DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2022	2023	2024	May 25	June 25	July 25	Aug. 25	Sep. 25	Oct. 25

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	415	403	400	426	396	492	419	458	466
with initial rate fixation
up to 1 year⁴	252	205	181	185	175	212	173	191	200
for house purchases
Total	2,884	1,788	1,486	1,869	1,713	2,162	1,821	1,953	2,093
with initial rate fixation
up to 1 year⁴	1,106	718	343	362	346	409	345	377	394
over 1 year and up to 5 years	203	177	204	228	176	294	199	190	264
for other purposes	989	963	899	759	958	1,022	779	917	871
sole proprietors	645	628	498	408	480	516	415	471	457



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,090	1,140	966	805	1,031	972	693	866	987
with initial rate fixation
up to 1 year⁴	839	867	664	595	765	720	500	626	752
with initial maturity over 1 year	891	924	760	631	790	792	560	660	792
Loans over EUR 1 million
Total	8,579	8,522	7,798	6,466	8,683	7,608	6,314	6,815	7,150
with initial rate fixation
up to 1 year⁴	7,216	6,773	5,880	5,042	6,720	5,897	4,941	5,721	5,720
with initial maturity over 1 year	6,053	6,400	5,780	4,771	6,888	5,814	4,665	4,972	5,268



to households and nonfinancial corporations
loans denominated in Swiss francs	61	69	117	109	167	108	35	123	112

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.