DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Upper Austria
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	10,016.88	10,248.85	10,958.31	11,293.21	13,502.72
Loans and advances	107,680.68	107,690.74	108,102.92	108,589.55	108,952.65
Debt securities	9,952.32	10,269.85	10,506.20	10,575.06	10,970.56
Equity instruments	3,654.07	3,668.99	3,716.92	3,811.76	3,823.68
Tangible assets	820.28	832.82	846.04	865.48	894.50
Intangible assets	52.34	47.85	55.26	55.87	54.66
Investments in subsidaries, which are not fully or proportionally consolidated	5,304.55	5,319.62	5,348.69	5,384.86	5,404.02
Other assets	1,498.42	1,337.62	1,293.48	1,161.85	1,329.41
Total assets/liabilities	138,979.53	139,416.33	140,827.82	141,737.65	144,932.19



Liabilities
Deposits of central banks	2,158.70	712.29	668.98	446.54	115.21
Deposits of credit institutions	19,867.13	20,113.81	20,063.21	20,326.29	21,018.29
Deposits of non-banks	80,090.56	80,781.27	82,190.92	82,590.41	84,921.35
Debt securities issued	21,503.41	21,988.56	21,976.58	21,928.40	22,235.01
Provisions	1,061.53	1,028.45	1,023.07	987.32	999.96
Equity and minority interest	13,128.53	13,542.26	13,700.51	14,144.76	14,328.81
Other liabilities	1,169.68	1,249.71	1,204.56	1,313.93	1,313.57
Total assets/liabilities	138,979.53	139,416.33	140,827.82	141,737.65	144,932.19



Selected profit and loss items
Net interest income	2,444.49	614.37	1,227.37	1,828.03	2,413.92
of which: interest income	5,236.94	1,493.78	2,975.66	4,432.05	5,816.25
of which: interest expenses	2,792.45	879.41	1,748.28	2,604.02	3,402.34
Dividend income	290.24	x	86.85	115.63	311.62
Net fee and comission income	804.65	206.39	396.79	587.54	846.69
of which: fee and comission income	945.74	239.20	463.85	691.98	999.23
of which: fee and comission expenses	141.09	32.81	67.06	104.44	152.54
Trading and other valuation gains/losses	83.87	20.59	25.20	75.99	89.84
Other operating income	117.62	24.82	54.66	91.68	151.45
Other operating expenses	98.71	x	50.40	62.31	112.00
Operating income, net	3,642.16	860.51	1,740.46	2,636.56	3,701.52
Administrative and other expenses	1,684.84	378.69	822.22	1,204.21	1,735.65
of which: staff expenses	982.12	207.38	495.87	714.80	1,035.26
Depreciation and impairment of physical and intangible assets	70.44	8.31	20.08	26.91	61.32
Operating gains/losses	1,886.88	473.51	898.16	1,405.44	1,904.55
Impairment/Reversal of impairment and provisions for credit risk	649.66	46.72	97.70	140.62	353.56
Other gains/losses	4.98	2.53	6.34	6.13	24.17
Profit or loss before tax and minority interest	1,242.20	429.33	806.81	1,270.95	1,575.17
Tax expenses related to profit or loss	280.20	28.75	66.92	105.57	257.69
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	962.01	400.58	739.89	1,165.37	1,317.47

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).