DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	17,042.99	14,122.61	17,331.30	15,640.37	20,435.08
Loans and advances	156,555.51	156,931.35	155,647.66	156,232.95	155,862.01
Debt securities	38,998.92	40,311.85	38,730.33	36,894.63	38,267.91
Equity instruments	3,030.62	3,148.50	3,304.36	3,713.75	4,225.30
Tangible assets	1,071.46	1,084.07	1,098.63	1,124.65	1,168.91
Intangible assets	54.12	51.38	50.45	47.92	45.35
Investments in subsidaries, which are not fully or proportionally consolidated	15,981.79	16,598.33	16,325.59	15,761.71	16,111.43
Other assets	2,502.52	2,394.31	2,567.64	2,364.56	2,147.49
Total assets/liabilities	235,237.95	234,642.40	235,055.96	231,780.53	238,263.49



Liabilities
Deposits of central banks	1,961.25	1,809.95	1,453.16	1,777.04	826.86
Deposits of credit institutions	41,276.58	36,208.23	36,048.96	33,471.64	36,872.69
Deposits of non-banks	117,685.61	119,123.25	116,558.19	115,584.14	120,087.98
Debt securities issued	39,315.91	41,396.80	42,172.91	42,104.26	41,074.66
Provisions	1,083.91	1,082.81	1,064.73	1,042.06	975.85
Equity and minority interest	29,190.16	29,975.10	32,069.99	32,004.23	32,843.97
Other liabilities	4,724.53	5,046.27	5,688.03	5,797.16	5,581.46
Total assets/liabilities	235,237.95	234,642.40	235,055.96	231,780.53	238,263.49



Selected profit and loss items
Net interest income	3,146.42	735.63	1,506.50	2,302.22	3,114.93
of which: interest income	13,072.89	2,810.17	5,499.64	8,028.48	10,358.16
of which: interest expenses	9,926.47	2,074.54	3,993.14	5,726.25	7,243.23
Dividend income	2,277.29	322.23	2,806.61	2,844.49	2,903.55
Net fee and comission income	1,332.24	383.59	689.39	1,059.65	1,453.20
of which: fee and comission income	1,684.30	474.92	887.31	1,354.10	1,852.04
of which: fee and comission expenses	352.06	91.34	197.92	294.45	398.85
Trading and other valuation gains/losses	−15.78	−47.26	−39.92	−64.38	−71.71
Other operating income	223.97	48.79	107.08	159.08	243.04
Other operating expenses	135.19	9.22	19.00	29.68	40.14
Operating income, net	6,828.96	1,433.76	5,050.66	6,271.38	7,602.87
Administrative and other expenses	2,555.34	655.51	1,348.37	2,007.15	2,785.91
of which: staff expenses	1,423.17	346.96	707.27	1,062.48	1,455.23
Depreciation and impairment of physical and intangible assets	−538.33	−9.67	−114.22	−89.16	−401.39
Operating gains/losses	4,811.95	787.92	3,816.51	4,353.39	5,218.35
Impairment/Reversal of impairment and provisions for credit risk	382.62	47.07	146.04	223.43	326.98
Other gains/losses	203.77	16.50	64.25	117.32	156.76
Profit or loss before tax and minority interest	4,633.09	757.36	3,734.72	4,247.28	5,048.13
Tax expenses related to profit or loss	395.04	91.70	189.84	279.31	417.31
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	4,238.05	665.65	3,544.88	3,967.97	4,630.82

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.