DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Salzburg
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	4,442.48	4,647.94	4,121.80	3,196.93	3,456.86
Loans and advances	37,178.39	37,560.12	37,612.18	30,036.80	29,811.28
Debt securities	2,623.49	2,969.75	2,928.24	2,879.04	2,994.76
Equity instruments	224.76	213.32	209.22	200.27	201.95
Tangible assets	4,454.75	4,555.41	4,742.81	4,840.62	4,953.89
Intangible assets	1.88	1.92	2.04	1.66	1.64
Investments in subsidaries, which are not fully or proportionally consolidated	1,377.24	1,461.21	1,475.94	1,461.39	1,473.74
Other assets	516.56	485.98	536.60	505.85	537.10
Total assets/liabilities	50,819.56	51,895.65	51,628.83	43,122.55	43,431.22



Liabilities
Deposits of central banks	1.61	22.51	30.91	32.02	6.08
Deposits of credit institutions	5,660.70	5,643.50	5,422.75	4,363.65	4,554.41
Deposits of non-banks	32,679.58	32,990.82	33,013.58	26,503.47	26,535.29
Debt securities issued	4,638.07	5,154.99	4,938.63	4,913.56	5,065.99
Provisions	573.06	548.71	555.50	470.29	483.38
Equity and minority interest	5,158.36	5,258.50	5,359.33	4,676.63	4,822.62
Other liabilities	2,108.18	2,276.61	2,308.13	2,162.94	1,963.45
Total assets/liabilities	50,819.56	51,895.65	51,628.83	43,122.55	43,431.22



Selected profit and loss items
Net interest income	791.33	179.20	361.69	417.96	562.12
of which: interest income	1,880.61	422.27	770.89	923.05	1,327.14
of which: interest expenses	1,089.28	243.07	409.20	505.09	765.02
Dividend income	107.06	12.58	53.65	61.49	89.65
Net fee and comission income	304.18	78.73	151.97	140.86	193.29
of which: fee and comission income	385.48	98.58	194.09	199.01	274.34
of which: fee and comission expenses	81.30	19.84	42.12	58.14	81.05
Trading and other valuation gains/losses	33.27	5.62	5.60	5.16	5.05
Other operating income	1,327.42	327.71	670.03	1,025.24	1,389.23
Other operating expenses	293.23	60.52	122.93	187.52	268.56
Operating income, net	2,270.04	543.33	1,120.01	1,463.19	1,970.78
Administrative and other expenses	843.86	195.06	403.85	499.85	706.46
of which: staff expenses	434.77	103.97	219.15	269.80	369.55
Depreciation and impairment of physical and intangible assets	812.66	197.04	399.50	603.05	763.12
Operating gains/losses	613.53	151.24	316.65	360.29	501.20
Impairment/Reversal of impairment and provisions for credit risk	123.32	4.49	19.80	27.18	16.63
Other gains/losses	8.68	−2.91	−4.60	−2.18	−1.76
Profit or loss before tax and minority interest	498.89	143.83	292.25	330.92	482.82
Tax expenses related to profit or loss	110.85	24.56	53.34	65.18	83.84
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	3.72	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	391.75	119.27	238.92	265.74	398.98

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).