DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2022	2023	2024	Nov. 24	Dec. 24	Jan. 25	Feb. 25	Mar. 25	Apr. 25

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	415	403	400	331	300	416	404	442	452
with initial rate fixation
up to 1 year⁴	252	205	181	135	127	176	176	189	193
for house purchases
Total	2,884	1,788	1,486	1,448	1,534	1,634	1,720	1,984	2,142
with initial rate fixation
up to 1 year⁴	1,106	718	342	273	325	298	337	346	407
over 1 year and up to 5 years	203	177	204	184	184	286	233	256	286
for other purposes	989	963	899	786	1,071	1,029	868	974	925
sole proprietors	645	628	498	362	581	589	455	509	525



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,090	1,140	975	894	1,276	1,013	836	919	915
with initial rate fixation
up to 1 year⁴	839	867	671	636	882	702	598	653	632
with initial maturity over 1 year	891	924	769	709	1,044	826	662	705	733
Loans over EUR 1 million
Total	8,579	8,522	7,866	8,337	11,617	6,540	5,677	6,951	6,491
with initial rate fixation
up to 1 year⁴	7,216	6,773	5,916	6,472	7,919	4,959	4,405	5,391	5,158
with initial maturity over 1 year	6,053	6,400	5,848	6,813	9,767	4,924	4,189	5,201	4,856



to households and nonfinancial corporations
loans denominated in Swiss francs	61	69	117	138	122	124	133	100	145

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.