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Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period
2022
2023
2024
May 25
June 25
July 25
Aug. 25
Sep. 25
Oct. 25
outstanding amount
in EUR mio
Households
1
consumer loans
variable
12,896
11,840
11,286
10,984
11,297
11,259
11,234
11,312
10,971
fixed
4,270
5,058
6,192
6,597
6,696
6,771
6,795
6,917
6,954
Loans for housing purpose
variable
70,706
56,786
50,398
48,527
48,337
48,264
47,817
47,704
47,508
fixed
64,608
75,319
79,603
80,776
81,557
81,874
82,277
83,124
83,422
other loans
variable
29,424
27,759
25,436
25,114
25,264
25,251
25,334
25,495
25,392
fixed
8,961
10,481
12,636
12,610
12,657
12,531
12,511
12,546
12,479
nonfinancial corporations
variable
151,479
152,585
145,618
145,334
146,817
146,809
146,842
147,815
147,401
fixed
49,879
53,441
63,816
64,489
64,544
63,977
64,232
63,816
63,467
interest rate
in %
Households
1
consumer loans
variable
6.08
8.03
7.43
6.87
6.86
6.73
6.65
6.75
6.60
fixed
6.35
7.48
7.85
7.90
7.90
7.91
7.92
7.94
7.96
Loans for housing purpose
variable
2.44
4.83
4.34
3.52
3.50
3.25
3.23
3.22
3.23
fixed
1.73
2.09
2.30
2.34
2.36
2.37
2.38
2.40
2.41
other loans
variable
3.21
5.76
5.12
4.25
4.24
3.92
3.92
3.92
3.92
fixed
2.12
2.70
3.10
3.07
3.06
3.04
3.04
3.04
3.04
nonfinancial corporations
variable
2.75
5.28
4.59
3.80
3.73
3.48
3.47
3.46
3.48
fixed
1.86
2.48
2.87
2.85
2.86
2.86
2.86
2.87
2.88
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 03.12.2025 17:38