DATA - Economic sector breakdown of households

Economic sector breakdown of households
Financial instruments	2021	2022	2023	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24

	EUR million



Stocks
Monetary gold and Special Drawing Rights	0	0	0	0	0	0	0	0	0
Currency	23,725	23,516	21,868	22,055	22,193	21,909	21,868	20,028	19,708
Transferable Deposits	202,138	209,586	187,815	202,380	200,257	192,285	187,815	185,200	187,597
Deposits	92,064	90,063	115,320	94,290	100,121	105,996	115,320	121,577	122,740
Short-term loans	2,945	2,365	1,794	2,003	1,916	1,943	1,794	1,636	1,972
Long-term loans	157	286	252	228	264	248	252	264	262
Trade credits	49	29	21	8	13	9	21	19	22
Short-term debt securities	585	474	605	447	643	625	605	604	1,437
Long-term debt securities	22,750	20,374	27,716	22,983	24,390	25,461	27,716	28,892	30,264
Listed shares	39,618	36,968	42,159	40,379	41,134	40,308	42,159	44,146	44,900
Unlisted shares	9,669	4,842	5,125	4,885	4,954	5,076	5,125	5,123	5,166
Mutual fund shares	85,988	81,872	89,785	84,727	86,767	85,755	89,785	94,497	96,635
Other Equity	181,443	193,673	193,475	193,492	193,909	193,584	193,475	193,555	194,173
Life insurance reserves	79,692	63,328	64,338	63,368	62,861	60,588	64,338	64,831	63,622
Non-life insurance technical reserves	4,354	3,860	4,073	4,107	4,105	4,011	4,073	4,420	4,461
Pension entitlements	48,962	45,306	46,665	45,609	46,076	45,573	46,665	47,542	48,035
Entitlements to non-pension benefits	16,428	16,574	18,650	17,014	17,462	17,843	18,650	19,303	19,980
Other accounts receivable	30,339	29,535	32,653	30,618	30,599	30,725	32,443	32,478	33,812
Financial assets, total	824,466	806,369	833,384	811,509	820,132	814,026	833,384	844,812	854,806
Net financial assets	613,426	588,066	618,603	595,078	604,145	598,610	618,603	631,624	642,060

Flows
Monetary gold and Special Drawing Rights	0	0	0	0	0	0	0	0	0
Currency	1,326	−208	−1,661	−1,474	138	−284	−41	−1,793	−320
Transferable Deposits	14,725	6,157	−21,615	−7,198	−2,044	−7,971	−4,402	−2,465	2,385
Deposits	−4,295	−1,435	25,274	4,271	5,872	5,832	9,299	6,404	1,122
Short-term loans	446	−580	−571	−361	−88	27	−149	−158	337
Long-term loans	11	129	−34	−58	36	−16	4	12	−2
Trade credits	17	0	−8	−22	5	−3	12	−2	3
Short-term debt securities	−46	−27	197	−23	208	7	5	16	896
Long-term debt securities	−1,972	2,263	6,462	2,477	1,383	1,158	1,444	1,003	1,361
Listed shares	1,432	1,776	718	755	40	189	−266	192	54
Unlisted shares	−201	741	18	−104	53	36	33	34	35
Mutual fund shares	9,308	5,969	2,161	1,159	667	216	119	735	784
Other Equity	680	364	−232	−347	294	263	−442	124	353
Life insurance reserves	−2,600	−1,605	−2,131	−924	−601	−136	−470	−412	−190
Non-life insurance technical reserves	170	−253	−624	186	−63	−359	−388	162	−405
Pension entitlements	−136	323	376	46	74	80	176	168	193
Entitlements to non-pension benefits	1,184	1,336	1,247	321	312	307	307	293	285
Other accounts receivable	673	−646	489	286	−465	−258	926	−549	657
Financial investment, total	20,722	14,304	10,066	−1,010	5,821	−912	6,167	3,764	7,548
Net lending/Net borrowing	12,169	7,934	13,662	707	6,226	−305	7,034	4,875	7,976


Liabilities

Stocks
Short-term loans	8,229	7,639	6,885	7,310	7,256	7,120	6,885	6,789	6,764
Short-term housing loans	1,621	1,027	543	827	696	607	543	344	313
Short-term consumption loans	3,368	3,459	3,233	3,315	3,344	3,391	3,233	3,394	3,481
Short-term other loans	3,240	3,153	3,109	3,168	3,216	3,122	3,109	3,051	2,970
Long-term loans	198,677	206,467	203,855	205,067	204,804	204,581	203,855	202,510	202,384
Long-term housing loans	152,680	159,308	156,561	157,764	157,517	156,927	156,561	155,059	154,682
Long-term consumption loans	36,503	36,606	36,565	36,560	36,590	36,614	36,565	36,674	36,898
Long-term other loans	9,494	10,553	10,729	10,744	10,697	11,041	10,729	10,778	10,804
Trade credits	120	122	120	118	149	99	120	150	144
Other accounts receivable	4,014	4,075	3,921	3,936	3,779	3,616	3,921	3,740	3,454
Financial liabilities, total	211,040	218,303	214,781	216,431	215,988	215,416	214,781	213,189	212,746
Net financial assets	613,426	588,066	618,603	595,078	604,145	598,610	618,603	631,624	642,060

Flows
Short-term loans	583	−538	−650	−300	−37	−104	−209	−89	10
Short-term housing loans	36	−533	−440	−175	−125	−81	−59	−199	−30
Short-term consumption loans	289	135	−88	−130	129	54	−141	168	98
Short-term other loans	258	−140	−122	5	−41	−77	−9	−58	−58
Long-term loans	8,135	6,790	−2,802	−1,271	−242	−291	−998	−873	−147
Long-term housing loans	8,517	6,371	−2,630	−1,015	−349	−643	−623	−1,095	−404
Long-term consumption loans	46	409	369	37	184	110	39	175	254
Long-term other loans	−428	10	−541	−293	−77	242	−414	47	3
Trade credits	31	3	−2	−5	32	−50	21	30	−5
Other accounts receivable	−198	116	−143	−141	−158	−162	318	−179	−286
Financing, total	8,551	6,371	−3,597	−1,717	−405	−607	−868	−1,111	−428
Net lending/Net borrowing	12,169	7,934	13,662	707	6,226	−305	7,034	4,875	7,976



Key indicators
Financial investment as a share of GDP	5.1	3.2	2.1	2.0	2.4	1.5	2.1	3.1	3.4
Financing as a share of GDP	2.1	1.4	−0.8	0.6	0.0	−0.5	−0.8	−0.6	−0.6
Net lending/borrowing as a share of GDP	3.0	1.8	2.9	1.4	2.4	2.0	2.9	3.7	4.0
Financial assets as a share of GDP	203.0	180.0	176.1	176.6	175.6	172.2	174.3	175.7	176.6
Financial liabilities as a share of GDP	52.0	48.7	45.4	47.1	46.3	45.6	44.9	44.3	43.9
Net financial assets as a share of GDP	151.0	131.3	130.7	129.5	129.4	126.7	129.4	131.3	132.6

Source: OeNB.