DATA - Economic sector breakdown of households

Economic sector breakdown of households
Financial instruments	2023	2024	2025	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
EUR million
Assets
Stocks
Monetary gold and Special Drawing Rights	0	0	0	0	0	0	0	0	0
Currency	21,852	19,440	20,046	19,417	19,816	19,663	20,046	20,441	20,315
Transferable Deposits	187,814	196,545	206,053	193,332	202,879	200,139	206,053	198,434	201,899
Deposits	114,955	125,152	125,897	125,202	122,391	122,513	125,897	128,328	129,531
Short-term loans	1,794	1,784	2,074	1,758	1,942	1,853	2,074	1,887	1,988
Long-term loans	252	216	278	217	247	234	278	222	265
Trade credits	21	24	17	29	29	22	17	32	27
Short-term debt securities	605	2,789	4,941	3,342	3,829	3,907	4,941	6,044	7,498
Long-term debt securities	27,694	32,602	36,785	33,723	34,546	35,949	36,785	37,873	38,493
Listed shares	42,159	45,415	55,473	46,932	49,321	52,685	55,473	54,872	62,358
Unlisted shares	5,725	6,307	5,686	6,520	5,956	5,768	5,686	5,693	5,821
Mutual fund shares	89,755	101,969	114,309	101,413	104,458	109,891	114,309	114,826	128,254
Other Equity	217,957	223,888	228,289	225,141	226,050	227,704	228,289	228,564	232,017
Life insurance reserves	64,291	64,965	63,423	63,413	63,244	63,219	63,423	62,909	65,100
Non-life insurance technical reserves	4,073	4,593	4,620	4,678	4,709	4,559	4,620	5,072	5,188
Pension entitlements	48,740	50,409	52,252	50,083	50,069	50,959	52,252	51,965	53,792
Entitlements to non-pension benefits	18,650	21,143	23,559	21,488	22,023	22,942	23,559	23,780	24,289
Other accounts receivable	13,607	15,181	14,673	15,441	15,449	15,444	14,673	14,978	14,821
Financial assets, total	859,944	912,422	958,375	912,129	926,958	937,451	958,375	955,920	991,656
Net financial assets	647,241	701,095	744,951	701,288	715,376	724,623	744,951	742,039	777,872
Flows
Monetary gold and Special Drawing Rights	0	0	0	0	0	0	0	0	0
Currency	−1,689	−2,412	606	−22	399	−153	382	395	−127
Transferable Deposits	−21,614	9,021	9,848	−3,109	9,621	−2,694	6,030	−7,651	3,466
Deposits	25,162	10,213	908	81	−2,758	144	3,441	2,380	1,315
Short-term loans	−571	−10	289	−26	184	−89	220	−186	100
Long-term loans	−34	−37	62	1	30	−13	44	−55	42
Trade credits	−8	3	−8	5	0	−7	−6	15	−4
Short-term debt securities	197	2,272	2,147	551	488	66	1,042	1,109	1,453
Long-term debt securities	6,463	4,027	3,618	1,173	684	1,095	666	794	310
Listed shares	718	−101	253	353	391	−29	−462	55	−267
Unlisted shares	−172	−34	−166	45	30	41	−282	21	50
Mutual fund shares	2,310	3,724	8,119	2,365	2,061	1,721	1,972	3,072	2,447
Other Equity	112	−447	587	39	350	641	−443	−2	324
Life insurance reserves	−2,286	−898	−684	−387	−334	163	−126	−47	−543
Non-life insurance technical reserves	−5	575	2	344	2	−151	−193	578	113
Pension entitlements	718	889	1,063	247	268	272	276	236	238
Entitlements to non-pension benefits	1,601	1,815	1,928	475	480	484	489	499	509
Other accounts receivable	597	1,545	−517	260	7	−13	−771	303	−145
Financial investment, total	11,499	30,145	28,055	2,395	11,903	1,478	12,279	1,516	9,281
Net lending/Net borrowing	14,612	30,756	25,430	2,732	11,152	80	11,466	1,287	7,567
Liabilities
Stocks
Short-term loans	6,823	6,559	6,662	6,834	6,871	7,003	6,662	6,854	6,879
Short-term housing loans	505	322	266	266	276	292	317	307	319
Short-term consumption loans	3,226	3,389	3,617	3,617	3,659	3,711	3,372	3,558	3,546
Short-term other loans	3,092	3,040	2,951	2,951	2,936	3,001	2,973	2,989	3,014
Long-term loans	201,534	200,022	201,747	199,524	200,110	201,312	201,747	202,434	202,173
Long-term housing loans	154,544	153,031	151,991	151,991	152,393	153,370	154,150	154,525	153,962
Long-term consumption loans	13,668	13,776	14,195	14,195	14,331	14,515	14,446	14,660	14,874
Long-term other loans	33,321	33,339	33,338	33,338	33,386	33,427	33,152	33,250	33,337
Trade credits	118	128	201	215	203	193	201	226	210
Other accounts receivable	4,228	4,619	4,814	4,267	4,398	4,319	4,814	4,367	4,523
Financial liabilities, total	212,703	211,328	213,424	210,840	211,582	212,827	213,424	213,881	213,785
Net financial assets	647,241	701,095	744,951	701,288	715,376	724,623	744,951	742,039	777,872
Flows
Short-term loans	−713	−33	270	299	72	164	−265	179	38
Short-term housing loans	−477	−486	−393	16	11	5	24	−17	8
Short-term consumption loans	−94	206	394	211	67	72	−333	171	−128
Short-term other loans	−142	−201	−114	71	−5	87	43	25	157
Long-term loans	−2,568	−1,021	2,067	−368	561	1,325	549	480	1,539
Long-term housing loans	−2,374	−2,496	−3,258	−479	313	986	740	268	1,145
Long-term consumption loans	163	300	734	171	198	269	10	187	259
Long-term other loans	−357	22	−119	−61	50	69	−201	25	135
Trade credits	−2	10	72	86	−12	−10	8	25	−15
Other accounts receivable	171	435	216	−353	130	−82	521	−455	152
Financing, total	−3,112	−609	2,625	−336	751	1,397	813	229	1,714
Net lending/Net borrowing	14,612	30,756	25,430	2,732	11,152	80	11,466	1,287	7,567
Key indicators
Financial investment as a share of GDP	2.3	6.1	5.4	5.8	6.3	5.6	5.4	5.0	x
Financing as a share of GDP	−0.6	−0.1	0.5	0.0	0.1	0.4	0.5	0.7	x
Net lending/borrowing as a share of GDP	2.9	6.1	4.9	5.8	6.2	5.2	4.9	4.3	x
Financial assets as a share of GDP	179.3	183.1	184.8	181.6	182.8	182.9	184.8	182.8	x
Financial liabilities as a share of GDP	45.1	43.4	42.0	42.8	42.5	42.3	42.0	41.8	x
Net financial assets as a share of GDP	134.2	139.7	142.7	138.8	140.3	140.6	142.7	141.0	x


Source: OeNB.