DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,384.04	999.09	1,047.15	923.54	1,165.45
Loans and advances	34,777.62	34,746.53	34,806.16	35,287.07	35,368.74
Debt securities	5,703.67	5,721.61	5,728.63	5,529.34	5,574.74
Equity instruments	637.99	693.22	788.11	753.92	876.68
Tangible assets	271.67	280.18	299.92	300.57	308.26
Intangible assets	3.25	3.41	4.15	3.92	3.93
Investments in subsidaries, which are not fully or proportionally consolidated	764.14	773.90	788.21	790.82	794.36
Other assets	363.86	378.13	409.71	388.85	394.51
Total assets/liabilities	43,906.24	43,596.06	43,872.04	43,978.03	44,486.69



Liabilities
Deposits of central banks	124.92	111.00	36.41	x	x
Deposits of credit institutions	5,101.30	5,384.42	5,051.61	5,143.52	5,021.55
Deposits of non-banks	21,669.47	21,475.53	22,219.28	22,574.52	22,641.15
Debt securities issued	11,827.48	11,393.80	11,297.01	10,764.40	10,548.11
Provisions	220.45	211.62	197.95	203.75	196.25
Equity and minority interest	4,577.44	4,693.08	4,808.58	4,813.24	4,966.03
Other liabilities	385.19	326.61	261.21	x	x
Total assets/liabilities	43,906.24	43,596.06	43,872.04	43,978.03	44,486.69



Selected profit and loss items
Net interest income	309.08	462.74	624.98	156.31	320.73
of which: interest income	712.37	1,015.41	1,274.31	308.51	602.56
of which: interest expenses	403.30	552.67	649.33	152.20	281.83
Dividend income	35.14	51.82	58.49	x	x
Net fee and comission income	100.60	155.08	214.25	54.97	109.64
of which: fee and comission income	116.04	178.86	247.68	62.03	126.13
of which: fee and comission expenses	15.44	23.78	33.42	7.07	16.49
Trading and other valuation gains/losses	17.48	23.02	25.13	1.72	5.60
Other operating income	20.50	32.08	47.48	10.63	21.01
Other operating expenses	8.58	12.50	19.58	x	x
Operating income, net	474.22	712.24	950.76	222.04	475.16
Administrative and other expenses	265.97	392.56	527.69	133.65	274.20
of which: staff expenses	149.06	222.58	297.75	78.32	161.84
Depreciation and impairment of physical and intangible assets	5.94	8.88	14.49	2.39	6.85
Operating gains/losses	202.31	310.79	408.58	86.00	194.11
Impairment/Reversal of impairment and provisions for credit risk	45.43	62.85	114.09	31.61	47.38
Other gains/losses	−1.72	1.58	4.25	0.78	2.78
Profit or loss before tax and minority interest	155.16	249.52	298.74	55.17	149.51
Tax expenses related to profit or loss	41.54	58.09	76.32	15.33	37.17
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	−0.01	−0.01
Profit or Loss after tax and minority interest	113.62	191.43	222.42	39.83	112.34

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).