DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Tyrol
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	5,019.90	6,342.98	5,762.40	5,203.42	5,383.48
Loans and advances	50,849.61	50,883.19	51,838.71	51,818.22	51,889.47
Debt securities	6,203.27	6,303.52	6,719.90	6,698.96	6,705.94
Equity instruments	409.02	437.90	458.36	490.02	530.10
Tangible assets	741.09	753.83	787.91	847.09	867.84
Intangible assets	10.03	10.70	10.12	10.50	10.54
Investments in subsidaries, which are not fully or proportionally consolidated	1,199.68	1,201.88	1,203.10	1,212.20	1,211.54
Other assets	396.91	498.40	406.29	357.79	371.69
Total assets/liabilities	64,829.52	66,432.40	67,186.78	66,638.20	66,970.59



Liabilities
Deposits of central banks	192.23	88.61	74.63	118.68	69.93
Deposits of credit institutions	8,182.53	8,780.28	8,332.43	8,170.31	8,067.96
Deposits of non-banks	40,343.64	41,435.31	42,208.96	41,775.79	42,273.51
Debt securities issued	8,612.69	8,654.06	8,698.56	8,733.24	8,757.46
Provisions	503.04	531.35	517.84	525.73	491.12
Equity and minority interest	6,486.95	6,484.23	6,653.55	6,733.67	6,879.55
Other liabilities	508.46	458.56	700.81	580.79	431.06
Total assets/liabilities	64,829.52	66,432.40	67,186.78	66,638.20	66,970.59



Selected profit and loss items
Net interest income	966.97	1,276.72	289.67	575.64	854.15
of which: interest income	2,225.71	2,753.39	624.37	1,220.86	1,775.19
of which: interest expenses	1,258.74	1,476.67	334.70	645.23	921.04
Dividend income	52.00	59.11	2.55	51.34	54.16
Net fee and comission income	277.17	384.42	100.32	195.32	291.57
of which: fee and comission income	325.28	456.32	113.16	227.22	339.25
of which: fee and comission expenses	48.11	71.90	12.84	31.90	47.68
Trading and other valuation gains/losses	8.83	13.24	3.58	5.80	5.35
Other operating income	68.12	95.81	9.33	21.83	32.16
Other operating expenses	39.55	82.72	4.65	16.29	23.03
Operating income, net	1,333.55	1,746.58	400.81	833.63	1,214.35
Administrative and other expenses	595.94	839.71	199.87	405.70	601.59
of which: staff expenses	363.62	501.22	114.09	240.73	357.54
Depreciation and impairment of physical and intangible assets	12.50	37.58	6.25	13.45	20.65
Operating gains/losses	725.11	869.28	194.69	414.48	592.11
Impairment/Reversal of impairment and provisions for credit risk	31.95	200.43	2.42	4.96	25.70
Other gains/losses	8.60	−31.57	−3.50	−2.64	−1.29
Profit or loss before tax and minority interest	701.75	637.28	188.77	406.88	565.13
Tax expenses related to profit or loss	124.75	166.29	24.23	111.14	144.50
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	577.00	471.00	164.54	295.74	420.62

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).