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Loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (outstanding amounts and interest rates)
End of period
2022
2023
2024
Nov. 24
Dec. 24
Jan. 25
Feb. 25
Mar. 25
Apr. 25
amount
in EUR mio
Households
1
consumer loans
variable
12,896
11,840
11,286
11,164
11,286
11,124
10,958
11,364
10,995
fixed
4,270
5,058
6,192
6,116
6,192
6,247
6,304
6,451
6,527
Loans for housing purpose
variable
70,706
56,786
50,397
50,836
50,397
50,227
49,675
49,264
48,999
fixed
64,608
75,319
79,603
78,752
79,603
79,149
79,352
80,176
80,365
other loans
variable
29,424
27,759
25,437
25,626
25,437
25,232
25,225
25,263
25,059
fixed
8,961
10,481
12,636
12,457
12,636
12,485
12,520
12,633
12,605
nonfinancial corporations
variable
151,479
152,585
145,614
146,214
145,614
145,450
145,386
145,540
145,757
fixed
49,879
53,441
63,816
63,489
63,816
63,363
63,753
63,979
63,832
interest rate
in %
Households
1
consumer loans
variable
6.08
8.03
7.43
7.45
7.43
7.26
7.17
7.14
6.98
fixed
6.35
7.48
7.85
7.85
7.85
7.87
7.87
7.88
7.89
Loans for housing purpose
variable
2.44
4.83
4.34
4.38
4.34
3.86
3.79
3.75
3.56
fixed
1.73
2.09
2.30
2.28
2.30
2.30
2.31
2.32
2.33
other loans
variable
3.21
5.76
5.12
5.16
5.12
4.61
4.58
4.56
4.28
fixed
2.12
2.70
3.10
3.09
3.10
3.08
3.08
3.08
3.07
nonfinancial corporations
variable
2.75
5.28
4.59
4.74
4.59
4.18
4.14
4.06
3.84
fixed
1.86
2.48
2.87
2.85
2.87
2.83
2.84
2.85
2.84
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 05.06.2025 11:28