DATA - CRR-Credit Institutions'<sup>1</sup> Business Structure

CRR-Credit Institutions'¹ Business Structure - domestic and foreign assets Joint stock banks and private banks, savings banks, state mortgage banks
End of period	2024	2025	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR millions

Joint stock banks and private banks
total financial domestic assets	150,597.59	152,741.36	150,597.59	148,204.57	149,978.45	150,292.84	152,741.36
domestic loans	139,528.92	140,602.40	139,528.92	136,826.68	138,632.02	138,225.84	140,602.40
official sector incl. central banks	42,434.63	42,546.10	42,434.63	40,702.33	41,391.29	40,383.81	42,546.10
banks (MFIs)	6,359.10	6,582.60	6,359.10	6,210.57	6,656.42	6,918.02	6,582.60
non-bank financial institutions	7,245.56	7,027.32	7,245.56	6,871.56	7,024.55	6,919.14	7,027.32
non-financial corporations	44,628.56	45,691.10	44,628.56	44,313.33	44,933.25	45,210.64	45,691.10
households²	38,861.07	38,755.28	38,861.07	38,728.89	38,626.52	38,794.22	38,755.28



total financial foreign assets	95,089.79	115,816.02	95,089.79	103,904.87	104,256.39	105,669.18	115,816.02
foreign loans	66,615.02	85,606.37	66,615.02	73,266.68	73,337.89	74,283.95	85,606.37
official sector incl. central banks	4,268.51	7,010.82	4,268.51	4,403.29	4,237.80	3,808.92	7,010.82
banks (MFIs)	17,695.34	14,264.33	17,695.34	20,728.49	20,939.79	21,474.03	14,264.33
non-bank financial institutions	10,921.27	12,869.56	10,921.27	11,572.85	11,047.49	11,067.87	12,869.56
non-financial corporations	23,854.44	24,217.22	23,854.44	23,249.59	23,359.35	23,662.80	24,217.22
households²	9,875.46	27,244.44	9,875.46	13,312.46	13,753.46	14,270.33	27,244.44



cash balances (in Euro and foreign currencies)	475.03	451.21	475.03	438.50	449.49	452.38	451.21
securities (domestic and foreign countries)	33,098.05	36,724.68	33,098.05	35,665.47	35,895.65	37,137.68	36,724.68
equity and participations (domestic and foreigen countries)	5,970.36	5,172.73	5,970.36	5,912.10	5,919.79	5,862.17	5,172.73



other assets (domestic and foreign countries)	10,130.60	10,047.47	10,130.60	10,590.32	10,242.81	9,952.92	10,047.47
total assets	255,817.99	278,604.85	255,817.99	262,699.75	264,477.65	265,914.94	278,604.85



savings banks
total financial domestic assets	154,061.68	162,051.31	154,061.68	153,407.77	157,973.63	156,350.66	162,051.31
domestic loans	134,208.60	139,400.37	134,208.60	132,135.93	135,686.88	134,336.80	139,400.37
official sector incl. central banks	15,653.18	19,236.58	15,653.18	13,282.18	15,825.75	14,205.54	19,236.58
banks (MFIs)	25,530.07	24,757.45	25,530.07	25,556.52	25,333.22	25,245.39	24,757.45
non-bank financial institutions	2,893.26	2,761.26	2,893.26	2,861.54	2,701.64	2,702.29	2,761.26
non-financial corporations	50,452.32	51,593.74	50,452.32	50,657.84	51,608.03	51,465.05	51,593.74
households²	39,679.76	41,051.33	39,679.76	39,777.84	40,218.24	40,718.53	41,051.33



total financial foreign assets	76,607.17	72,199.26	76,607.17	76,776.94	72,453.47	71,770.02	72,199.26
foreign loans	37,977.05	35,698.25	37,977.05	37,491.53	35,802.77	36,658.93	35,698.25
official sector incl. central banks	365.61	675.75	365.61	310.44	448.49	525.84	675.75
banks (MFIs)	18,117.02	14,181.13	18,117.02	17,944.93	15,007.53	15,715.89	14,181.13
non-bank financial institutions	3,954.31	4,350.88	3,954.31	3,654.68	4,426.07	4,521.21	4,350.88
non-financial corporations	14,394.44	15,339.94	14,394.44	14,443.97	14,768.97	14,750.19	15,339.94
households²	1,145.67	1,150.54	1,145.67	1,137.50	1,151.70	1,145.81	1,150.54



cash balances (in Euro and foreign currencies)	995.65	1,102.15	995.65	912.37	1,029.23	1,197.64	1,102.15
securities (domestic and foreign countries)	40,435.71	39,596.44	40,435.71	42,234.73	40,284.70	38,319.04	39,596.44
equity and participations (domestic and foreigen countries)	17,051.84	18,453.38	17,051.84	17,410.16	17,623.51	17,608.25	18,453.38



other assets (domestic and foreign countries)	4,575.17	4,012.91	4,575.17	4,457.69	4,628.87	3,659.85	4,012.91
total assets	235,244.01	238,263.49	235,244.01	234,642.40	235,055.96	231,780.53	238,263.49



state mortgage banks
total financial domestic assets	41,419.33	42,122.84	41,419.33	41,391.97	42,511.07	41,500.30	42,122.84
domestic loans	38,303.89	38,855.19	38,303.89	38,171.49	39,220.25	38,177.37	38,855.19
official sector incl. central banks	8,038.04	8,331.84	8,038.04	7,999.24	9,093.76	7,772.16	8,331.84
banks (MFIs)	232.37	205.12	232.37	214.07	252.25	274.62	205.12
non-bank financial institutions	2,493.13	2,475.92	2,493.13	2,448.59	2,412.26	2,452.73	2,475.92
non-financial corporations	16,949.46	17,138.39	16,949.46	16,981.74	16,954.20	16,979.67	17,138.39
households²	10,590.89	10,703.91	10,590.89	10,527.84	10,507.78	10,698.19	10,703.91



total financial foreign assets	11,586.90	11,960.54	11,586.90	11,834.23	11,957.04	12,554.89	11,960.54
foreign loans	6,334.09	6,258.14	6,334.09	6,293.86	6,439.86	6,794.48	6,258.14
official sector incl. central banks	370.80	246.77	370.80	392.02	400.48	373.19	246.77
banks (MFIs)	558.11	370.25	558.11	484.99	645.38	870.95	370.25
non-bank financial institutions	891.90	1,035.51	891.90	947.05	946.37	948.33	1,035.51
non-financial corporations	3,985.19	4,048.19	3,985.19	3,952.30	3,915.90	4,033.84	4,048.19
households²	528.09	557.41	528.09	517.50	531.73	568.16	557.41



cash balances (in Euro and foreign currencies)	83.57	82.66	83.57	76.83	75.18	74.21	82.66
securities (domestic and foreign countries)	7,499.02	8,079.80	7,499.02	7,880.48	7,922.81	8,197.91	8,079.80
equity and participations (domestic and foreigen countries)	785.66	807.60	785.66	803.55	810.01	811.23	807.60



other assets (domestic and foreign countries)	1,087.34	897.88	1,087.34	999.24	953.53	800.99	897.88
total assets	54,093.57	54,981.27	54,093.57	54,225.45	55,421.64	54,856.19	54,981.27

Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households