DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vienna
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	54,642.10	48,264.67	50,711.30	48,446.35	56,100.88
Loans and advances	342,424.77	347,528.94	346,752.12	355,968.95	362,758.51
Debt securities	93,959.18	100,323.13	99,691.74	98,457.08	99,453.09
Equity instruments	2,326.70	2,334.32	2,286.73	2,293.37	2,421.76
Tangible assets	1,524.33	1,544.01	1,550.07	1,658.35	2,082.91
Intangible assets	345.02	326.75	316.93	311.06	320.93
Investments in subsidaries, which are not fully or proportionally consolidated	31,887.23	32,374.98	32,335.08	31,741.15	31,643.58
Other assets	21,989.35	21,994.96	18,437.51	17,776.78	19,374.20
Total assets/liabilities	549,098.67	554,691.75	552,081.46	556,653.08	574,155.86



Liabilities
Deposits of central banks	2,490.89	2,780.27	2,481.73	2,858.01	1,317.59
Deposits of credit institutions	101,890.35	104,522.75	102,484.58	103,090.86	90,502.44
Deposits of non-banks	227,782.98	227,538.96	224,977.75	229,281.57	259,048.15
Debt securities issued	138,839.35	140,216.81	141,078.91	140,659.74	141,758.59
Provisions	8,164.76	7,967.69	8,014.31	8,136.21	8,054.55
Equity and minority interest	51,989.60	51,740.88	53,013.53	53,881.41	55,611.29
Other liabilities	17,940.76	19,924.40	20,030.66	18,745.29	17,863.25
Total assets/liabilities	549,098.67	554,691.75	552,081.46	556,653.08	574,155.86



Selected profit and loss items
Net interest income	6,307.54	1,521.05	3,080.89	4,781.11	6,779.20
of which: interest income	28,244.19	6,103.31	11,764.83	17,246.83	22,984.94
of which: interest expenses	21,936.65	4,582.26	8,683.94	12,465.72	16,205.74
Dividend income	4,931.56	549.90	3,319.99	3,392.44	4,694.17
Net fee and comission income	2,334.69	655.48	1,222.04	1,926.98	2,583.42
of which: fee and comission income	3,561.00	968.55	1,855.97	2,887.83	3,876.24
of which: fee and comission expenses	1,226.31	313.08	633.93	960.86	1,292.81
Trading and other valuation gains/losses	153.66	−21.81	94.15	83.38	111.69
Other operating income	1,499.55	620.51	907.21	1,280.27	1,891.27
Other operating expenses	1,501.89	256.46	561.95	800.18	1,159.59
Operating income, net	13,725.11	3,068.67	8,062.34	10,663.99	14,900.16
Administrative and other expenses	5,779.20	1,450.99	2,956.70	4,482.48	6,293.84
of which: staff expenses	3,122.18	761.20	1,540.26	2,348.66	3,246.43
Depreciation and impairment of physical and intangible assets	835.25	60.03	−83.39	−17.20	−506.03
Operating gains/losses	7,110.65	1,557.65	5,189.03	6,198.72	9,112.36
Impairment/Reversal of impairment and provisions for credit risk	633.30	222.93	442.27	650.43	1,087.16
Other gains/losses	80.91	12.00	53.09	85.19	30.98
Profit or loss before tax and minority interest	6,558.26	1,346.72	4,799.85	5,633.48	8,056.18
Tax expenses related to profit or loss	615.74	240.65	477.27	730.33	952.05
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	48.47	−7.58	−28.46	−60.49	−96.44
Profit or Loss after tax and minority interest	5,990.99	1,098.49	4,294.11	4,842.66	7,007.69

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).