DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2023	2024	2025	Apr. 26	May 26	June 26	July 26	Aug. 26	Sep. 26
EUR million
new agreement of loans¹
to households² ³
for consumption
Total	403	400	424	498	414	468	503	419	460
with initial rate fixation
up to 1 year⁴	205	181	181	206	170	199	216	173	195
for house purchases
Total	1,788	1,486	1,893	2,374	1,997	2,488	1,863	1,545	1,834
with initial rate fixation
up to 1 year⁴	718	343	363	442	370	441	399	311	397
over 1 year and up to 5 years	177	204	233	284	179	231	220	156	160
for other purposes	963	899	907	930	800	859	907	653	783
sole proprietors	628	498	468	554	416	434	476	372	382
to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,140	966	912	924	723	980	1,038	629	803
with initial rate fixation
up to 1 year⁴	867	664	664	697	525	710	755	457	609
with initial maturity over 1 year	924	760	719	736	542	744	847	474	586
Loans over EUR 1 million
Total	8,522	7,798	7,211	7,434	7,004	8,327	8,719	6,372	7,849
with initial rate fixation
up to 1 year⁴	6,773	5,880	5,698	5,949	5,588	6,566	6,898	5,244	5,917
with initial maturity over 1 year	6,400	5,780	5,453	5,558	5,201	6,144	6,407	4,309	5,311
to households and nonfinancial corporations
loans denominated in Swiss francs	69	117	119	163	159	198	141	122	147


Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
The yearly values of new agreements of loans represent the average of the respective months.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.