DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	33,267.43	33,349.02	31,557.80	36,163.12	32,164.84
Loans and advances	180,918.03	182,668.75	184,956.00	193,590.47	198,683.20
Debt securities	39,155.44	39,561.15	40,786.68	40,574.04	40,548.43
Equity instruments	828.21	791.67	741.58	694.11	723.76
Tangible assets	1,211.93	1,262.93	1,297.54	1,505.17	1,516.13
Intangible assets	192.12	193.45	191.17	202.49	212.44
Investments in subsidaries, which are not fully or proportionally consolidated	5,212.93	5,247.50	5,253.74	4,649.73	4,574.77
Other assets	4,299.31	3,849.36	3,516.95	3,674.56	3,405.42
Total assets/liabilities	265,085.40	266,923.82	268,301.47	281,053.67	281,829.00



Liabilities
Deposits of central banks	379.98	639.65	570.30	238.01	454.39
Deposits of credit institutions	31,199.25	32,063.62	35,188.90	20,750.91	22,011.77
Deposits of non-banks	159,648.72	160,818.68	159,954.30	185,766.71	182,221.40
Debt securities issued	38,790.54	39,013.87	39,211.60	40,843.74	42,018.18
Provisions	5,008.20	4,947.24	4,915.00	4,929.62	4,727.49
Equity and minority interest	22,335.89	22,471.87	23,039.12	23,536.42	23,192.98
Other liabilities	7,722.82	6,968.90	5,422.26	4,988.25	7,202.80
Total assets/liabilities	265,085.40	266,923.82	268,301.47	281,053.67	281,829.00



Selected profit and loss items
Net interest income	1,162.38	2,327.47	3,494.90	5,035.18	1,305.70
of which: interest income	2,904.15	5,573.70	8,095.56	11,138.84	2,536.24
of which: interest expenses	1,741.77	3,246.23	4,600.66	6,103.66	1,230.54
Dividend income	132.65	376.88	407.20	425.44	156.35
Net fee and comission income	459.43	885.06	1,314.65	1,766.35	482.33
of which: fee and comission income	565.63	1,105.29	1,652.00	2,270.66	603.15
of which: fee and comission expenses	106.21	220.23	337.34	504.31	120.82
Trading and other valuation gains/losses	36.03	83.24	121.78	183.16	39.75
Other operating income	322.40	402.13	519.92	784.33	152.44
Other operating expenses	75.37	151.91	231.72	473.08	72.12
Operating income, net	2,037.52	3,922.88	5,626.73	7,721.37	2,064.46
Administrative and other expenses	817.23	1,646.60	2,434.94	3,529.23	842.21
of which: staff expenses	458.69	943.20	1,400.64	2,019.10	466.09
Depreciation and impairment of physical and intangible assets	45.97	63.08	65.52	104.53	78.64
Operating gains/losses	1,174.32	2,213.20	3,126.28	4,087.61	1,143.61
Impairment/Reversal of impairment and provisions for credit risk	161.64	197.86	367.89	697.90	183.12
Other gains/losses	−16.38	−15.55	−8.67	−90.71	−1.47
Profit or loss before tax and minority interest	996.29	1,999.78	2,749.72	3,299.01	959.01
Tax expenses related to profit or loss	194.41	403.64	593.10	808.16	182.97
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.08	0.07	0.54	0.59	0.04
Profit or Loss after tax and minority interest	801.97	1,596.21	2,157.16	2,491.44	776.08

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.