DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	35,664.38	33,267.43	33,349.02	31,557.80	36,163.12
Loans and advances	174,529.05	180,918.03	182,668.75	184,956.00	193,590.47
Debt securities	36,628.41	39,155.44	39,561.15	40,786.68	40,574.04
Equity instruments	853.56	828.21	791.67	741.58	694.11
Tangible assets	1,197.72	1,211.93	1,262.93	1,297.54	1,505.17
Intangible assets	201.41	192.12	193.45	191.17	202.49
Investments in subsidaries, which are not fully or proportionally consolidated	5,245.13	5,212.93	5,247.50	5,253.74	4,649.73
Other assets	3,829.51	4,299.31	3,849.36	3,516.95	3,674.56
Total assets/liabilities	258,149.17	265,085.40	266,923.82	268,301.47	281,053.67



Liabilities
Deposits of central banks	465.57	379.98	639.65	570.30	238.01
Deposits of credit institutions	26,168.99	31,199.25	32,063.62	35,188.90	20,750.91
Deposits of non-banks	160,910.79	159,648.72	160,818.68	159,954.30	185,766.71
Debt securities issued	36,802.93	38,790.54	39,013.87	39,211.60	40,843.74
Provisions	5,304.82	5,008.20	4,947.24	4,915.00	4,929.62
Equity and minority interest	22,612.30	22,335.89	22,471.87	23,039.12	23,536.42
Other liabilities	5,883.77	7,722.82	6,968.90	5,422.26	4,988.25
Total assets/liabilities	258,149.17	265,085.40	266,923.82	268,301.47	281,053.67



Selected profit and loss items
Net interest income	4,836.36	1,162.38	2,327.47	3,494.90	5,035.18
of which: interest income	13,038.24	2,904.15	5,573.70	8,095.56	11,138.84
of which: interest expenses	8,201.88	1,741.77	3,246.23	4,600.66	6,103.66
Dividend income	353.24	132.65	376.88	407.20	425.44
Net fee and comission income	1,609.30	459.43	885.06	1,314.65	1,766.35
of which: fee and comission income	2,050.18	565.63	1,105.29	1,652.00	2,270.66
of which: fee and comission expenses	440.88	106.21	220.23	337.34	504.31
Trading and other valuation gains/losses	80.97	36.03	83.24	121.78	183.16
Other operating income	497.21	322.40	402.13	519.92	784.33
Other operating expenses	461.68	75.37	151.91	231.72	473.08
Operating income, net	6,915.41	2,037.52	3,922.88	5,626.73	7,721.37
Administrative and other expenses	3,294.18	817.23	1,646.60	2,434.94	3,529.23
of which: staff expenses	2,012.05	458.69	943.20	1,400.64	2,019.10
Depreciation and impairment of physical and intangible assets	130.09	45.97	63.08	65.52	104.53
Operating gains/losses	3,491.14	1,174.32	2,213.20	3,126.28	4,087.61
Impairment/Reversal of impairment and provisions for credit risk	325.91	161.64	197.86	367.89	697.90
Other gains/losses	−32.77	−16.38	−15.55	−8.67	−90.71
Profit or loss before tax and minority interest	3,132.47	996.29	1,999.78	2,749.72	3,299.01
Tax expenses related to profit or loss	574.20	194.41	403.64	593.10	808.16
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.03	0.08	0.07	0.54	0.59
Profit or Loss after tax and minority interest	2,558.30	801.97	1,596.21	2,157.16	2,491.44

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.