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Pure new loans to households and nonfinancial corporations in Austria, broken down by interest rate fixation (amounts and interest rates)
2022
2023
2024
June 25
July 25
Aug. 25
Sep. 25
Oct. 25
Nov. 25
amount
in EUR mio
Households
1
consumer loans
variable
2,655
2,042
1,880
155
191
157
176
179
141
fixed
1,799
2,155
2,507
213
262
224
240
239
191
Loans for housing purpose
variable
8,453
2,716
1,348
197
216
217
232
244
243
fixed
14,742
7,756
10,038
1,098
1,379
1,181
1,261
1,356
1,184
other loans
variable
4,990
4,267
4,807
528
599
392
544
493
509
fixed
1,643
1,452
2,137
165
192
126
118
134
143
nonfinancial corporations
variable
54,712
43,019
39,617
4,052
3,618
3,252
3,530
3,588
3,818
fixed
7,928
8,090
12,391
1,007
817
583
554
724
904
interest rate
in %
Households
1
consumer loans
variable
5.93
8.53
9.13
8.25
8.07
7.93
7.97
8.15
7.96
fixed
6.65
8.35
7.81
7.51
7.47
7.36
7.67
7.73
7.61
Loans for housing purpose
variable
1.54
4.39
4.65
3.31
3.24
3.19
3.25
3.22
3.22
fixed
2.21
3.93
3.75
3.38
3.36
3.38
3.39
3.41
3.41
other loans
variable
2.04
4.80
4.53
2.97
3.06
3.22
2.94
2.95
2.93
fixed
2.43
4.37
4.17
3.52
3.71
3.75
3.75
3.71
3.65
nonfinancial corporations
variable
1.77
4.68
4.94
3.50
3.39
3.43
3.40
3.42
3.32
fixed
2.30
4.20
4.00
3.45
3.52
3.66
3.69
3.60
3.36
Source:
OeNB
.
Loans marked as "variable" have an interest rate fixation up to one year. Also loans with an original- or remaining maturity up to one year are included in this category.
Loans marked as "fixed" have an interest rate fixation, original- and remaining maturity over one year.
1
Including nonprofit institutions serving households.
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Last update on 07.01.2026 16:06