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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2023
2024
2025
Aug. 25
Sep. 25
Oct. 25
Nov. 25
Dec. 25
Jan. 26
amount
in EUR mio
Households
1
consumer loans
variable
2,042
1,880
1,943
157
176
179
141
133
164
fixed
2,155
2,507
2,723
224
240
239
191
178
210
Loans for housing purpose
variable
2,716
1,348
2,318
217
232
244
243
222
186
fixed
7,756
10,038
14,465
1,181
1,261
1,356
1,184
1,102
976
other loans
variable
4,267
4,807
5,944
392
544
493
509
627
406
fixed
1,452
2,137
1,958
126
118
134
142
218
116
nonfinancial corporations
variable
43,019
39,617
41,519
3,252
3,530
3,588
3,818
4,922
3,340
fixed
8,090
12,391
9,457
583
554
724
904
998
441
interest rate
in %
Households
1
consumer loans
variable
8.53
9.13
8.23
7.93
7.97
8.15
7.96
7.88
8.21
fixed
8.35
7.81
7.51
7.36
7.67
7.73
7.61
7.67
7.98
Loans for housing purpose
variable
4.39
4.65
3.44
3.19
3.25
3.22
3.22
3.21
3.23
fixed
3.93
3.75
3.38
3.38
3.39
3.41
3.41
3.42
3.49
other loans
variable
4.80
4.53
3.20
3.22
2.94
2.95
2.93
2.94
2.95
fixed
4.37
4.17
3.68
3.75
3.75
3.71
3.65
3.75
3.80
nonfinancial corporations
variable
4.68
4.94
3.60
3.43
3.40
3.42
3.32
3.36
3.30
fixed
4.20
4.00
3.56
3.66
3.69
3.60
3.36
3.58
3.84
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 04.03.2026 08:42