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Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period
2023
2024
2025
Feb. 26
Mar. 26
Apr. 26
May 26
June 26
July 26
outstanding amount
in EUR mio
Households
1
consumer loans
variable
11,840
11,286
10,826
10,442
10,883
10,534
10,691
10,965
10,755
fixed
5,058
6,192
6,994
7,091
7,223
7,265
7,341
7,458
7,484
Loans for housing purpose
variable
56,784
50,398
46,771
46,408
45,885
45,550
45,170
44,864
44,552
fixed
75,244
79,603
84,864
84,637
85,819
86,219
86,835
88,196
88,474
other loans
variable
27,770
25,440
25,475
25,569
25,577
25,454
25,582
25,498
25,422
fixed
10,535
12,635
12,472
12,387
12,456
12,417
12,454
12,528
12,503
nonfinancial corporations
variable
152,552
145,582
148,171
148,829
149,177
150,370
150,903
152,357
153,339
fixed
53,470
63,850
64,006
63,072
63,427
62,502
62,898
62,741
63,401
interest rate
in %
Households
1
consumer loans
variable
8.03
7.43
6.64
6.79
6.83
6.75
6.86
6.84
6.91
fixed
7.48
7.85
7.98
7.98
8.03
8.05
8.05
8.07
8.10
Loans for housing purpose
variable
4.83
4.34
3.22
3.21
3.20
3.27
3.28
3.30
3.44
fixed
2.09
2.30
2.44
2.45
2.46
2.48
2.49
2.51
2.53
other loans
variable
5.76
5.12
3.92
3.92
3.92
3.98
3.99
4.01
4.18
fixed
2.70
3.10
3.05
3.05
3.06
3.07
3.08
3.09
3.10
nonfinancial corporations
variable
5.28
4.59
3.46
3.48
3.48
3.53
3.54
3.59
3.73
fixed
2.48
2.87
2.90
2.90
2.91
2.91
2.92
2.94
2.96
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 04.09.2026 15:53