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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2022
2023
2024
May 25
June 25
July 25
Aug. 25
Sep. 25
Oct. 25
amount
in EUR mio
Households
1
consumer loans
variable
2,654
2,041
1,879
165
155
191
157
176
179
fixed
1,799
2,154
2,507
234
213
262
224
240
239
Loans for housing purpose
variable
8,453
2,715
1,347
189
197
216
217
232
244
fixed
14,742
7,756
10,038
1,206
1,098
1,379
1,181
1,261
1,356
other loans
variable
4,991
4,267
4,808
417
528
599
392
544
493
fixed
1,643
1,451
2,136
161
165
192
126
118
134
nonfinancial corporations
variable
54,716
43,019
39,617
3,071
4,052
3,618
3,252
3,530
3,588
fixed
7,926
8,091
12,391
737
1,007
817
583
554
724
interest rate
in %
Households
1
consumer loans
variable
5.87
8.46
9.16
8.40
8.25
8.07
7.93
7.97
8.15
fixed
6.60
8.37
7.83
7.51
7.51
7.47
7.36
7.67
7.73
Loans for housing purpose
variable
1.43
4.29
4.66
3.45
3.31
3.24
3.19
3.25
3.22
fixed
1.91
3.94
3.74
3.38
3.38
3.36
3.38
3.39
3.41
other loans
variable
2.04
4.78
4.52
3.18
2.97
3.06
3.22
2.94
2.95
fixed
2.29
4.42
4.17
3.75
3.52
3.71
3.75
3.75
3.71
nonfinancial corporations
variable
1.75
4.66
4.93
3.62
3.50
3.39
3.43
3.40
3.42
fixed
2.15
4.25
3.92
3.64
3.45
3.52
3.66
3.69
3.60
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 05.11.2025 16:57