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Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period
2023
2024
2025
Nov. 25
Dec. 25
Jan. 26
Feb. 26
Mar. 26
Apr. 26
outstanding amount
in EUR mio
Households
1
consumer loans
variable
11,840
11,286
10,826
10,902
10,826
10,537
10,442
10,883
10,534
fixed
5,058
6,192
6,994
6,961
6,994
7,037
7,091
7,223
7,265
Loans for housing purpose
variable
56,784
50,398
46,771
47,027
46,771
46,805
46,408
45,885
45,550
fixed
75,244
79,603
84,864
83,962
84,864
84,464
84,637
85,819
86,219
other loans
variable
27,770
25,440
25,475
25,569
25,475
25,613
25,569
25,577
25,454
fixed
10,535
12,635
12,472
12,452
12,472
12,382
12,387
12,456
12,417
nonfinancial corporations
variable
152,552
145,582
148,171
148,171
148,171
148,446
148,829
149,177
150,370
fixed
53,470
63,850
64,006
64,043
64,006
62,921
63,072
63,427
62,502
interest rate
in %
Households
1
consumer loans
variable
8.03
7.43
6.64
6.66
6.64
6.81
6.86
6.89
6.82
fixed
7.48
7.85
7.98
7.96
7.98
7.97
7.98
8.03
8.05
Loans for housing purpose
variable
4.83
4.34
3.22
3.22
3.22
3.22
3.21
3.20
3.27
fixed
2.09
2.30
2.44
2.42
2.44
2.44
2.45
2.46
2.48
other loans
variable
5.76
5.12
3.92
3.92
3.92
3.91
3.91
3.91
3.97
fixed
2.70
3.10
3.05
3.04
3.05
3.04
3.05
3.06
3.07
nonfinancial corporations
variable
5.28
4.59
3.46
3.47
3.46
3.48
3.48
3.48
3.53
fixed
2.48
2.87
2.90
2.88
2.90
2.89
2.90
2.91
2.91
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 03.06.2026 12:02