DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Styria
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,011.98	2,748.89	3,003.35	2,359.21	3,010.55
Loans and advances	49,459.53	49,642.60	50,204.21	50,216.48	50,928.67
Debt securities	4,849.75	5,180.85	5,330.39	5,385.23	5,611.71
Equity instruments	709.22	738.95	787.47	846.02	964.79
Tangible assets	407.76	412.37	420.02	437.12	448.53
Intangible assets	8.12	9.10	8.58	8.13	8.41
Investments in subsidaries, which are not fully or proportionally consolidated	3,514.84	3,626.51	3,532.38	3,583.65	3,606.44
Other assets	756.99	534.34	580.39	589.30	821.14
Total assets/liabilities	62,718.18	62,893.61	63,866.78	63,425.15	65,400.23



Liabilities
Deposits of central banks	0.00	5.02	88.46	2.30	0.00
Deposits of credit institutions	7,551.56	7,493.89	7,693.34	7,643.64	7,489.25
Deposits of non-banks	39,738.74	39,798.50	40,544.44	40,219.82	41,599.67
Debt securities issued	5,671.13	5,506.13	5,285.81	5,191.47	5,691.44
Provisions	605.05	596.83	591.47	570.46	551.28
Equity and minority interest	8,562.13	8,818.41	9,003.60	9,194.01	9,446.87
Other liabilities	589.57	674.83	659.68	603.45	621.72
Total assets/liabilities	62,718.18	62,893.61	63,866.78	63,425.15	65,400.23



Selected profit and loss items
Net interest income	1,397.73	313.10	626.47	937.94	1,258.70
of which: interest income	2,480.51	527.27	1,023.76	1,491.15	1,961.54
of which: interest expenses	1,082.78	214.17	397.29	553.21	702.84
Dividend income	83.90	40.65	53.76	56.99	103.39
Net fee and comission income	509.23	130.60	252.80	372.83	523.44
of which: fee and comission income	573.40	143.55	286.92	424.22	595.32
of which: fee and comission expenses	64.16	12.96	34.12	51.39	71.88
Trading and other valuation gains/losses	8.68	5.57	15.75	20.19	26.61
Other operating income	88.59	18.25	36.82	55.85	86.13
Other operating expenses	101.28	4.19	3.64	9.25	10.97
Operating income, net	1,986.85	503.98	981.96	1,434.54	1,987.29
Administrative and other expenses	876.12	224.35	452.96	676.94	927.02
of which: staff expenses	505.98	127.41	262.10	393.02	526.79
Depreciation and impairment of physical and intangible assets	−20.31	9.24	17.48	26.40	62.00
Operating gains/losses	1,131.04	270.39	511.53	731.20	998.27
Impairment/Reversal of impairment and provisions for credit risk	214.67	26.69	52.91	107.54	160.57
Other gains/losses	176.67	40.33	86.49	135.95	173.28
Profit or loss before tax and minority interest	1,093.04	284.03	545.10	759.61	1,010.97
Tax expenses related to profit or loss	184.01	40.13	93.15	144.71	203.93
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	7.59	6.25	11.04	18.69	27.45
Profit or Loss after tax and minority interest	916.61	250.15	462.99	633.58	834.50

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).