DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Lower Austria
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,935.82	1,495.77	2,065.79	1,421.88	1,770.70
Loans and advances	61,290.80	61,613.19	62,597.84	62,224.56	62,473.64
Debt securities	5,227.10	5,222.05	5,170.30	5,232.02	5,245.74
Equity instruments	908.50	963.20	1,037.32	972.14	1,109.79
Tangible assets	534.76	522.12	594.52	625.62	545.75
Intangible assets	1.65	1.72	1.86	1.77	1.73
Investments in subsidaries, which are not fully or proportionally consolidated	1,110.03	1,111.21	1,114.35	1,118.02	1,119.00
Other assets	468.13	518.13	563.12	449.88	617.82
Total assets/liabilities	72,476.77	71,447.38	73,145.08	72,045.88	72,884.16



Liabilities
Deposits of central banks	0.00	0.00	0.00	200.41	200.41
Deposits of credit institutions	3,721.21	4,004.89	3,513.44	3,820.36	3,633.98
Deposits of non-banks	51,445.16	50,634.60	52,298.80	51,270.76	52,046.84
Debt securities issued	9,596.11	9,058.65	9,530.66	8,877.99	8,851.42
Provisions	334.88	318.17	313.23	320.83	307.69
Equity and minority interest	6,864.10	6,952.00	7,078.81	7,052.73	7,389.78
Other liabilities	515.31	479.07	410.15	502.81	454.04
Total assets/liabilities	72,476.77	71,447.38	73,145.08	72,045.88	72,884.16



Selected profit and loss items
Net interest income	673.84	1,017.27	1,367.36	344.47	699.50
of which: interest income	1,178.38	1,732.57	2,280.28	534.56	1,079.27
of which: interest expenses	504.53	715.30	912.92	190.09	379.77
Dividend income	76.39	71.10	73.73	1.02	66.38
Net fee and comission income	204.29	309.60	433.67	110.70	216.16
of which: fee and comission income	232.65	351.71	492.35	122.19	245.70
of which: fee and comission expenses	28.36	42.12	58.68	11.50	29.54
Trading and other valuation gains/losses	2.95	11.72	17.68	1.05	11.03
Other operating income	18.53	25.34	37.75	7.84	13.58
Other operating expenses	3.80	5.71	13.96	3.67	8.59
Operating income, net	972.19	1,429.30	1,916.23	461.41	998.06
Administrative and other expenses	464.51	683.60	971.39	236.77	490.39
of which: staff expenses	279.52	410.79	564.80	136.23	294.99
Depreciation and impairment of physical and intangible assets	18.76	28.21	39.39	9.47	19.61
Operating gains/losses	488.92	717.49	905.46	215.17	488.06
Impairment/Reversal of impairment and provisions for credit risk	194.17	363.49	563.59	106.57	183.28
Other gains/losses	−4.82	−4.97	−4.06	0.67	1.77
Profit or loss before tax and minority interest	289.93	349.04	337.81	109.28	306.55
Tax expenses related to profit or loss	80.74	120.73	133.52	34.29	65.68
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.01	27.16	32.61	0.00	0.05
Profit or Loss after tax and minority interest	209.20	255.47	236.90	74.99	240.92

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).