DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,277.52	1,459.71	1,384.04	999.09	1,047.15
Loans and advances	34,625.07	34,745.97	34,777.62	34,746.53	34,806.16
Debt securities	5,420.11	5,579.76	5,703.67	5,721.61	5,728.63
Equity instruments	569.62	596.44	637.99	693.22	788.11
Tangible assets	265.84	269.27	271.67	280.18	299.92
Intangible assets	3.44	3.06	3.25	3.41	4.15
Investments in subsidaries, which are not fully or proportionally consolidated	722.25	726.58	764.14	773.90	788.21
Other assets	423.16	358.83	363.86	378.13	409.71
Total assets/liabilities	43,306.99	43,739.62	43,906.24	43,596.06	43,872.04



Liabilities
Deposits of central banks	32.64	194.90	124.92	111.00	36.41
Deposits of credit institutions	5,376.76	5,602.97	5,101.30	5,384.42	5,051.61
Deposits of non-banks	21,109.23	21,546.52	21,669.47	21,475.53	22,219.28
Debt securities issued	11,882.83	11,350.58	11,827.48	11,393.80	11,297.01
Provisions	225.06	228.22	220.45	211.62	197.95
Equity and minority interest	4,392.79	4,461.83	4,577.44	4,693.08	4,808.58
Other liabilities	287.68	354.60	385.19	326.61	261.21
Total assets/liabilities	43,306.99	43,739.62	43,906.24	43,596.06	43,872.04



Selected profit and loss items
Net interest income	724.39	154.89	309.08	462.74	624.98
of which: interest income	1,587.51	344.75	712.37	1,015.41	1,274.31
of which: interest expenses	863.11	189.85	403.30	552.67	649.33
Dividend income	52.74	5.92	35.14	51.82	58.49
Net fee and comission income	208.30	46.77	100.60	155.08	214.25
of which: fee and comission income	241.49	53.94	116.04	178.86	247.68
of which: fee and comission expenses	33.20	7.18	15.44	23.78	33.42
Trading and other valuation gains/losses	16.93	5.48	17.48	23.02	25.13
Other operating income	43.71	7.51	20.50	32.08	47.48
Other operating expenses	32.65	3.55	8.58	12.50	19.58
Operating income, net	1,013.42	217.02	474.22	712.24	950.76
Administrative and other expenses	505.14	127.98	265.97	392.56	527.69
of which: staff expenses	286.73	72.98	149.06	222.58	297.75
Depreciation and impairment of physical and intangible assets	−8.65	2.78	5.94	8.88	14.49
Operating gains/losses	516.93	86.26	202.31	310.79	408.58
Impairment/Reversal of impairment and provisions for credit risk	187.29	18.21	45.43	62.85	114.09
Other gains/losses	3.74	−2.34	−1.72	1.58	4.25
Profit or loss before tax and minority interest	333.38	65.72	155.16	249.52	298.74
Tax expenses related to profit or loss	72.44	17.02	41.54	58.09	76.32
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−41.89	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	219.05	48.70	113.62	191.43	222.42

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).