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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2023
2024
2025
Feb. 26
Mar. 26
Apr. 26
May 26
June 26
July 26
amount
in EUR mio
Households
1
consumer loans
variable
2,042
1,880
1,943
175
194
185
153
180
190
fixed
2,155
2,507
2,723
244
284
269
225
270
266
Loans for housing purpose
variable
2,716
1,348
2,318
218
266
259
256
286
179
fixed
7,756
10,038
14,465
1,014
1,400
1,548
1,391
1,753
1,121
other loans
variable
4,267
4,807
5,944
497
557
434
501
565
479
fixed
1,452
2,137
1,958
155
165
181
171
183
180
nonfinancial corporations
variable
43,019
39,617
41,519
3,177
4,100
3,794
3,899
4,094
4,233
fixed
8,090
12,391
9,457
568
893
629
776
1,027
1,001
interest rate
in %
Households
1
consumer loans
variable
8.53
9.13
8.23
8.13
8.13
8.11
8.42
8.30
8.69
fixed
8.35
7.81
7.51
7.83
7.84
7.81
8.09
7.97
8.33
Loans for housing purpose
variable
4.39
4.65
3.44
3.21
3.25
3.28
3.33
3.34
3.44
fixed
3.93
3.75
3.38
3.51
3.49
3.51
3.56
3.57
3.60
other loans
variable
4.80
4.53
3.20
3.15
3.31
3.33
2.91
3.09
3.16
fixed
4.37
4.17
3.68
3.80
3.79
3.85
3.80
3.96
4.01
nonfinancial corporations
variable
4.68
4.94
3.60
3.32
3.47
3.36
3.38
3.53
3.63
fixed
4.20
4.00
3.56
3.82
3.82
3.92
3.78
3.41
3.58
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 03.08.2026 12:31