DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Salzburg
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,397.64	4,497.38	3,765.54	4,067.76	4,442.84
Loans and advances	36,345.18	36,873.91	36,817.66	36,803.18	37,240.98
Debt securities	2,731.36	2,809.53	2,601.18	2,593.64	2,613.55
Equity instruments	247.26	237.20	242.20	249.93	232.99
Tangible assets	4,158.86	4,198.67	4,309.89	4,346.09	4,468.01
Intangible assets	2.48	2.51	2.66	2.62	2.28
Investments in subsidaries, which are not fully or proportionally consolidated	1,343.38	1,354.92	1,364.57	1,407.57	1,377.98
Other assets	726.15	771.05	699.31	572.65	524.61
Total assets/liabilities	48,952.31	50,745.17	49,803.01	50,043.44	50,903.22



Liabilities
Deposits of central banks	455.90	418.81	113.78	55.76	1.80
Deposits of credit institutions	5,290.43	5,840.47	5,330.45	5,373.50	5,660.75
Deposits of non-banks	31,329.18	32,031.26	32,162.55	32,120.52	32,679.55
Debt securities issued	4,535.13	4,797.46	4,563.57	4,584.22	4,638.10
Provisions	562.56	555.81	546.46	511.65	519.92
Equity and minority interest	4,859.68	5,036.56	5,079.57	5,182.31	5,228.76
Other liabilities	1,919.42	2,064.81	2,006.62	2,215.49	2,174.34
Total assets/liabilities	48,952.31	50,745.17	49,803.01	50,043.44	50,903.22



Selected profit and loss items
Net interest income	834.97	202.60	404.25	617.22	789.88
of which: interest income	1,633.42	478.34	960.63	1,512.05	1,970.61
of which: interest expenses	798.46	275.74	556.38	894.83	1,180.74
Dividend income	92.16	15.07	53.77	61.06	95.91
Net fee and comission income	294.58	75.60	150.43	216.27	297.36
of which: fee and comission income	363.64	92.35	185.97	275.80	377.76
of which: fee and comission expenses	69.06	16.75	35.54	59.53	80.40
Trading and other valuation gains/losses	−3.30	−1.28	−0.96	9.96	9.83
Other operating income	1,300.06	335.96	683.30	980.00	1,319.14
Other operating expenses	248.08	61.03	124.60	188.65	256.84
Operating income, net	2,270.39	566.93	1,166.20	1,695.86	2,255.27
Administrative and other expenses	837.58	204.53	425.05	580.17	830.61
of which: staff expenses	443.09	110.87	234.81	310.87	433.99
Depreciation and impairment of physical and intangible assets	734.96	188.73	382.44	569.45	797.73
Operating gains/losses	697.86	173.66	358.71	546.24	626.94
Impairment/Reversal of impairment and provisions for credit risk	111.89	−18.21	−0.84	49.11	88.12
Other gains/losses	−7.76	−3.96	−3.67	−4.55	6.92
Profit or loss before tax and minority interest	578.21	187.92	355.87	492.57	545.73
Tax expenses related to profit or loss	113.94	26.86	52.80	69.66	95.32
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−1.36	0.67	0.67	0.00	9.16
Profit or Loss after tax and minority interest	462.90	161.73	303.74	422.92	459.57

Quelle: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).