DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign liabilities Joint stock banks and private banks, savings banks, state mortgage banks
End of period	2024	2025	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Joint stock banks and private banks
deposits
by counterparties	184,711.61	204,158.19	184,711.61	188,282.81	190,704.57	192,900.64	204,158.19
domestic deposits	145,087.73	145,663.86	145,087.73	141,019.56	143,913.67	143,708.26	145,663.86
official sector incl. central banks	10,949.31	9,028.79	10,949.31	9,543.06	9,276.73	9,534.84	9,028.79
banks (MFIs)	11,023.58	10,717.23	11,023.58	10,762.57	11,480.50	11,539.60	10,717.23
non-bank financial institutions	10,170.94	9,821.05	10,170.94	9,794.87	11,030.77	10,300.24	9,821.05
non-financial corporations	29,612.04	31,027.20	29,612.04	29,049.71	28,819.60	30,161.67	31,027.20
households²	83,331.86	85,069.58	83,331.86	81,869.34	83,306.06	82,171.91	85,069.58
foreign deposits	39,623.87	58,494.32	39,623.87	47,263.25	46,790.90	49,192.37	58,494.32
official sector incl. central banks	999.49	881.65	999.49	870.32	1,095.64	1,056.40	881.65
banks (MFIs)	13,281.51	8,296.08	13,281.51	18,599.57	19,088.66	22,034.73	8,296.08
non-bank financial institutions	4,713.87	15,605.00	4,713.87	4,098.50	4,187.34	4,564.72	15,605.00
non-financial corporations	9,497.44	11,084.05	9,497.44	8,946.94	8,274.12	8,150.69	11,084.05
households²	11,131.56	22,627.55	11,131.56	14,747.92	14,145.14	13,385.83	22,627.55



by maturity	184,711.61	204,158.19	184,711.61	188,282.81	190,704.57	192,900.64	204,158.19
overnight deposits and deposits up to one day	99,452.60	108,077.80	99,452.60	109,430.62	112,006.97	113,219.17	108,077.80
deposits up to and including 1 year	49,540.42	48,790.08	49,540.42	47,460.74	46,980.67	48,103.21	48,790.08
deposits over 1 year up to and including 2 years	7,906.74	9,599.66	7,906.74	7,669.23	7,843.81	7,630.29	9,599.66
deposits over 2 years	27,811.85	37,690.65	27,811.85	23,722.22	23,873.12	23,947.97	37,690.65



debt securities issued	36,776.22	40,667.50	36,776.22	38,342.17	38,786.18	38,936.60	40,667.50



other liabilities (domestic and foreign countries)	34,330.15	33,779.17	34,330.15	36,074.77	34,986.90	34,077.70	33,779.17
total liabilities	255,817.99	278,604.85	255,817.99	262,699.75	264,477.65	265,914.94	278,604.85



savings banks
deposits
by counterparties	160,803.77	160,663.50	160,803.77	156,722.21	154,616.79	153,537.17	160,663.50
domestic deposits	134,992.90	141,422.98	134,992.90	135,382.47	137,723.03	136,962.68	141,422.98
official sector incl. central banks	2,762.34	2,882.08	2,762.34	2,912.38	2,833.63	2,725.42	2,882.08
banks (MFIs)	28,822.08	30,895.33	28,822.08	28,873.35	30,260.61	30,829.52	30,895.33
non-bank financial institutions	3,662.90	3,571.47	3,662.90	4,191.05	3,936.85	3,499.81	3,571.47
non-financial corporations	20,661.83	22,280.17	20,661.83	20,950.96	20,705.69	20,870.24	22,280.17
households²	79,083.74	81,793.93	79,083.74	78,454.73	79,986.25	79,037.69	81,793.93
foreign deposits	25,810.87	19,240.53	25,810.87	21,339.74	16,893.76	16,574.49	19,240.53
official sector incl. central banks	2,336.93	1,249.14	2,336.93	1,982.16	1,625.40	1,887.26	1,249.14
banks (MFIs)	12,183.72	8,418.35	12,183.72	6,927.95	5,203.04	5,417.79	8,418.35
non-bank financial institutions	7,649.25	5,867.46	7,649.25	8,441.95	6,527.76	5,674.15	5,867.46
non-financial corporations	978.16	1,049.03	978.16	1,358.01	893.05	938.46	1,049.03
households²	2,662.81	2,656.55	2,662.81	2,629.67	2,644.51	2,656.82	2,656.55



