DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Tyrol
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	6,342.98	5,762.40	5,203.42	5,383.48	6,814.48
Loans and advances	50,883.19	51,838.71	51,818.22	51,889.47	52,037.47
Debt securities	6,303.52	6,719.90	6,698.96	6,705.94	6,649.37
Equity instruments	437.90	458.36	490.02	530.10	583.22
Tangible assets	753.83	787.91	847.09	867.84	910.89
Intangible assets	10.70	10.12	10.50	10.54	11.31
Investments in subsidaries, which are not fully or proportionally consolidated	1,201.88	1,203.10	1,212.20	1,211.54	1,225.61
Other assets	498.40	406.29	357.79	371.69	411.79
Total assets/liabilities	66,432.40	67,186.78	66,638.20	66,970.59	68,644.15



Liabilities
Deposits of central banks	88.61	74.63	118.68	69.93	3.89
Deposits of credit institutions	8,780.28	8,332.43	8,170.31	8,067.96	8,389.87
Deposits of non-banks	41,435.31	42,208.96	41,775.79	42,273.51	43,591.57
Debt securities issued	8,654.06	8,698.56	8,733.24	8,757.46	8,731.76
Provisions	531.35	517.84	525.73	491.12	474.90
Equity and minority interest	6,484.23	6,653.55	6,733.67	6,879.55	7,028.46
Other liabilities	458.56	700.81	580.79	431.06	423.70
Total assets/liabilities	66,432.40	67,186.78	66,638.20	66,970.59	68,644.15



Selected profit and loss items
Net interest income	1,276.72	289.67	575.64	854.15	1,159.87
of which: interest income	2,753.39	624.37	1,220.86	1,775.19	2,275.43
of which: interest expenses	1,476.67	334.70	645.23	921.04	1,115.56
Dividend income	59.11	2.55	51.34	54.16	56.50
Net fee and comission income	384.42	100.32	195.32	291.57	395.18
of which: fee and comission income	456.32	113.16	227.22	339.25	462.96
of which: fee and comission expenses	71.90	12.84	31.90	47.68	67.78
Trading and other valuation gains/losses	13.24	3.58	5.80	5.35	8.38
Other operating income	95.81	9.33	21.83	32.16	75.70
Other operating expenses	82.72	4.65	16.29	23.03	36.67
Operating income, net	1,746.58	400.81	833.63	1,214.35	1,658.95
Administrative and other expenses	839.71	199.87	405.70	601.59	869.29
of which: staff expenses	501.22	114.09	240.73	357.54	506.07
Depreciation and impairment of physical and intangible assets	37.58	6.25	13.45	20.65	23.68
Operating gains/losses	869.28	194.69	414.48	592.11	765.98
Impairment/Reversal of impairment and provisions for credit risk	200.43	2.42	4.96	25.70	74.93
Other gains/losses	−31.57	−3.50	−2.64	−1.29	−27.19
Profit or loss before tax and minority interest	637.28	188.77	406.88	565.13	663.86
Tax expenses related to profit or loss	166.29	24.23	111.14	144.50	179.87
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	471.00	164.54	295.74	420.62	483.99

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).