DATA - Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)

Existing loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period	2023	2024	2025	Aug. 25	Sep. 25	Oct. 25	Nov. 25	Dec. 25	Jan. 26

outstanding amount
in EUR mio
Households¹
consumer loans
variable	11,840	11,286	10,826	11,234	11,312	10,971	10,902	10,826	10,537
fixed	5,058	6,192	6,994	6,795	6,917	6,954	6,961	6,994	7,037
Loans for housing purpose
variable	56,784	50,398	46,771	47,817	47,704	47,508	47,027	46,771	46,804
fixed	75,244	79,603	84,864	82,277	83,124	83,422	83,962	84,864	84,464
other loans
variable	27,770	25,440	25,475	25,337	25,498	25,396	25,569	25,475	25,614
fixed	10,535	12,635	12,472	12,510	12,545	12,478	12,452	12,472	12,382
nonfinancial corporations
variable	152,552	145,582	148,171	146,807	147,790	147,372	148,171	148,171	148,446
fixed	53,470	63,850	64,006	64,265	63,847	63,495	64,043	64,006	62,921
interest rate
in %
Households¹
consumer loans
variable	8.03	7.43	6.64	6.65	6.75	6.60	6.66	6.64	6.81
fixed	7.48	7.85	7.98	7.92	7.94	7.96	7.96	7.98	7.97
Loans for housing purpose
variable	4.83	4.34	3.22	3.23	3.22	3.23	3.22	3.22	3.22
fixed	2.09	2.30	2.44	2.38	2.40	2.41	2.42	2.44	2.44
other loans
variable	5.76	5.12	3.92	3.92	3.92	3.92	3.92	3.92	3.91
fixed	2.70	3.10	3.05	3.04	3.04	3.04	3.04	3.05	3.04
nonfinancial corporations
variable	5.28	4.59	3.46	3.47	3.45	3.48	3.47	3.46	3.48
fixed	2.48	2.87	2.90	2.86	2.87	2.88	2.88	2.90	2.89

Source: OeNB.

Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
¹ Including nonprofit institutions serving households.