DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2023	2024	2025	Nov. 25	Dec. 25	Jan. 26	Feb. 26	Mar. 26	Apr. 26

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	403	400	424	370	344	422	462	524	498
with initial rate fixation
up to 1 year⁴	205	181	181	156	149	183	194	215	206
for house purchases
Total	1,788	1,486	1,893	1,819	1,816	1,694	1,704	2,153	2,374
with initial rate fixation
up to 1 year⁴	718	343	363	364	366	352	356	459	442
over 1 year and up to 5 years	177	204	233	192	189	223	206	201	284
for other purposes	963	899	907	796	1,132	720	843	964	930
sole proprietors	628	498	468	377	513	383	377	497	554



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,140	966	912	830	1,128	837	710	935	924
with initial rate fixation
up to 1 year⁴	867	664	664	635	816	616	547	706	697
with initial maturity over 1 year	924	760	719	637	883	684	513	721	736
Loans over EUR 1 million
Total	8,522	7,798	7,211	7,315	10,717	6,977	5,648	7,224	7,434
with initial rate fixation
up to 1 year⁴	6,773	5,880	5,698	5,855	8,738	5,719	4,658	5,854	5,949
with initial maturity over 1 year	6,400	5,780	5,453	5,595	8,491	5,366	3,642	5,197	5,558



to households and nonfinancial corporations
loans denominated in Swiss francs	69	117	119	109	160	120	122	159	163

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.