.32
Operating expenses	880.27	918.27	916.93	455.30	677.56	916.93	229.50
Operating profit	375.13	418.87	388.74	169.90	293.12	388.74	94.62
Expected annual operating profit	375.31	418.50	388.43	344.77	382.98	388.43	376.92
Expected risk provisions for lending2	−8.15	−18.23	116.18	116.74	114.76	116.18	92.04
Expected risk provisions for securities and participations2	−52.71	−11.12	6.66	25.66	25.06	6.66	1.63
Expected profit or loss on ordinary activities	436.17	447.85	265.60	202.37	243.16	265.60	283.25
Expected extraordinary income/loss	−52.18	−11.11	16.32	−0.40	−0.50	16.32	26.30
Expected tax on profit or loss and other taxes	66.66	72.39	33.90	34.37	32.51	33.90	73.84
Expected profit or loss for the year after tax	317.34	364.35	248.02	167.60	210.15	248.02	235.70
Average total assets3	49,826.40	52,118.77	56,443.64	54,885.20	55,588.61	56,443.64	59,739.68
Carinthia
Interest receivable and similar income	452.39	452.73	438.72	226.44	335.03	438.72	104.86
Interest payable and similar charges	77.55	75.59	68.49	36.13	52.97	68.49	15.00
Net interest income	374.84	377.14	370.24	190.31	282.06	370.24	89.86
Income from securities and participations	35.23	39.79	17.76	7.04	9.81	17.76	3.93
Net commissions income	172.31	184.07	193.26	94.18	140.49	193.26	50.59
Net profit or loss on financial operations	4.58	3.69	4.08	0.26	3.10	4.08	0.86
Other operating income	45.14	39.50	60.71	15.55	24.52	60.71	8.34
Operating income	632.10	644.18	646.05	307.34	459.97	646.05	153.59
Staff costs	274.54	277.08	278.32	137.50	207.30	278.32	64.44
Other administrative expenses	157.66	165.52	169.97	81.16	120.85	169.97	44.58
Depreciation and amortization	18.20	19.02	21.30	9.40	14.22	21.30	4.88
Other operating expenses	17.28	14.38	22.57	9.09	15.54	22.57	5.24
Operating expenses	467.68	476.01	492.16	237.15	357.91	492.16	119.15
Operating profit	164.42	168.18	153.88	70.20	102.06	153.88	34.44
Expected annual operating profit	164.33	169.76	153.37	160.25	150.51	153.37	155.86
Expected risk provisions for lending2	45.83	23.77	58.77	74.39	62.05	58.77	64.12
Expected risk provisions for securities and participations2	−19.32	−10.68	−6.83	8.55	7.84	−6.83	−0.32
Expected profit or loss on ordinary activities	137.82	156.67	101.44	77.31	80.61	101.44	92.06
Expected extraordinary income/loss	−8.54	−9.58	2.81	−0.44	2.07	2.81	−2.59
Expected tax on profit or loss and other taxes	30.45	31.32	22.56	18.64	23.96	22.56	21.11
Expected profit or loss for the year after tax	98.84	115.78	81.69	58.23	58.73	81.69	68.36
Average total assets3	24,669.39	26,288.81	27,646.25	27,444.35	27,634.44	27,646.25	28,896.24
Source: OeNB.
Time series breaks may occur in all sectors due to sector modifications from June 2004 (establishment of a separate sector for Member State credit institutions operating in Austria pursuant to Article 9 Austrian Banking Act).
1  Based on the quarterly report. The profitability data of credit institutions operating in Austria are shown on an unconsolidated basis.
2  Including already effected direct write-offs.
3  Average total assets, based on end-of-day balances, for the last completed financial year.
4  Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).

language: German English

time series: years:  from from year19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020 to 19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020   quarters:  from from year199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021from monthQ1Q2Q3Q4 to 199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021Q1Q2Q3Q4 fix header:

last update on 27.05.2021 14:30

print page

close window