DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	4,764.99	3,029.51	3,545.63	3,373.31	3,781.74
Loans and advances	41,127.10	42,129.27	41,811.60	42,265.40	42,732.56
Debt securities	7,946.21	8,062.87	7,998.67	7,987.40	8,030.66
Equity instruments	112.54	112.91	109.83	109.80	107.25
Tangible assets	134.77	132.87	132.78	131.75	129.46
Intangible assets	24.97	28.47	33.98	31.08	30.10
Investments in subsidaries, which are not fully or proportionally consolidated	697.57	698.55	695.07	744.95	739.28
Other assets	500.42	537.18	559.31	529.79	519.07
Total assets/liabilities	55,308.57	54,731.63	54,886.86	55,173.48	56,070.12



Liabilities
Deposits of central banks	389.31	159.74	x	360.20	1,023.89
Deposits of credit institutions	2,713.84	3,503.58	3,042.56	3,175.53	3,246.77
Deposits of non-banks	20,508.61	19,898.14	20,197.22	20,705.24	20,690.46
Debt securities issued	26,767.15	26,300.67	26,752.28	26,057.86	26,161.35
Provisions	244.46	230.01	237.50	243.20	237.24
Equity and minority interest	4,028.58	4,069.58	4,048.17	4,103.95	4,121.10
Other liabilities	656.63	569.91	x	527.51	589.31
Total assets/liabilities	55,308.57	54,731.63	54,886.86	55,173.48	56,070.12



Selected profit and loss items
Net interest income	336.95	495.20	693.03	164.68	343.57
of which: interest income	900.14	1,284.36	1,645.35	391.04	782.20
of which: interest expenses	563.19	789.16	952.32	226.36	438.63
Dividend income	6.14	27.78	46.98	4.14	8.23
Net fee and comission income	72.43	107.66	138.46	40.25	76.66
of which: fee and comission income	91.53	135.71	185.99	48.54	95.72
of which: fee and comission expenses	19.10	28.05	47.53	8.29	19.06
Trading and other valuation gains/losses	8.53	13.46	13.34	3.45	6.94
Other operating income	20.31	27.09	44.37	7.95	13.68
Other operating expenses	7.73	10.66	20.21	3.62	8.58
Operating income, net	436.64	660.53	915.97	216.86	440.50
Administrative and other expenses	251.81	374.14	518.43	124.91	253.98
of which: staff expenses	147.83	215.50	292.12	70.89	146.40
Depreciation and impairment of physical and intangible assets	7.52	11.38	19.56	5.86	12.52
Operating gains/losses	177.31	275.01	377.98	86.08	173.99
Impairment/Reversal of impairment and provisions for credit risk	68.59	105.34	179.61	18.22	61.79
Other gains/losses	−0.51	−1.83	−25.27	−0.51	−0.58
Profit or loss before tax and minority interest	108.21	167.84	173.10	67.35	111.62
Tax expenses related to profit or loss	38.41	57.04	78.49	22.72	38.00
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	10.88	10.88	10.88	0.00	0.00
Profit or Loss after tax and minority interest	80.67	121.68	105.49	44.63	73.62

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.