DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	36,029.67	35,664.38	33,267.43	33,349.02	31,557.80
Loans and advances	173,531.87	174,529.05	180,918.03	182,668.75	184,956.00
Debt securities	37,054.41	36,628.41	39,155.44	39,561.15	40,786.68
Equity instruments	874.52	853.56	828.21	791.67	741.58
Tangible assets	1,180.27	1,197.72	1,211.93	1,262.93	1,297.54
Intangible assets	198.08	201.41	192.12	193.45	191.17
Investments in subsidaries, which are not fully or proportionally consolidated	4,669.11	5,245.13	5,212.93	5,247.50	5,253.74
Other assets	3,847.65	3,829.51	4,299.31	3,849.36	3,516.95
Total assets/liabilities	257,385.59	258,149.17	265,085.40	266,923.82	268,301.47



Liabilities
Deposits of central banks	675.35	465.57	379.98	639.65	570.30
Deposits of credit institutions	29,002.01	26,168.99	31,199.25	32,063.62	35,188.90
Deposits of non-banks	157,121.61	160,910.79	159,648.72	160,818.68	159,954.30
Debt securities issued	36,186.89	36,802.93	38,790.54	39,013.87	39,211.60
Provisions	4,989.59	5,304.82	5,008.20	4,947.24	4,915.00
Equity and minority interest	22,421.02	22,612.30	22,335.89	22,471.87	23,039.12
Other liabilities	6,989.12	5,883.77	7,722.82	6,968.90	5,422.26
Total assets/liabilities	257,385.59	258,149.17	265,085.40	266,923.82	268,301.47



Selected profit and loss items
Net interest income	3,712.22	4,836.36	1,162.38	2,327.47	3,494.90
of which: interest income	10,303.25	13,038.24	2,904.15	5,573.70	8,095.56
of which: interest expenses	6,591.03	8,201.88	1,741.77	3,246.23	4,600.66
Dividend income	227.42	353.24	132.65	376.88	407.20
Net fee and comission income	1,210.08	1,609.30	459.43	885.06	1,314.65
of which: fee and comission income	1,510.60	2,050.18	565.63	1,105.29	1,652.00
of which: fee and comission expenses	300.51	440.88	106.21	220.23	337.34
Trading and other valuation gains/losses	68.53	80.97	36.03	83.24	121.78
Other operating income	510.17	497.21	322.40	402.13	519.92
Other operating expenses	485.17	461.68	75.37	151.91	231.72
Operating income, net	5,243.25	6,915.41	2,037.52	3,922.88	5,626.73
Administrative and other expenses	2,327.98	3,294.18	817.23	1,646.60	2,434.94
of which: staff expenses	1,417.35	2,012.05	458.69	943.20	1,400.64
Depreciation and impairment of physical and intangible assets	62.49	130.09	45.97	63.08	65.52
Operating gains/losses	2,852.79	3,491.14	1,174.32	2,213.20	3,126.28
Impairment/Reversal of impairment and provisions for credit risk	117.74	325.91	161.64	197.86	367.89
Other gains/losses	15.99	−32.77	−16.38	−15.55	−8.67
Profit or loss before tax and minority interest	2,751.04	3,132.47	996.29	1,999.78	2,749.72
Tax expenses related to profit or loss	411.19	574.20	194.41	403.64	593.10
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.13	0.03	0.08	0.07	0.54
Profit or Loss after tax and minority interest	2,339.98	2,558.30	801.97	1,596.21	2,157.16

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.