DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2023	2024	2025	Aug. 25	Sep. 25	Oct. 25	Nov. 25	Dec. 25	Jan. 26

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	403	400	424	419	458	466	370	344	422
with initial rate fixation
up to 1 year⁴	205	181	181	173	191	200	156	149	183
for house purchases
Total	1,788	1,486	1,893	1,821	1,953	2,093	1,819	1,816	1,713
with initial rate fixation
up to 1 year⁴	718	343	363	345	377	394	364	366	363
over 1 year and up to 5 years	177	204	233	199	190	264	192	189	221
for other purposes	963	899	907	779	917	871	796	1,132	732
sole proprietors	628	498	468	415	471	457	377	513	392



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,140	966	912	693	866	987	830	1,128	895
with initial rate fixation
up to 1 year⁴	867	664	664	500	626	752	635	816	622
with initial maturity over 1 year	924	760	719	560	660	792	637	883	741
Loans over EUR 1 million
Total	8,522	7,798	7,211	6,314	6,815	7,150	7,315	10,717	6,992
with initial rate fixation
up to 1 year⁴	6,773	5,880	5,698	4,941	5,721	5,720	5,855	8,738	5,722
with initial maturity over 1 year	6,400	5,780	5,453	4,665	4,972	5,268	5,595	8,491	5,381



to households and nonfinancial corporations
loans denominated in Swiss francs	69	117	119	35	123	112	109	160	120

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.