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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2023
2024
2025
Jan. 26
Feb. 26
Mar. 26
Apr. 26
May 26
June 26
amount
in EUR mio
Households
1
consumer loans
variable
2,042
1,880
1,943
164
175
194
185
153
180
fixed
2,155
2,507
2,723
210
244
284
269
225
320
Loans for housing purpose
variable
2,716
1,348
2,318
186
218
266
259
256
286
fixed
7,756
10,038
14,465
980
1,014
1,400
1,548
1,391
1,753
other loans
variable
4,267
4,807
5,944
406
497
557
434
501
565
fixed
1,452
2,137
1,958
111
155
165
181
171
183
nonfinancial corporations
variable
43,019
39,617
41,519
3,340
3,177
4,100
3,794
3,899
4,094
fixed
8,090
12,391
9,457
441
568
893
629
776
1,027
interest rate
in %
Households
1
consumer loans
variable
8.53
9.13
8.23
8.21
8.13
8.13
8.11
8.42
8.30
fixed
8.35
7.81
7.51
7.98
7.83
7.84
7.81
8.09
7.75
Loans for housing purpose
variable
4.39
4.65
3.44
3.23
3.21
3.25
3.28
3.33
3.34
fixed
3.93
3.75
3.38
3.49
3.51
3.49
3.51
3.56
3.57
other loans
variable
4.80
4.53
3.20
2.95
3.15
3.31
3.33
2.91
3.09
fixed
4.37
4.17
3.68
3.84
3.80
3.79
3.85
3.80
3.96
nonfinancial corporations
variable
4.68
4.94
3.60
3.30
3.32
3.47
3.36
3.38
3.53
fixed
4.20
4.00
3.56
3.69
3.82
3.82
3.92
3.78
3.41
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 03.08.2026 12:31