DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,459.71	1,384.04	999.09	1,047.15	923.54
Loans and advances	34,745.97	34,777.62	34,746.53	34,806.16	35,287.07
Debt securities	5,579.76	5,703.67	5,721.61	5,728.63	5,529.34
Equity instruments	596.44	637.99	693.22	788.11	753.92
Tangible assets	269.27	271.67	280.18	299.92	300.57
Intangible assets	3.06	3.25	3.41	4.15	3.92
Investments in subsidaries, which are not fully or proportionally consolidated	726.58	764.14	773.90	788.21	790.82
Other assets	358.83	363.86	378.13	409.71	388.85
Total assets/liabilities	43,739.62	43,906.24	43,596.06	43,872.04	43,978.03



Liabilities
Deposits of central banks	194.90	124.92	111.00	36.41	x
Deposits of credit institutions	5,602.97	5,101.30	5,384.42	5,051.61	5,143.52
Deposits of non-banks	21,546.52	21,669.47	21,475.53	22,219.28	22,574.52
Debt securities issued	11,350.58	11,827.48	11,393.80	11,297.01	10,764.40
Provisions	228.22	220.45	211.62	197.95	203.75
Equity and minority interest	4,461.83	4,577.44	4,693.08	4,808.58	4,813.24
Other liabilities	354.60	385.19	326.61	261.21	x
Total assets/liabilities	43,739.62	43,906.24	43,596.06	43,872.04	43,978.03



Selected profit and loss items
Net interest income	154.89	309.08	462.74	624.98	156.31
of which: interest income	344.75	712.37	1,015.41	1,274.31	308.51
of which: interest expenses	189.85	403.30	552.67	649.33	152.20
Dividend income	5.92	35.14	51.82	58.49	x
Net fee and comission income	46.77	100.60	155.08	214.25	54.97
of which: fee and comission income	53.94	116.04	178.86	247.68	62.03
of which: fee and comission expenses	7.18	15.44	23.78	33.42	7.07
Trading and other valuation gains/losses	5.48	17.48	23.02	25.13	1.72
Other operating income	7.51	20.50	32.08	47.48	10.63
Other operating expenses	3.55	8.58	12.50	19.58	x
Operating income, net	217.02	474.22	712.24	950.76	222.04
Administrative and other expenses	127.98	265.97	392.56	527.69	133.65
of which: staff expenses	72.98	149.06	222.58	297.75	78.32
Depreciation and impairment of physical and intangible assets	2.78	5.94	8.88	14.49	2.39
Operating gains/losses	86.26	202.31	310.79	408.58	86.00
Impairment/Reversal of impairment and provisions for credit risk	18.21	45.43	62.85	114.09	31.61
Other gains/losses	−2.34	−1.72	1.58	4.25	0.78
Profit or loss before tax and minority interest	65.72	155.16	249.52	298.74	55.17
Tax expenses related to profit or loss	17.02	41.54	58.09	76.32	15.33
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	−0.01
Profit or Loss after tax and minority interest	48.70	113.62	191.43	222.42	39.83

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).