DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Upper Austria
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	13,502.45	11,920.55	12,008.37	10,065.73	10,334.46
Loans and advances	108,678.57	109,361.95	110,196.53	111,006.83	112,598.59
Debt securities	10,970.56	11,092.01	11,398.85	11,424.59	11,860.35
Equity instruments	3,828.78	3,831.44	3,929.54	4,011.10	4,127.31
Tangible assets	879.18	886.33	929.75	955.93	996.94
Intangible assets	54.63	56.34	53.11	56.46	58.98
Investments in subsidaries, which are not fully or proportionally consolidated	5,400.85	5,390.69	5,383.47	5,386.21	5,433.77
Other assets	1,362.22	1,141.64	1,183.39	1,198.38	1,305.22
Total assets/liabilities	144,677.25	143,680.95	145,082.99	144,105.22	146,715.63



Liabilities
Deposits of central banks	115.21	232.47	277.82	267.06	134.38
Deposits of credit institutions	21,016.73	20,809.92	21,115.72	20,431.42	20,911.67
Deposits of non-banks	84,924.04	84,077.23	84,860.73	84,363.07	86,325.31
Debt securities issued	22,235.01	21,808.86	21,826.65	21,924.83	21,973.99
Provisions	1,080.63	1,071.54	1,049.55	1,002.97	1,013.92
Equity and minority interest	13,982.94	14,257.48	14,461.05	14,764.25	15,165.66
Other liabilities	1,322.68	1,423.46	1,491.48	1,351.63	1,190.70
Total assets/liabilities	144,677.25	143,680.95	145,082.99	144,105.22	146,715.63



Selected profit and loss items
Net interest income	2,412.50	540.46	1,088.74	1,626.67	2,207.18
of which: interest income	5,816.71	1,228.57	2,381.16	3,463.75	4,581.01
of which: interest expenses	3,404.21	688.11	1,292.42	1,837.07	2,373.83
Dividend income	320.09	10.06	97.50	136.23	358.55
Net fee and comission income	858.89	230.03	433.12	635.11	916.30
of which: fee and comission income	1,016.68	265.73	509.89	754.97	1,088.07
of which: fee and comission expenses	157.79	35.70	76.77	119.86	171.77
Trading and other valuation gains/losses	83.61	1.38	14.31	42.65	44.86
Other operating income	154.01	25.53	60.81	90.20	162.92
Other operating expenses	113.11	14.75	33.44	52.31	82.51
Operating income, net	3,715.99	792.71	1,661.03	2,478.54	3,607.30
Administrative and other expenses	1,816.04	424.79	872.59	1,288.54	1,801.00
of which: staff expenses	1,048.95	224.13	504.82	740.82	1,036.95
Depreciation and impairment of physical and intangible assets	77.50	9.86	16.05	25.41	58.91
Operating gains/losses	1,822.45	358.07	772.39	1,164.60	1,747.38
Impairment/Reversal of impairment and provisions for credit risk	604.20	11.85	78.57	172.30	291.69
Other gains/losses	24.04	−6.62	−5.71	−5.47	−7.94
Profit or loss before tax and minority interest	1,242.29	339.60	688.11	986.82	1,447.75
Tax expenses related to profit or loss	270.77	46.73	95.44	134.61	260.51
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	971.52	292.87	592.67	852.22	1,187.24

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).