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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2023
2024
2025
Apr. 26
May 26
June 26
July 26
Aug. 26
Sep. 26
Amount
EUR million
Households
1
Consumer loans
variable
2,042
1,880
1,943
185
153
178
190
155
174
fixed
2,155
2,507
2,723
269
225
250
266
226
239
Loans for housing purpose
variable
2,716
1,348
2,318
259
256
286
207
204
214
fixed
7,756
10,038
14,465
1,548
1,391
1,753
1,121
1,011
1,173
Other loans
variable
4,267
4,807
5,944
434
501
542
479
435
509
fixed
1,452
2,137
1,958
181
171
183
180
134
134
Nonfinancial corporations
variable
43,019
39,617
41,519
3,794
3,899
4,086
4,236
3,747
4,028
fixed
8,090
12,391
9,457
629
776
1,027
1,001
615
1,308
Interest rate
in %
Households
1
Consumer loans
variable
8.53
9.13
8.23
8.11
8.42
8.32
8.69
8.63
8.78
fixed
8.35
7.81
7.51
7.81
8.09
8.13
8.33
8.56
8.57
Loans for housing purpose
variable
4.39
4.65
3.44
3.28
3.33
3.35
3.45
3.57
3.60
fixed
3.93
3.75
3.38
3.51
3.56
3.57
3.60
3.64
3.67
Other loans
variable
4.80
4.53
3.20
3.33
2.91
3.22
3.16
3.18
3.36
fixed
4.37
4.17
3.68
3.85
3.80
3.96
4.01
3.94
4.13
Nonfinancial corporations
variable
4.68
4.94
3.60
3.36
3.38
3.54
3.63
3.59
3.70
fixed
4.20
4.00
3.56
3.92
3.78
3.43
3.58
3.84
3.79
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 30.09.2026 00:00