DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2022	2023	2024	Oct. 24	Nov. 24	Dec. 24	Jan. 25	Feb. 25	Mar. 25

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	415	403	400	419	331	300	416	404	442
with initial rate fixation
up to 1 year⁴	252	205	181	184	135	127	176	176	189
for house purchases
Total	2,884	1,788	1,486	1,696	1,448	1,534	1,634	1,720	2,084
with initial rate fixation
up to 1 year⁴	1,106	718	342	283	273	325	298	337	424
over 1 year and up to 5 years	203	177	204	263	184	184	286	233	262
for other purposes	989	963	899	813	786	1,071	1,029	868	981
sole proprietors	645	628	498	448	362	581	589	455	510



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,090	1,140	975	980	894	1,276	1,013	836	1,184
with initial rate fixation
up to 1 year⁴	839	867	671	652	636	882	702	598	810
with initial maturity over 1 year	891	924	769	778	709	1,044	826	662	970
Loans over EUR 1 million
Total	8,579	8,522	7,866	8,016	8,337	11,617	6,540	5,677	7,670
with initial rate fixation
up to 1 year⁴	7,216	6,773	5,916	6,161	6,472	7,919	4,959	4,405	5,801
with initial maturity over 1 year	6,053	6,400	5,848	6,101	6,813	9,767	4,924	4,189	5,900



to households and nonfinancial corporations
loans denominated in Swiss francs	61	69	117	144	138	122	124	133	101

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.