DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	33,349.02	31,557.80	36,163.12	32,164.84	31,239.85
Loans and advances	182,668.75	184,956.00	193,590.47	198,683.20	202,915.98
Debt securities	39,561.15	40,786.68	40,574.04	40,548.43	40,817.88
Equity instruments	791.67	741.58	694.11	723.76	744.46
Tangible assets	1,262.93	1,297.54	1,505.17	1,516.13	1,550.46
Intangible assets	193.45	191.17	202.49	212.44	209.75
Investments in subsidaries, which are not fully or proportionally consolidated	5,247.50	5,253.74	4,649.73	4,574.77	4,613.80
Other assets	3,849.36	3,516.95	3,674.56	3,405.42	3,365.05
Total assets/liabilities	266,923.82	268,301.47	281,053.67	281,829.00	285,457.23



Liabilities
Deposits of central banks	639.65	570.30	238.01	454.39	417.90
Deposits of credit institutions	32,063.62	35,188.90	20,750.91	22,011.77	22,089.98
Deposits of non-banks	160,818.68	159,954.30	185,766.71	182,221.40	184,706.05
Debt securities issued	39,013.87	39,211.60	40,843.74	42,018.18	43,807.03
Provisions	4,947.24	4,915.00	4,929.62	4,727.49	4,725.78
Equity and minority interest	22,471.87	23,039.12	23,536.42	23,192.98	23,268.21
Other liabilities	6,968.90	5,422.26	4,988.25	7,202.80	6,442.29
Total assets/liabilities	266,923.82	268,301.47	281,053.67	281,829.00	285,457.23



Selected profit and loss items
Net interest income	2,327.47	3,494.90	5,035.18	1,305.70	2,633.71
of which: interest income	5,573.70	8,095.56	11,138.84	2,536.24	5,132.72
of which: interest expenses	3,246.23	4,600.66	6,103.66	1,230.54	2,499.01
Dividend income	376.88	407.20	425.44	156.35	283.30
Net fee and comission income	885.06	1,314.65	1,766.35	482.33	954.92
of which: fee and comission income	1,105.29	1,652.00	2,270.66	603.15	1,216.28
of which: fee and comission expenses	220.23	337.34	504.31	120.82	261.36
Trading and other valuation gains/losses	83.24	121.78	183.16	39.75	33.26
Other operating income	402.13	519.92	784.33	152.44	257.66
Other operating expenses	151.91	231.72	473.08	72.12	191.22
Operating income, net	3,922.88	5,626.73	7,721.37	2,064.46	3,971.63
Administrative and other expenses	1,646.60	2,434.94	3,529.23	842.21	1,751.39
of which: staff expenses	943.20	1,400.64	2,019.10	466.09	999.88
Depreciation and impairment of physical and intangible assets	63.08	65.52	104.53	78.64	93.35
Operating gains/losses	2,213.20	3,126.28	4,087.61	1,143.61	2,126.89
Impairment/Reversal of impairment and provisions for credit risk	197.86	367.89	697.90	183.12	199.81
Other gains/losses	−15.55	−8.67	−90.71	−1.47	−1.34
Profit or loss before tax and minority interest	1,999.78	2,749.72	3,299.01	959.01	1,925.74
Tax expenses related to profit or loss	403.64	593.10	808.16	182.97	376.76
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.07	0.54	0.59	0.04	0.06
Profit or Loss after tax and minority interest	1,596.21	2,157.16	2,491.44	776.08	1,549.04

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.