DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Salzburg
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	4,497.38	3,765.54	4,067.76	4,442.84	4,647.94
Loans and advances	36,873.91	36,817.66	36,803.18	37,240.98	37,560.12
Debt securities	2,809.53	2,601.18	2,593.64	2,613.55	2,969.75
Equity instruments	237.20	242.20	249.93	232.99	213.32
Tangible assets	4,198.67	4,309.89	4,346.09	4,468.01	4,555.41
Intangible assets	2.51	2.66	2.62	2.28	1.92
Investments in subsidaries, which are not fully or proportionally consolidated	1,354.92	1,364.57	1,407.57	1,377.98	1,461.21
Other assets	771.05	699.31	572.65	524.61	485.98
Total assets/liabilities	50,745.17	49,803.01	50,043.44	50,903.22	51,895.65



Liabilities
Deposits of central banks	418.81	113.78	55.76	1.80	22.51
Deposits of credit institutions	5,840.47	5,330.45	5,373.50	5,660.75	5,643.50
Deposits of non-banks	32,031.26	32,162.55	32,120.52	32,679.55	32,990.82
Debt securities issued	4,797.46	4,563.57	4,584.22	4,638.10	5,154.99
Provisions	555.81	546.46	511.65	519.92	548.71
Equity and minority interest	5,036.56	5,079.57	5,182.31	5,228.76	5,258.50
Other liabilities	2,064.81	2,006.62	2,215.49	2,174.34	2,276.61
Total assets/liabilities	50,745.17	49,803.01	50,043.44	50,903.22	51,895.65



Selected profit and loss items
Net interest income	202.60	404.25	617.22	789.88	179.20
of which: interest income	478.34	960.63	1,512.05	1,970.61	422.27
of which: interest expenses	275.74	556.38	894.83	1,180.74	243.07
Dividend income	15.07	53.77	61.06	95.91	12.58
Net fee and comission income	75.60	150.43	216.27	297.36	78.73
of which: fee and comission income	92.35	185.97	275.80	377.76	98.58
of which: fee and comission expenses	16.75	35.54	59.53	80.40	19.84
Trading and other valuation gains/losses	−1.28	−0.96	9.96	9.83	5.62
Other operating income	335.96	683.30	980.00	1,319.14	327.71
Other operating expenses	61.03	124.60	188.65	256.84	60.52
Operating income, net	566.93	1,166.20	1,695.86	2,255.27	543.33
Administrative and other expenses	204.53	425.05	580.17	830.61	195.06
of which: staff expenses	110.87	234.81	310.87	433.99	103.97
Depreciation and impairment of physical and intangible assets	188.73	382.44	569.45	797.73	197.04
Operating gains/losses	173.66	358.71	546.24	626.94	151.24
Impairment/Reversal of impairment and provisions for credit risk	−18.21	−0.84	49.11	88.12	4.49
Other gains/losses	−3.96	−3.67	−4.55	6.92	−2.91
Profit or loss before tax and minority interest	187.92	355.87	492.57	545.73	143.83
Tax expenses related to profit or loss	26.86	52.80	69.66	95.32	24.56
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.67	0.67	0.00	9.16	0.00
Profit or Loss after tax and minority interest	161.73	303.74	422.92	459.57	119.27

Quelle: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).