DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Lower Austria
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,428.54	2,935.82	1,495.77	2,065.79	1,421.88
Loans and advances	60,759.87	61,290.80	61,613.19	62,597.84	62,224.56
Debt securities	5,172.66	5,227.10	5,222.05	5,170.30	5,232.02
Equity instruments	868.48	908.50	963.20	1,037.32	972.14
Tangible assets	504.82	534.76	522.12	594.52	625.62
Intangible assets	1.53	1.65	1.72	1.86	1.77
Investments in subsidaries, which are not fully or proportionally consolidated	1,103.62	1,110.03	1,111.21	1,114.35	1,118.02
Other assets	460.84	468.13	518.13	563.12	449.88
Total assets/liabilities	71,300.36	72,476.77	71,447.38	73,145.08	72,045.88



Liabilities
Deposits of central banks	0.00	0.00	0.00	0.00	200.41
Deposits of credit institutions	3,665.55	3,721.21	4,004.89	3,513.44	3,820.36
Deposits of non-banks	50,358.00	51,445.16	50,634.60	52,298.80	51,270.76
Debt securities issued	9,738.54	9,596.11	9,058.65	9,530.66	8,877.99
Provisions	347.22	334.88	318.17	313.23	320.83
Equity and minority interest	6,663.16	6,864.10	6,952.00	7,078.81	7,052.73
Other liabilities	527.88	515.31	479.07	410.15	502.81
Total assets/liabilities	71,300.36	72,476.77	71,447.38	73,145.08	72,045.88



Selected profit and loss items
Net interest income	336.16	673.84	1,017.27	1,367.36	344.47
of which: interest income	602.68	1,178.38	1,732.57	2,280.28	534.56
of which: interest expenses	266.52	504.53	715.30	912.92	190.09
Dividend income	1.78	76.39	71.10	73.73	1.02
Net fee and comission income	104.44	204.29	309.60	433.67	110.70
of which: fee and comission income	116.71	232.65	351.71	492.35	122.19
of which: fee and comission expenses	12.27	28.36	42.12	58.68	11.50
Trading and other valuation gains/losses	2.68	2.95	11.72	17.68	1.05
Other operating income	6.36	18.53	25.34	37.75	7.84
Other operating expenses	1.71	3.80	5.71	13.96	3.67
Operating income, net	449.72	972.19	1,429.30	1,916.23	461.41
Administrative and other expenses	224.82	464.51	683.60	971.39	236.77
of which: staff expenses	129.97	279.52	410.79	564.80	136.23
Depreciation and impairment of physical and intangible assets	9.01	18.76	28.21	39.39	9.47
Operating gains/losses	215.89	488.92	717.49	905.46	215.17
Impairment/Reversal of impairment and provisions for credit risk	108.88	194.17	363.49	563.59	106.57
Other gains/losses	−2.93	−4.82	−4.97	−4.06	0.67
Profit or loss before tax and minority interest	104.08	289.93	349.04	337.81	109.28
Tax expenses related to profit or loss	40.37	80.74	120.73	133.52	34.29
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.01	27.16	32.61	0.00
Profit or Loss after tax and minority interest	63.71	209.20	255.47	236.90	74.99

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).