DATA - CHF-denominated loans to domestic households by region

CHF-denominated loans to domestic households by region
End of period	2023	2024	2025	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Vienna
CHF-denominated loans to domestic households	4,284.27	3,530.44	3,015.50	3,530.44	3,288.39	3,209.12	3,120.49	3,015.50
of which bullet loans	4,092.88	3,367.24	2,863.38	3,367.24	3,135.86	3,058.10	2,964.68	2,863.38
of which linked to repayment vehicles	3,979.22	3,271.23	2,777.79	3,271.23	3,044.31	2,965.58	2,877.77	2,777.79



Lower Austria
CHF-denominated loans to domestic households	434.77	392.74	275.90	392.74	314.32	303.69	290.81	275.90
of which bullet loans	386.08	352.90	242.28	352.90	278.46	268.50	256.33	242.28
of which linked to repayment vehicles	346.10	317.77	213.52	317.77	246.65	238.36	227.55	213.52



Burgenland
CHF-denominated loans to domestic households	61.70	x	x	x	x	x	x	x
of which bullet loans	54.18	x	x	x	x	x	x	x
of which linked to repayment vehicles	50.40	x	x	x	x	x	x	x



Upper Austria
CHF-denominated loans to domestic households	336.43	275.21	217.66	275.21	250.21	246.18	232.48	217.66
of which bullet loans	283.05	229.55	180.29	229.55	209.63	205.34	177.88	180.29
of which linked to repayment vehicles	227.44	183.03	144.82	183.03	166.91	162.85	140.96	144.82



Salzburg
CHF-denominated loans to domestic households	79.04	x	x	x	x	x	x	x
of which bullet loans	64.55	x	x	x	x	x	x	x
of which linked to repayment vehicles	52.27	x	x	x	x	x	x	x



Tyrol
CHF-denominated loans to domestic households	571.98	519.85	376.75	519.85	415.04	407.83	388.55	376.75
of which bullet loans	423.90	371.00	252.89	371.00	288.64	281.12	264.48	252.89
of which linked to repayment vehicles	331.03	302.71	192.51	302.71	221.85	215.37	202.70	192.51



Vorarlberg
CHF-denominated loans to domestic households	947.62	1,056.74	773.23	1,056.74	788.91	791.21	778.45	773.23
of which bullet loans	520.67	580.03	385.23	580.03	414.57	407.70	397.63	385.23
of which linked to repayment vehicles	433.26	487.47	313.80	487.47	339.83	334.01	325.32	313.80



Styria
CHF-denominated loans to domestic households	440.81	356.72	288.98	356.72	334.83	325.56	304.69	288.98
of which bullet loans	397.17	320.43	262.09	320.43	300.15	292.90	275.61	262.09
of which linked to repayment vehicles	364.39	293.96	235.47	293.96	272.63	263.53	248.15	235.47



Carinthia
CHF-denominated loans to domestic households	258.50	130.78	106.47	130.78	120.54	118.23	114.18	106.47
of which bullet loans	225.55	109.79	88.58	109.79	99.87	98.27	95.07	88.58
of which linked to repayment vehicles	202.17	94.92	77.40	94.92	87.34	86.14	82.80	77.40

Source: OeNB.

The ESA 2010 is applied from the reporting date December 2014, following the changeover from the ESA 95 system.
Comparisons between the Austrian provinces are of limited usefulness as supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).
Note that changes to the underlying data became effective in Q2 2017. These changes were due to a clarification and methodological harmonization of reporting guidelines (harmonization of borrower classification; revolving loans are no longer reported as due at maturity, while cash advances are all reported as due at maturity).