by maturity	160,803.77	160,663.50	160,803.77	156,722.21	154,616.79	153,537.17	160,663.50
overnight deposits and deposits up to one day	109,349.07	62,093.35	109,349.07	109,304.80	108,773.04	60,274.75	62,093.35
deposits up to and including 1 year	38,340.64	46,523.93	38,340.64	34,857.74	33,284.18	43,066.13	46,523.93
deposits over 1 year up to and including 2 years	4,721.15	9,429.30	4,721.15	3,980.78	3,773.64	7,022.91	9,429.30
deposits over 2 years	8,392.90	42,616.93	8,392.90	8,578.89	8,785.94	43,173.38	42,616.93



debt securities issued	42,621.25	42,965.65	42,621.25	45,124.11	46,142.01	43,592.23	42,965.65



other liabilities (domestic and foreign countries)	31,818.99	34,634.34	31,818.99	32,796.08	34,297.16	34,651.12	34,634.34
total liabilities	235,244.01	238,263.49	235,244.01	234,642.40	235,055.96	231,780.53	238,263.49



state mortgage banks
deposits
by counterparties	22,855.86	23,324.16	22,855.86	22,924.06	23,623.94	23,448.06	23,324.16
domestic deposits	18,947.16	20,297.74	18,947.16	19,599.41	20,627.37	20,126.00	20,297.74
official sector incl. central banks	2,474.46	2,736.31	2,474.46	2,849.75	3,533.11	2,681.59	2,736.31
banks (MFIs)	1,552.27	1,872.89	1,552.27	1,538.55	1,581.66	1,873.41	1,872.89
non-bank financial institutions	554.67	684.09	554.67	648.66	766.45	687.27	684.09
non-financial corporations	3,724.64	3,936.37	3,724.64	3,941.60	3,933.38	4,161.18	3,936.37
households²	10,641.12	11,068.08	10,641.12	10,620.85	10,812.78	10,722.54	11,068.08
foreign deposits	3,908.70	3,026.42	3,908.70	3,324.65	2,996.57	3,322.07	3,026.42
official sector incl. central banks	13.50	14.99	13.50	15.11	14.86	12.83	14.99
banks (MFIs)	1,279.23	373.68	1,279.23	1,086.80	740.98	1,066.10	373.68
non-bank financial institutions	1,194.24	1,356.51	1,194.24	1,064.10	1,058.96	1,111.70	1,356.51
non-financial corporations	624.21	596.96	624.21	438.10	473.07	449.31	596.96
households²	797.52	684.29	797.52	720.54	708.71	682.12	684.29



by maturity	22,855.86	23,324.16	22,855.86	22,924.06	23,623.94	23,448.06	23,324.16
overnight deposits and deposits up to one day	2,011.34	1,948.93	2,011.34	1,839.66	2,227.75	1,958.40	1,948.93
deposits up to and including 1 year	13,020.56	12,840.79	13,020.56	13,419.90	13,495.87	13,501.62	12,840.79
deposits over 1 year up to and including 2 years	1,671.29	2,289.25	1,671.29	1,851.21	1,943.23	1,926.69	2,289.25
deposits over 2 years	6,152.68	6,245.19	6,152.68	5,813.28	5,957.08	6,061.36	6,245.19



debt securities issued	26,103.63	26,395.50	26,103.63	26,057.00	26,555.00	26,054.12	26,395.50



other liabilities (domestic and foreign countries)	5,134.07	5,261.61	5,134.07	5,244.39	5,242.70	5,354.00	5,261.61
total liabilities	54,093.57	54,981.27	54,093.57	54,225.45	55,421.64	54,856.19	54,981.27

Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households