DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Styria
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,686.67	2,865.01	2,726.52	3,012.21	2,748.89
Loans and advances	47,904.54	48,875.59	49,162.05	49,456.09	49,642.60
Debt securities	4,214.08	4,306.62	4,434.21	4,849.75	5,180.85
Equity instruments	602.66	611.47	638.75	708.77	738.95
Tangible assets	386.70	389.87	395.43	408.19	412.37
Intangible assets	8.88	8.83	8.34	7.99	9.10
Investments in subsidaries, which are not fully or proportionally consolidated	3,389.18	3,372.79	3,430.68	3,514.84	3,626.51
Other assets	615.63	481.75	514.52	778.04	534.34
Total assets/liabilities	59,808.34	60,911.92	61,310.50	62,735.89	62,893.61



Liabilities
Deposits of central banks	0.00	17.65	18.26	0.00	5.02
Deposits of credit institutions	7,589.27	7,041.80	7,414.24	7,551.56	7,493.89
Deposits of non-banks	37,548.55	38,810.65	38,698.27	39,738.78	39,798.50
Debt securities issued	5,636.56	5,615.92	5,683.42	5,671.13	5,506.13
Provisions	519.02	509.02	516.63	504.46	596.83
Equity and minority interest	7,896.97	8,156.44	8,398.52	8,679.00	8,818.41
Other liabilities	617.97	760.44	581.16	590.96	674.83
Total assets/liabilities	59,808.34	60,911.92	61,310.50	62,735.89	62,893.61



Selected profit and loss items
Net interest income	354.09	706.88	1,056.43	1,398.00	313.10
of which: interest income	635.08	1,266.13	1,889.27	2,481.30	527.27
of which: interest expenses	281.00	559.25	832.84	1,083.30	214.17
Dividend income	5.62	121.02	61.09	81.11	40.65
Net fee and comission income	111.82	231.66	343.04	484.71	130.60
of which: fee and comission income	123.43	259.98	386.71	547.34	143.55
of which: fee and comission expenses	11.61	28.32	43.67	62.63	12.96
Trading and other valuation gains/losses	9.35	10.71	16.34	8.97	5.57
Other operating income	16.86	36.61	55.19	87.01	18.25
Other operating expenses	2.22	30.20	33.00	46.10	4.19
Operating income, net	495.52	1,076.68	1,499.08	2,013.71	503.98
Administrative and other expenses	206.77	419.71	628.22	860.62	224.35
of which: staff expenses	116.65	247.83	375.20	505.15	127.41
Depreciation and impairment of physical and intangible assets	7.33	16.27	24.47	−21.90	9.24
Operating gains/losses	281.42	640.71	846.39	1,174.99	270.39
Impairment/Reversal of impairment and provisions for credit risk	26.52	45.33	103.64	179.75	26.69
Other gains/losses	46.64	31.18	140.76	177.46	40.33
Profit or loss before tax and minority interest	301.53	626.56	883.51	1,172.70	284.03
Tax expenses related to profit or loss	35.60	71.94	99.82	150.20	40.13
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	4.71	6.94	11.69	6.25
Profit or Loss after tax and minority interest	265.93	559.33	790.63	1,034.19	250.15

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).