DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,244.97	1,277.52	1,459.71	1,384.04	999.09
Loans and advances	34,665.58	34,625.07	34,745.97	34,777.62	34,746.53
Debt securities	5,409.13	5,420.11	5,579.76	5,703.67	5,721.61
Equity instruments	513.62	569.62	596.44	637.99	693.22
Tangible assets	259.08	265.84	269.27	271.67	280.18
Intangible assets	2.79	3.44	3.06	3.25	3.41
Investments in subsidaries, which are not fully or proportionally consolidated	704.12	722.25	726.58	764.14	773.90
Other assets	379.09	423.16	358.83	363.86	378.13
Total assets/liabilities	43,178.38	43,306.99	43,739.62	43,906.24	43,596.06



Liabilities
Deposits of central banks	338.69	32.64	194.90	124.92	111.00
Deposits of credit institutions	5,312.26	5,376.76	5,602.97	5,101.30	5,384.42
Deposits of non-banks	20,690.04	21,109.23	21,546.52	21,669.47	21,475.53
Debt securities issued	11,931.08	11,882.83	11,350.58	11,827.48	11,393.80
Provisions	201.63	225.06	228.22	220.45	211.62
Equity and minority interest	4,320.42	4,392.79	4,461.83	4,577.44	4,693.08
Other liabilities	384.25	287.68	354.60	385.19	326.61
Total assets/liabilities	43,178.38	43,306.99	43,739.62	43,906.24	43,596.06



Selected profit and loss items
Net interest income	526.01	724.39	154.89	309.08	462.74
of which: interest income	1,129.16	1,587.51	344.75	712.37	1,015.41
of which: interest expenses	603.15	863.11	189.85	403.30	552.67
Dividend income	42.30	52.74	5.92	35.14	51.82
Net fee and comission income	136.66	208.30	46.77	100.60	155.08
of which: fee and comission income	158.94	241.49	53.94	116.04	178.86
of which: fee and comission expenses	22.28	33.20	7.18	15.44	23.78
Trading and other valuation gains/losses	10.67	16.93	5.48	17.48	23.02
Other operating income	26.95	43.71	7.51	20.50	32.08
Other operating expenses	24.96	32.65	3.55	8.58	12.50
Operating income, net	717.63	1,013.42	217.02	474.22	712.24
Administrative and other expenses	342.89	505.14	127.98	265.97	392.56
of which: staff expenses	211.77	286.73	72.98	149.06	222.58
Depreciation and impairment of physical and intangible assets	1.74	−8.65	2.78	5.94	8.88
Operating gains/losses	373.00	516.93	86.26	202.31	310.79
Impairment/Reversal of impairment and provisions for credit risk	104.41	187.29	18.21	45.43	62.85
Other gains/losses	6.46	3.74	−2.34	−1.72	1.58
Profit or loss before tax and minority interest	275.05	333.38	65.72	155.16	249.52
Tax expenses related to profit or loss	50.27	72.44	17.02	41.54	58.09
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	−41.89	0.00	0.00	0.00
Profit or Loss after tax and minority interest	224.78	219.05	48.70	113.62	191.43

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).