DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Upper Austria
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	10,248.85	10,958.31	11,293.21	13,502.72	11,920.55
Loans and advances	107,690.74	108,102.92	108,589.55	108,952.65	109,361.95
Debt securities	10,269.85	10,506.20	10,575.06	10,970.56	11,092.01
Equity instruments	3,668.99	3,716.92	3,811.76	3,823.68	3,831.44
Tangible assets	832.82	846.04	865.48	894.50	886.33
Intangible assets	47.85	55.26	55.87	54.66	56.34
Investments in subsidaries, which are not fully or proportionally consolidated	5,319.62	5,348.69	5,384.86	5,404.02	5,390.69
Other assets	1,337.62	1,293.48	1,161.85	1,329.41	1,141.64
Total assets/liabilities	139,416.33	140,827.82	141,737.65	144,932.19	143,680.95



Liabilities
Deposits of central banks	712.29	668.98	446.54	115.21	232.47
Deposits of credit institutions	20,113.81	20,063.21	20,326.29	21,018.29	20,809.92
Deposits of non-banks	80,781.27	82,190.92	82,590.41	84,921.35	84,077.23
Debt securities issued	21,988.56	21,976.58	21,928.40	22,235.01	21,808.86
Provisions	1,028.45	1,023.07	987.32	999.96	1,071.54
Equity and minority interest	13,542.26	13,700.51	14,144.76	14,328.81	14,257.48
Other liabilities	1,249.71	1,204.56	1,313.93	1,313.57	1,423.46
Total assets/liabilities	139,416.33	140,827.82	141,737.65	144,932.19	143,680.95



Selected profit and loss items
Net interest income	614.37	1,227.37	1,828.03	2,413.92	540.46
of which: interest income	1,493.78	2,975.66	4,432.05	5,816.25	1,228.57
of which: interest expenses	879.41	1,748.28	2,604.02	3,402.34	688.11
Dividend income	x	86.85	115.63	311.62	10.06
Net fee and comission income	206.39	396.79	587.54	846.69	230.03
of which: fee and comission income	239.20	463.85	691.98	999.23	265.73
of which: fee and comission expenses	32.81	67.06	104.44	152.54	35.70
Trading and other valuation gains/losses	20.59	25.20	75.99	89.84	1.38
Other operating income	24.82	54.66	91.68	151.45	25.53
Other operating expenses	x	50.40	62.31	112.00	14.75
Operating income, net	860.51	1,740.46	2,636.56	3,701.52	792.71
Administrative and other expenses	378.69	822.22	1,204.21	1,735.65	424.79
of which: staff expenses	207.38	495.87	714.80	1,035.26	224.13
Depreciation and impairment of physical and intangible assets	8.31	20.08	26.91	61.32	9.86
Operating gains/losses	473.51	898.16	1,405.44	1,904.55	358.07
Impairment/Reversal of impairment and provisions for credit risk	46.72	97.70	140.62	353.56	11.85
Other gains/losses	2.53	6.34	6.13	24.17	−6.62
Profit or loss before tax and minority interest	429.33	806.81	1,270.95	1,575.17	339.60
Tax expenses related to profit or loss	28.75	66.92	105.57	257.69	46.73
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	400.58	739.89	1,165.37	1,317.47	292.87

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).