DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2021	2022	2023	Apr. 24	May 24	June 24	July 24	Aug. 24	Sep. 24

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	397	415	403	434	399	401	450	389	391
with initial rate fixation
up to 1 year⁴	243	252	205	201	180	182	202	169	174
for house purchases
Total	3,100	2,884	1,788	1,399	1,278	1,448	1,625	1,469	1,385
with initial rate fixation
up to 1 year⁴	1,181	1,106	718	327	267	301	314	287	291
over 1 year and up to 5 years	232	203	177	248	170	168	257	176	161
for other purposes	973	989	963	882	705	959	924	749	852
sole proprietors	636	645	628	500	383	539	497	364	459



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,116	1,090	1,140	872	778	1,102	1,058	701	993
with initial rate fixation
up to 1 year⁴	843	839	867	623	542	808	717	452	628
with initial maturity over 1 year	886	891	924	679	563	856	853	548	783
Loans over EUR 1 million
Total	7,978	8,579	8,522	6,943	5,927	8,974	8,085	5,550	6,745
with initial rate fixation
up to 1 year⁴	6,378	7,216	6,773	5,536	4,375	6,723	6,202	4,269	4,960
with initial maturity over 1 year	5,650	6,053	6,400	4,991	4,013	6,864	5,891	3,473	4,657



to households and nonfinancial corporations
loans denominated in Swiss francs	52	61	69	114	91	171	120	96	121

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.