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Payment Systems Operators – Delayed Debit and Credit Cards with a Payment or Cash Function1

Number of cards and their use in Austria and abroad

End of period	2020	2021	2022	Q1 22	Q2 22	Q3 22	Q4 22
Number of delayed debit and credit cards issued, million
Credit or delayed debit function	3.69	3.65	6.89	3.39	3.48	3.41	3.41
of which: with a Cash function	2.42	2.50	6.69	3.32	3.40	3.27	3.29
Number of transactions, million
Credit or delayed debit function (payments initiated electronically)	218.73	233.24	245.94	56.91	63.54	65.18	126.04
Cash function (withdrawals)	3.32	3.02	3.27	0.73	0.90	0.90	1.64
Value in EUR, million
Credit or delayed debit function (paid value initiated electronically)	14,825.61	16,249.32	19,089.94	4,224.97	4,986.71	5,149.16	9,972.94
Cash function (withdrawn value)	672.42	616.28	664.24	150.49	178.48	180.64	332.44
Average value per transaction, EUR
Credit or delayed debit function (paid value initiated electronically)	68	69	78	74	78	79	79
Cash function (withdrawn value)	203	205	203	206	199	201	204
Source: OeNB.
Changes in the reporting methodology may cause breaks in the time series after the third quarter of 2014.
With credit cards with a credit function the amount is payable by agreed instalments. A credit line is granted.
With delayed debit cards the entire payable amount is settled at the end of a predefined period, no credit line is granted.
1  Excluding cards with e-money function (e.g. prepaid credit cards) and also excluding credits or refunds.

language: German English	time series: years:  from from year200520062007200820092010201120122013201420152016201720182019202020212022 to 200520062007200820092010201120122013201420152016201720182019202020212022   quarters:  from from year200520062007200820092010201120122013201420152016201720182019202020212022from monthQ1Q2Q3Q4 to 200520062007200820092010201120122013201420152016201720182019202020212022Q1Q2Q3Q4 fix header:

last update on 24.03.2023 13:19

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