DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	35,647.27	48,166.81	41,677.09	36,029.67	35,682.54
Loans and advances	168,340.29	169,572.07	171,480.57	173,531.87	174,557.11
Debt securities	34,780.72	35,217.91	36,296.64	37,054.41	36,626.11
Equity instruments	888.35	927.59	906.05	874.52	853.51
Tangible assets	1,164.88	1,159.83	1,163.31	1,180.27	1,196.50
Intangible assets	211.90	207.05	198.40	198.08	196.62
Investments in subsidaries, which are not fully or proportionally consolidated	4,579.76	4,656.59	4,667.63	4,669.11	5,245.38
Other assets	4,576.45	4,149.74	3,915.36	3,847.65	3,855.76
Total assets/liabilities	250,189.62	264,057.58	260,305.05	257,385.59	258,213.51



Liabilities
Deposits of central banks	3,367.47	943.67	440.55	675.35	465.57
Deposits of credit institutions	22,312.80	36,508.95	34,511.96	29,002.01	26,169.01
Deposits of non-banks	156,690.97	156,413.64	156,666.38	157,121.61	160,912.91
Debt securities issued	34,128.00	35,511.07	35,456.68	36,186.89	36,802.93
Provisions	5,256.58	5,105.96	4,806.93	4,989.59	5,291.06
Equity and minority interest	21,933.56	22,654.87	21,646.02	22,421.02	22,626.59
Other liabilities	6,500.25	6,919.44	6,776.53	6,989.12	5,945.44
Total assets/liabilities	250,189.62	264,057.58	260,305.05	257,385.59	258,213.51



Selected profit and loss items
Net interest income	4,912.01	1,258.41	2,496.00	3,712.22	4,833.18
of which: interest income	10,991.56	3,477.53	6,951.99	10,303.25	13,033.44
of which: interest expenses	6,079.54	2,219.12	4,456.00	6,591.03	8,200.27
Dividend income	326.58	72.66	189.40	227.42	352.45
Net fee and comission income	1,499.06	410.95	807.37	1,210.08	1,623.66
of which: fee and comission income	1,913.55	506.49	1,002.16	1,510.60	2,038.14
of which: fee and comission expenses	414.49	95.54	194.79	300.51	414.47
Trading and other valuation gains/losses	53.29	30.83	66.55	68.53	82.67
Other operating income	400.40	159.92	406.72	510.17	496.07
Other operating expenses	571.35	83.85	197.36	485.17	463.82
Operating income, net	6,619.99	1,848.91	3,768.68	5,243.25	6,924.21
Administrative and other expenses	3,304.30	735.84	1,509.29	2,327.98	3,280.46
of which: staff expenses	2,038.01	422.91	897.16	1,417.35	2,026.00
Depreciation and impairment of physical and intangible assets	140.85	22.61	48.43	62.49	129.47
Operating gains/losses	3,174.84	1,090.46	2,210.95	2,852.79	3,514.28
Impairment/Reversal of impairment and provisions for credit risk	293.43	0.04	229.26	117.74	321.60
Other gains/losses	−34.91	−6.98	18.36	15.99	−29.89
Profit or loss before tax and minority interest	2,846.50	1,083.45	2,000.05	2,751.04	3,162.79
Tax expenses related to profit or loss	479.20	140.23	319.65	411.19	593.70
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	98.27	0.01	0.11	0.13	0.08
Profit or Loss after tax and minority interest	2,465.56	943.23	1,680.51	2,339.98	2,569.16

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.