DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Joint stock banks and private banks
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	48,166.81	41,677.09	36,029.67	35,682.54	33,267.43
Loans and advances	169,572.07	171,480.57	173,531.87	174,557.11	180,918.03
Debt securities	35,217.91	36,296.64	37,054.41	36,626.11	39,155.44
Equity instruments	927.59	906.05	874.52	853.51	828.21
Tangible assets	1,159.83	1,163.31	1,180.27	1,196.50	1,211.93
Intangible assets	207.05	198.40	198.08	196.62	192.12
Investments in subsidaries, which are not fully or proportionally consolidated	4,656.59	4,667.63	4,669.11	5,245.38	5,212.93
Other assets	4,149.74	3,915.36	3,847.65	3,855.76	4,299.31
Total assets/liabilities	264,057.58	260,305.05	257,385.59	258,213.51	265,085.40



Liabilities
Deposits of central banks	943.67	440.55	675.35	465.57	379.98
Deposits of credit institutions	36,508.95	34,511.96	29,002.01	26,169.01	31,199.25
Deposits of non-banks	156,413.64	156,666.38	157,121.61	160,912.91	159,648.72
Debt securities issued	35,511.07	35,456.68	36,186.89	36,802.93	38,790.54
Provisions	5,105.96	4,806.93	4,989.59	5,291.06	5,008.20
Equity and minority interest	22,654.87	21,646.02	22,421.02	22,626.59	22,335.89
Other liabilities	6,919.44	6,776.53	6,989.12	5,945.44	7,722.82
Total assets/liabilities	264,057.58	260,305.05	257,385.59	258,213.51	265,085.40



Selected profit and loss items
Net interest income	1,258.41	2,496.00	3,712.22	4,833.18	1,162.38
of which: interest income	3,477.53	6,951.99	10,303.25	13,033.44	2,904.15
of which: interest expenses	2,219.12	4,456.00	6,591.03	8,200.27	1,741.77
Dividend income	72.66	189.40	227.42	352.45	132.65
Net fee and comission income	410.95	807.37	1,210.08	1,623.66	459.43
of which: fee and comission income	506.49	1,002.16	1,510.60	2,038.14	565.63
of which: fee and comission expenses	95.54	194.79	300.51	414.47	106.21
Trading and other valuation gains/losses	30.83	66.55	68.53	82.67	36.03
Other operating income	159.92	406.72	510.17	496.07	322.40
Other operating expenses	83.85	197.36	485.17	463.82	75.37
Operating income, net	1,848.91	3,768.68	5,243.25	6,924.21	2,037.52
Administrative and other expenses	735.84	1,509.29	2,327.98	3,280.46	817.23
of which: staff expenses	422.91	897.16	1,417.35	2,026.00	458.69
Depreciation and impairment of physical and intangible assets	22.61	48.43	62.49	129.47	45.97
Operating gains/losses	1,090.46	2,210.95	2,852.79	3,514.28	1,174.32
Impairment/Reversal of impairment and provisions for credit risk	0.04	229.26	117.74	321.60	161.64
Other gains/losses	−6.98	18.36	15.99	−29.89	−16.38
Profit or loss before tax and minority interest	1,083.45	2,000.05	2,751.04	3,162.79	996.29
Tax expenses related to profit or loss	140.23	319.65	411.19	593.70	194.41
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.01	0.11	0.13	0.08	0.08
Profit or Loss after tax and minority interest	943.23	1,680.51	2,339.98	2,569.16	801.97

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.