DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Styria
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,726.52	3,011.98	2,748.89	3,003.35	2,359.21
Loans and advances	49,162.05	49,459.53	49,642.60	50,204.21	50,216.48
Debt securities	4,434.21	4,849.75	5,180.85	5,330.39	5,385.23
Equity instruments	638.75	709.22	738.95	787.47	846.02
Tangible assets	395.43	407.76	412.37	420.02	437.12
Intangible assets	8.34	8.12	9.10	8.58	8.13
Investments in subsidaries, which are not fully or proportionally consolidated	3,430.68	3,514.84	3,626.51	3,532.38	3,583.65
Other assets	514.52	756.99	534.34	580.39	589.30
Total assets/liabilities	61,310.50	62,718.18	62,893.61	63,866.78	63,425.15



Liabilities
Deposits of central banks	18.26	0.00	5.02	88.46	2.30
Deposits of credit institutions	7,414.24	7,551.56	7,493.89	7,693.34	7,643.64
Deposits of non-banks	38,698.27	39,738.74	39,798.50	40,544.44	40,219.82
Debt securities issued	5,683.42	5,671.13	5,506.13	5,285.81	5,191.47
Provisions	516.63	605.05	596.83	591.47	570.46
Equity and minority interest	8,398.52	8,562.13	8,818.41	9,003.60	9,194.01
Other liabilities	581.16	589.57	674.83	659.68	603.45
Total assets/liabilities	61,310.50	62,718.18	62,893.61	63,866.78	63,425.15



Selected profit and loss items
Net interest income	1,056.43	1,397.73	313.10	626.47	937.94
of which: interest income	1,889.27	2,480.51	527.27	1,023.76	1,491.15
of which: interest expenses	832.84	1,082.78	214.17	397.29	553.21
Dividend income	61.09	83.90	40.65	53.76	56.99
Net fee and comission income	343.04	509.23	130.60	252.80	372.83
of which: fee and comission income	386.71	573.40	143.55	286.92	424.22
of which: fee and comission expenses	43.67	64.16	12.96	34.12	51.39
Trading and other valuation gains/losses	16.34	8.68	5.57	15.75	20.19
Other operating income	55.19	88.59	18.25	36.82	55.85
Other operating expenses	33.00	101.28	4.19	3.64	9.25
Operating income, net	1,499.08	1,986.85	503.98	981.96	1,434.54
Administrative and other expenses	628.22	876.12	224.35	452.96	676.94
of which: staff expenses	375.20	505.98	127.41	262.10	393.02
Depreciation and impairment of physical and intangible assets	24.47	−20.31	9.24	17.48	26.40
Operating gains/losses	846.39	1,131.04	270.39	511.53	731.20
Impairment/Reversal of impairment and provisions for credit risk	103.64	214.67	26.69	52.91	107.54
Other gains/losses	140.76	176.67	40.33	86.49	135.95
Profit or loss before tax and minority interest	883.51	1,093.04	284.03	545.10	759.61
Tax expenses related to profit or loss	99.82	184.01	40.13	93.15	144.71
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	6.94	7.59	6.25	11.04	18.69
Profit or Loss after tax and minority interest	790.63	916.61	250.15	462.99	633.58

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).