DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign assets Raiffeisen credit cooperatives, Volksbank credit cooperatives, special purpose banks incl. building and loan associations
End of period	2023	2024	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR millions

Raiffeisen credit cooperatives
total financial domestic assets	269,340.63	271,194.24	269,211.05	271,194.24	271,423.07	271,481.51	266,296.01
domestic loans	222,144.18	222,433.08	221,905.33	222,433.08	221,691.40	221,051.50	217,375.25
official sector incl. central banks	30,170.85	29,613.36	30,833.32	29,613.36	27,822.69	26,602.34	24,074.55
banks (MFIs)	50,921.65	53,290.12	50,036.49	53,290.12	54,691.65	54,926.74	53,350.39
non-bank financial institutions	5,018.25	5,017.24	5,214.49	5,017.24	4,663.42	4,661.22	4,766.79
non-financial corporations	76,588.32	76,123.53	76,885.29	76,123.53	76,241.48	76,418.34	76,371.47
households²	59,445.11	58,388.82	58,935.74	58,388.82	58,272.15	58,442.86	58,812.05



total financial foreign assets	69,261.57	72,001.00	73,159.85	72,001.00	74,140.28	73,104.98	72,214.27
foreign loans	48,249.10	50,543.09	51,368.21	50,543.09	50,326.00	48,365.82	46,805.82
official sector incl. central banks	598.60	762.29	865.79	762.29	839.07	852.53	472.57
banks (MFIs)	11,519.96	13,439.03	14,007.64	13,439.03	13,416.46	11,099.50	10,878.27
non-bank financial institutions	11,659.88	12,191.71	12,671.92	12,191.71	12,003.65	12,383.42	11,729.23
non-financial corporations	20,693.68	20,743.76	20,483.72	20,743.76	20,674.84	20,654.02	20,371.94
households²	3,776.98	3,406.30	3,339.14	3,406.30	3,391.97	3,376.35	3,353.80



cash balances (in Euro and foreign currencies)	1,593.03	1,802.72	1,746.23	1,802.72	1,798.55	1,825.62	1,894.99
securities (domestic and foreign countries)	40,789.78	43,573.97	41,974.72	43,573.97	46,699.30	48,096.68	47,255.92
equity and participations (domestic and foreigen countries)	25,826.12	24,842.37	25,376.41	24,842.37	25,048.11	25,246.87	25,178.30



other assets (domestic and foreign countries)	13,884.68	14,838.51	12,580.91	14,838.51	14,479.66	12,638.90	12,448.45
total assets	352,486.87	358,033.75	354,951.81	358,033.75	360,043.02	357,225.39	350,958.73



Volksbank credit cooperatives
total financial domestic assets	31,559.79	32,633.59	31,852.13	32,633.59	31,771.58	31,984.37	32,230.97
domestic loans	29,824.64	30,513.92	29,694.01	30,513.92	29,595.90	30,048.42	30,306.05
official sector incl. central banks	3,529.97	4,234.28	3,451.45	4,234.28	3,845.44	3,928.82	3,793.85
banks (MFIs)	4,666.20	4,349.76	4,375.24	4,349.76	3,884.84	4,030.27	4,275.75
non-bank financial institutions	212.55	208.48	206.33	208.48	206.94	205.67	208.44
non-financial corporations	9,667.05	10,002.86	9,971.00	10,002.86	9,917.92	10,002.38	10,024.23
households²	11,748.87	11,718.54	11,689.99	11,718.54	11,740.77	11,881.29	12,003.78



total financial foreign assets	3,038.61	3,426.60	3,354.60	3,426.60	3,923.32	4,009.19	4,085.72
foreign loans	1,101.59	1,078.08	1,080.60	1,078.08	1,052.76	1,075.17	1,042.86
official sector incl. central banks	1.82	0.91	0.91	0.91	0.46	0.46	0.00
banks (MFIs)	130.37	113.58	120.70	113.58	104.32	141.92	112.28
non-bank financial institutions	31.33	25.03	27.59	25.03	24.23	24.90	24.97
non-financial corporations	467.33	475.46	465.41	475.46	467.43	448.20	446.84
households²	470.74	463.11	465.98	463.11	456.32	459.69	458.77



cash balances (in Euro and foreign currencies)	173.23	177.43	162.01	177.43	164.15	160.76	161.01
securities (domestic and foreign countries)	2,929.18	3,746.32	3,688.00	3,746.32	4,337.60	4,165.36	4,260.23
equity and participations (domestic and foreigen countries)	569.78	544.44	582.12	544.44	544.49	543.86	546.54



other assets (domestic and foreign countries)	487.51	561.87	569.73	561.87	593.68	579.83	566.29
total assets	35,085.92	36,622.07	35,776.46	36,622.07	36,288.58	36,573.39	36,882.98



special purpose banks incl. building and loan associations
total financial domestic assets	47,497.32	48,875.28	48,931.37	48,875.28	47,728.01	47,671.80	48,213.55
domestic loans	44,660.01	45,858.53	45,733.91	45,858.53	44,501.43	44,450.28	44,720.01
official sector incl. central banks	1,516.04	2,331.34	1,488.80	2,331.34	1,365.13	1,120.30	1,076.72
banks (MFIs)	21,143.97	21,571.58	22,252.65	21,571.58	21,148.92	21,428.35	21,751.65
non-bank financial institutions	121.50	158.60	151.72	158.60	160.35	169.71	189.80
non-financial corporations	2,203.25	2,070.87	2,207.79	2,070.87	2,162.16	2,074.55	2,059.54
households²	19,675.26	19,726.14	19,632.95	19,726.14	19,664.88	19,657.37	19,642.32



total financial foreign assets	7,840.89	6,919.91	7,214.91	6,919.91	7,283.45	8,556.59	7,521.15
foreign loans	6,163.80	5,046.80	5,428.54	5,046.80	5,245.26	6,461.95	5,804.94
official sector incl. central banks	62.51	49.39	54.59	49.39	49.39	47.32	47.32
banks (MFIs)	3,566.51	2,524.21	2,812.70	2,524.21	2,316.46	3,331.28	3,291.14
non-bank financial institutions	1,483.56	1,260.18	1,381.06	1,260.18	1,585.22	1,764.23	1,539.54
non-financial corporations	748.66	804.26	798.76	804.26	867.93	871.28	463.54
households²	302.56	408.76	381.44	408.76	426.26	447.84	463.40



cash balances (in Euro and foreign currencies)	0.32	0.32	0.29	0.32	0.24	0.29	0.12
securities (domestic and foreign countries)	3,077.98	3,495.20	3,532.24	3,495.20	3,790.41	3,852.38	4,103.89
equity and participations (domestic and foreigen countries)	1,436.11	1,394.34	1,451.30	1,394.34	1,474.11	1,463.47	1,105.73



other assets (domestic and foreign countries)	9,811.72	11,299.30	10,190.30	11,299.30	10,800.76	9,815.68	10,203.17
total assets	65,149.93	67,094.49	66,336.58	67,094.49	65,812.21	66,044.07	65,937.86

Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households