DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2021	2022	2023	May 24	June 24	July 24	Aug. 24	Sep. 24	Oct. 24

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	397	415	403	399	401	450	389	391	422
with initial rate fixation
up to 1 year⁴	243	252	205	180	182	202	169	175	187
for house purchases
Total	3,100	2,884	1,788	1,278	1,448	1,625	1,469	1,406	1,696
with initial rate fixation
up to 1 year⁴	1,181	1,106	718	267	301	314	287	296	283
over 1 year and up to 5 years	232	203	177	170	168	257	176	164	263
for other purposes	973	989	963	705	959	924	749	814	810
sole proprietors	636	645	628	383	539	497	364	423	448



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,116	1,090	1,140	778	1,102	1,058	701	888	983
with initial rate fixation
up to 1 year⁴	843	839	867	542	808	717	452	588	652
with initial maturity over 1 year	886	891	924	563	856	853	548	678	780
Loans over EUR 1 million
Total	7,978	8,579	8,522	5,927	8,974	8,085	5,550	6,642	8,016
with initial rate fixation
up to 1 year⁴	6,378	7,216	6,773	4,375	6,723	6,202	4,269	4,968	6,161
with initial maturity over 1 year	5,650	6,053	6,400	4,013	6,864	5,891	3,473	4,553	6,101



to households and nonfinancial corporations
loans denominated in Swiss francs	52	61	69	91	171	120	96	121	144

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.