DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vienna
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	58,417.68	54,642.10	48,264.67	50,711.30	48,446.35
Loans and advances	344,583.29	342,424.77	347,528.94	346,752.12	355,968.95
Debt securities	88,099.04	93,959.18	100,323.13	99,691.74	98,457.08
Equity instruments	2,286.29	2,326.70	2,334.32	2,286.73	2,293.37
Tangible assets	1,510.11	1,524.33	1,544.01	1,550.07	1,658.35
Intangible assets	341.75	345.02	326.75	316.93	311.06
Investments in subsidaries, which are not fully or proportionally consolidated	31,075.37	31,887.23	32,374.98	32,335.08	31,741.15
Other assets	18,630.71	21,989.35	21,994.96	18,437.51	17,776.78
Total assets/liabilities	544,944.25	549,098.67	554,691.75	552,081.46	556,653.08



Liabilities
Deposits of central banks	2,411.48	2,490.89	2,780.27	2,481.73	2,858.01
Deposits of credit institutions	103,383.73	101,890.35	104,522.75	102,484.58	103,090.86
Deposits of non-banks	228,004.41	227,782.98	227,538.96	224,977.75	229,281.57
Debt securities issued	135,977.39	138,839.35	140,216.81	141,078.91	140,659.74
Provisions	7,509.66	8,164.76	7,967.69	8,014.31	8,136.21
Equity and minority interest	48,949.91	51,989.60	51,740.88	53,013.53	53,881.41
Other liabilities	18,707.65	17,940.76	19,924.40	20,030.66	18,745.29
Total assets/liabilities	544,944.25	549,098.67	554,691.75	552,081.46	556,653.08



Selected profit and loss items
Net interest income	4,766.59	6,307.54	1,521.05	3,080.89	4,781.11
of which: interest income	29,108.25	28,244.19	6,103.31	11,764.83	17,246.83
of which: interest expenses	24,341.66	21,936.65	4,582.26	8,683.94	12,465.72
Dividend income	2,535.61	4,931.56	549.90	3,319.99	3,392.44
Net fee and comission income	1,764.57	2,334.69	655.48	1,222.04	1,926.98
of which: fee and comission income	2,641.10	3,561.00	968.55	1,855.97	2,887.83
of which: fee and comission expenses	876.53	1,226.31	313.08	633.93	960.86
Trading and other valuation gains/losses	90.23	153.66	−21.81	94.15	83.38
Other operating income	1,189.57	1,499.55	620.51	907.21	1,280.27
Other operating expenses	1,253.14	1,501.89	256.46	561.95	800.18
Operating income, net	9,093.43	13,725.11	3,068.67	8,062.34	10,663.99
Administrative and other expenses	4,171.85	5,779.20	1,450.99	2,956.70	4,482.48
of which: staff expenses	2,227.34	3,122.18	761.20	1,540.26	2,348.66
Depreciation and impairment of physical and intangible assets	1,028.95	835.25	60.03	−83.39	−17.20
Operating gains/losses	3,892.63	7,110.65	1,557.65	5,189.03	6,198.72
Impairment/Reversal of impairment and provisions for credit risk	372.86	633.30	222.93	442.27	650.43
Other gains/losses	120.22	80.91	12.00	53.09	85.19
Profit or loss before tax and minority interest	3,639.99	6,558.26	1,346.72	4,799.85	5,633.48
Tax expenses related to profit or loss	523.81	615.74	240.65	477.27	730.33
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−62.62	48.47	−7.58	−28.46	−60.49
Profit or Loss after tax and minority interest	3,053.56	5,990.99	1,098.49	4,294.11	4,842.66

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).