DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Upper Austria
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
EUR million
Selected balance sheet items
Assets
Cash and cash balances at central banks	12,008.37	10,065.73	10,313.00	7,856.20	7,457.27
Loans and advances	110,196.53	111,006.83	112,416.08	113,396.14	114,757.14
Debt securities	11,398.85	11,424.59	11,860.35	12,442.17	13,247.42
Equity instruments	3,929.54	4,011.10	4,127.82	4,016.05	4,152.42
Tangible assets	929.75	955.93	992.04	1,009.16	1,038.90
Intangible assets	53.11	56.46	58.99	57.54	57.19
Investments in subsidaries, which are not fully or proportionally consolidated	5,383.47	5,386.21	5,432.59	5,441.65	5,439.47
Other assets	1,183.39	1,198.38	1,312.29	1,186.42	1,276.37
Total assets/liabilities	145,082.99	144,105.22	146,513.16	145,405.32	147,426.19
Liabilities
Deposits of central banks	277.82	267.06	134.38	247.03	179.14
Deposits of credit institutions	21,115.72	20,431.42	20,911.82	20,591.56	20,897.38
Deposits of non-banks	84,860.73	84,363.07	86,328.59	85,602.03	86,711.07
Debt securities issued	21,826.65	21,924.83	21,973.99	21,464.45	21,826.05
Provisions	1,049.55	1,002.97	1,050.19	1,031.86	1,004.23
Equity and minority interest	14,461.05	14,764.25	14,971.95	15,155.55	15,480.21
Other liabilities	1,491.48	1,351.63	1,142.24	1,312.85	1,328.11
Total assets/liabilities	145,082.99	144,105.22	146,513.16	145,405.32	147,426.19
Selected profit and loss items
Net interest income	1,088.74	1,626.67	2,207.45	561.28	1,152.91
of which: interest income	2,381.16	3,463.75	4,581.69	1,083.18	2,212.54
of which: interest expenses	1,292.42	1,837.07	2,374.24	521.89	1,059.63
Dividend income	97.50	136.23	356.90	11.07	83.12
Net fee and comission income	433.12	635.11	913.52	237.61	451.35
of which: fee and comission income	509.89	754.97	1,090.10	276.82	536.97
of which: fee and comission expenses	76.77	119.86	176.58	39.21	85.63
Trading and other valuation gains/losses	14.31	42.65	42.47	12.96	44.11
Other operating income	60.81	90.20	165.00	31.34	62.40
Other operating expenses	33.44	52.31	84.87	15.51	35.42
Operating income, net	1,661.03	2,478.54	3,600.47	838.75	1,758.47
Administrative and other expenses	872.59	1,288.54	1,816.10	429.24	909.64
of which: staff expenses	504.82	740.82	1,049.98	231.48	517.51
Depreciation and impairment of physical and intangible assets	16.05	25.41	72.82	10.46	19.54
Operating gains/losses	772.39	1,164.60	1,711.55	399.06	829.29
Impairment/Reversal of impairment and provisions for credit risk	78.57	172.30	438.74	76.68	76.03
Other gains/losses	−5.71	−5.47	−7.94	−0.61	0.47
Profit or loss before tax and minority interest	688.11	986.82	1,264.87	321.77	753.73
Tax expenses related to profit or loss	95.44	134.61	270.27	48.46	113.86
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	592.67	852.22	994.60	273.31	639.87


Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).