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Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period
2022
2023
2024
June 25
July 25
Aug. 25
Sep. 25
Oct. 25
Nov. 25
outstanding amount
in EUR mio
Households
1
consumer loans
variable
12,896
11,840
11,286
11,297
11,259
11,234
11,312
10,971
10,909
fixed
4,270
5,058
6,192
6,696
6,771
6,795
6,917
6,954
6,961
Loans for housing purpose
variable
70,706
56,784
50,398
48,337
48,264
47,817
47,704
47,508
47,027
fixed
64,608
75,244
79,603
81,557
81,874
82,277
83,124
83,422
83,962
other loans
variable
29,424
27,770
25,436
25,264
25,251
25,334
25,495
25,396
25,570
fixed
8,960
10,535
12,636
12,657
12,531
12,511
12,546
12,478
12,453
nonfinancial corporations
variable
151,466
152,552
145,618
146,817
146,809
146,842
147,815
147,372
148,171
fixed
49,892
53,470
63,816
64,544
63,977
64,232
63,816
63,495
64,043
interest rate
in %
Households
1
consumer loans
variable
5.90
8.03
7.43
6.86
6.73
6.65
6.75
6.60
6.66
fixed
6.36
7.48
7.85
7.90
7.91
7.92
7.94
7.96
7.96
Loans for housing purpose
variable
2.44
4.83
4.34
3.50
3.25
3.23
3.22
3.23
3.22
fixed
1.73
2.09
2.30
2.36
2.37
2.38
2.40
2.41
2.42
other loans
variable
3.21
5.76
5.12
4.24
3.92
3.92
3.92
3.92
3.92
fixed
2.11
2.70
3.10
3.06
3.04
3.04
3.04
3.04
3.04
nonfinancial corporations
variable
2.75
5.28
4.59
3.73
3.48
3.47
3.45
3.48
3.47
fixed
1.85
2.48
2.87
2.86
2.86
2.86
2.87
2.88
2.88
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 07.01.2026 16:06