DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Salzburg
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	4,067.76	4,442.48	4,647.94	4,121.80	3,196.93
Loans and advances	36,803.18	37,178.39	37,560.12	37,612.18	30,036.80
Debt securities	2,593.64	2,623.49	2,969.75	2,928.24	2,879.04
Equity instruments	249.93	224.76	213.32	209.22	200.27
Tangible assets	4,346.09	4,454.75	4,555.41	4,742.81	4,840.62
Intangible assets	2.62	1.88	1.92	2.04	1.66
Investments in subsidaries, which are not fully or proportionally consolidated	1,407.57	1,377.24	1,461.21	1,475.94	1,461.39
Other assets	572.65	516.56	485.98	536.60	505.85
Total assets/liabilities	50,043.44	50,819.56	51,895.65	51,628.83	43,122.55



Liabilities
Deposits of central banks	55.76	1.61	22.51	30.91	32.02
Deposits of credit institutions	5,373.50	5,660.70	5,643.50	5,422.75	4,363.65
Deposits of non-banks	32,120.52	32,679.58	32,990.82	33,013.58	26,503.47
Debt securities issued	4,584.22	4,638.07	5,154.99	4,938.63	4,913.56
Provisions	511.65	573.06	548.71	555.50	470.29
Equity and minority interest	5,182.31	5,158.36	5,258.50	5,359.33	4,676.63
Other liabilities	2,215.49	2,108.18	2,276.61	2,308.13	2,162.94
Total assets/liabilities	50,043.44	50,819.56	51,895.65	51,628.83	43,122.55



Selected profit and loss items
Net interest income	617.22	791.33	179.20	361.69	417.96
of which: interest income	1,512.05	1,880.61	422.27	770.89	923.05
of which: interest expenses	894.83	1,089.28	243.07	409.20	505.09
Dividend income	61.06	107.06	12.58	53.65	61.49
Net fee and comission income	216.27	304.18	78.73	151.97	140.86
of which: fee and comission income	275.80	385.48	98.58	194.09	199.01
of which: fee and comission expenses	59.53	81.30	19.84	42.12	58.14
Trading and other valuation gains/losses	9.96	33.27	5.62	5.60	5.16
Other operating income	980.00	1,327.42	327.71	670.03	1,025.24
Other operating expenses	188.65	293.23	60.52	122.93	187.52
Operating income, net	1,695.86	2,270.04	543.33	1,120.01	1,463.19
Administrative and other expenses	580.17	843.86	195.06	403.85	499.85
of which: staff expenses	310.87	434.77	103.97	219.15	269.80
Depreciation and impairment of physical and intangible assets	569.45	812.66	197.04	399.50	603.05
Operating gains/losses	546.24	613.53	151.24	316.65	360.29
Impairment/Reversal of impairment and provisions for credit risk	49.11	123.32	4.49	19.80	27.18
Other gains/losses	−4.55	8.68	−2.91	−4.60	−2.18
Profit or loss before tax and minority interest	492.57	498.89	143.83	292.25	330.92
Tax expenses related to profit or loss	69.66	110.85	24.56	53.34	65.18
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	3.72	0.00	0.00	0.00
Profit or Loss after tax and minority interest	422.92	391.75	119.27	238.92	265.74

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).