DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign assets Raiffeisen credit cooperatives, Volksbank credit cooperatives, special purpose banks incl. building and loan associations
End of period	2024	2025	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR millions

Raiffeisen credit cooperatives
total financial domestic assets	271,194.24	270,612.38	271,194.24	271,423.07	271,481.51	266,296.01	270,612.38
domestic loans	222,433.08	221,076.56	222,433.08	221,691.40	221,051.50	217,375.25	221,076.56
official sector incl. central banks	29,613.36	25,405.88	29,613.36	27,822.69	26,602.34	24,074.55	25,405.88
banks (MFIs)	53,290.12	55,220.64	53,290.12	54,691.65	54,926.74	53,350.39	55,220.64
non-bank financial institutions	5,017.24	5,013.10	5,017.24	4,663.42	4,661.22	4,766.79	5,013.10
non-financial corporations	76,123.53	76,492.89	76,123.53	76,241.48	76,418.34	76,371.47	76,492.89
households²	58,388.82	58,944.06	58,388.82	58,272.15	58,442.86	58,812.05	58,944.06



total financial foreign assets	72,001.00	73,844.94	72,001.00	74,140.28	73,104.98	72,214.27	73,844.94
foreign loans	50,543.09	48,375.61	50,543.09	50,326.00	48,365.82	46,805.82	48,375.61
official sector incl. central banks	762.29	772.17	762.29	839.07	852.53	472.57	772.17
banks (MFIs)	13,439.03	9,840.79	13,439.03	13,416.46	11,099.50	10,878.27	9,840.79
non-bank financial institutions	12,191.71	12,719.53	12,191.71	12,003.65	12,383.42	11,729.23	12,719.53
non-financial corporations	20,743.76	21,667.89	20,743.76	20,674.84	20,654.02	20,371.94	21,667.89
households²	3,406.30	3,375.22	3,406.30	3,391.97	3,376.35	3,353.80	3,375.22



cash balances (in Euro and foreign currencies)	1,802.72	1,995.61	1,802.72	1,798.55	1,825.62	1,894.99	1,995.61
securities (domestic and foreign countries)	43,573.97	47,433.43	43,573.97	46,699.30	48,096.68	47,255.92	47,433.43
equity and participations (domestic and foreigen countries)	24,842.37	25,576.11	24,842.37	25,048.11	25,246.87	25,178.30	25,576.11



other assets (domestic and foreign countries)	14,838.51	13,424.67	14,838.51	14,479.66	12,638.90	12,448.45	13,424.67
total assets	358,033.75	357,881.98	358,033.75	360,043.02	357,225.39	350,958.73	357,881.98



Volksbank credit cooperatives
total financial domestic assets	32,633.59	32,462.79	32,633.59	31,771.58	31,984.37	32,230.97	32,462.79
domestic loans	30,513.92	30,467.18	30,513.92	29,595.90	30,048.42	30,306.05	30,467.18
official sector incl. central banks	4,234.28	4,010.37	4,234.28	3,845.44	3,928.82	3,793.85	4,010.37
banks (MFIs)	4,349.76	4,209.20	4,349.76	3,884.84	4,030.27	4,275.75	4,209.20
non-bank financial institutions	208.48	209.86	208.48	206.94	205.67	208.44	209.86
non-financial corporations	10,002.86	9,967.52	10,002.86	9,917.92	10,002.38	10,024.23	9,967.52
households²	11,718.54	12,070.24	11,718.54	11,740.77	11,881.29	12,003.78	12,070.24



total financial foreign assets	3,426.60	4,175.73	3,426.60	3,923.32	4,009.19	4,085.72	4,175.73
foreign loans	1,078.08	1,020.93	1,078.08	1,052.76	1,075.17	1,042.86	1,020.93
official sector incl. central banks	0.91	0.00	0.91	0.46	0.46	0.00	0.00
banks (MFIs)	113.58	65.97	113.58	104.32	141.92	112.28	65.97
non-bank financial institutions	25.03	78.41	25.03	24.23	24.90	24.97	78.41
non-financial corporations	475.46	418.02	475.46	467.43	448.20	446.84	418.02
households²	463.11	458.53	463.11	456.32	459.69	458.77	458.53



cash balances (in Euro and foreign currencies)	177.43	x	177.43	164.15	160.76	161.01	x
securities (domestic and foreign countries)	3,746.32	4,438.53	3,746.32	4,337.60	4,165.36	4,260.23	4,438.53
equity and participations (domestic and foreigen countries)	544.44	535.68	544.44	544.49	543.86	546.54	535.68



other assets (domestic and foreign countries)	561.87	536.51	561.87	593.68	579.83	566.29	536.51
total assets	36,622.07	37,175.03	36,622.07	36,288.58	36,573.39	36,882.98	37,175.03



special purpose banks incl. building and loan associations
total financial domestic assets	48,875.28	46,948.00	48,875.28	47,728.01	47,671.80	48,213.55	46,948.00
domestic loans	45,858.53	43,735.57	45,858.53	44,501.43	44,450.28	44,720.01	43,735.57
official sector incl. central banks	2,331.34	1,080.16	2,331.34	1,365.13	1,120.30	1,076.72	1,080.16
banks (MFIs)	21,571.58	21,149.37	21,571.58	21,148.92	21,428.35	21,751.65	21,149.37
non-bank financial institutions	158.60	207.50	158.60	160.35	169.71	189.80	207.50
non-financial corporations	2,070.87	1,777.43	2,070.87	2,162.16	2,074.55	2,059.54	1,777.43
households²	19,726.14	19,521.12	19,726.14	19,664.88	19,657.37	19,642.32	19,521.12



total financial foreign assets	6,919.91	7,398.03	6,919.91	7,283.45	8,556.59	7,521.15	7,398.03
foreign loans	5,046.80	5,657.59	5,046.80	5,245.26	6,461.95	5,804.94	5,657.59
official sector incl. central banks	49.39	44.66	49.39	49.39	47.32	47.32	44.66
banks (MFIs)	2,524.21	3,140.32	2,524.21	2,316.46	3,331.28	3,291.14	3,140.32
non-bank financial institutions	1,260.18	1,592.90	1,260.18	1,585.22	1,764.23	1,539.54	1,592.90
non-financial corporations	804.26	439.81	804.26	867.93	871.28	463.54	439.81
households²	408.76	439.91	408.76	426.26	447.84	463.40	439.91



cash balances (in Euro and foreign currencies)	0.32	x	0.32	0.24	0.29	0.12	x
securities (domestic and foreign countries)	3,495.20	3,852.52	3,495.20	3,790.41	3,852.38	4,103.89	3,852.52
equity and participations (domestic and foreigen countries)	1,394.34	1,100.33	1,394.34	1,474.11	1,463.47	1,105.73	1,100.33



other assets (domestic and foreign countries)	11,299.30	10,349.63	11,299.30	10,800.76	9,815.68	10,203.17	10,349.63
total assets	67,094.49	64,695.65	67,094.49	65,812.21	66,044.07	65,937.86	64,695.65

Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households