DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Carinthia
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,330.25	1,938.45	2,592.37	2,005.06	2,210.35
Loans and advances	23,078.25	23,265.33	23,345.81	23,453.77	23,636.24
Debt securities	4,030.02	4,104.77	4,169.77	4,304.85	4,220.87
Equity instruments	281.45	295.28	307.16	302.76	331.54
Tangible assets	243.68	249.64	261.43	272.52	285.73
Intangible assets	15.77	15.17	14.87	14.63	14.93
Investments in subsidaries, which are not fully or proportionally consolidated	687.84	688.75	698.38	702.80	719.71
Other assets	257.09	222.25	222.46	217.19	252.56
Total assets/liabilities	30,924.34	30,779.64	31,612.25	31,273.59	31,671.92



Liabilities
Deposits of central banks	311.36	191.60	345.06	87.79	x
Deposits of credit institutions	3,108.80	3,060.30	3,025.64	3,016.62	2,906.95
Deposits of non-banks	21,982.88	21,816.66	22,191.43	22,096.40	22,571.54
Debt securities issued	1,931.72	1,900.30	2,188.82	2,207.66	2,262.38
Provisions	322.76	320.13	315.04	295.47	300.21
Equity and minority interest	3,028.09	3,123.91	3,130.56	3,192.21	3,268.05
Other liabilities	238.75	366.75	415.70	377.45	x
Total assets/liabilities	30,924.34	30,779.64	31,612.25	31,273.59	31,671.92



Selected profit and loss items
Net interest income	682.58	147.43	299.53	458.14	611.68
of which: interest income	1,202.70	262.39	511.42	764.55	1,000.33
of which: interest expenses	520.12	114.96	211.89	306.41	388.66
Dividend income	46.28	6.25	31.28	39.96	47.74
Net fee and comission income	229.50	57.19	115.78	174.79	242.08
of which: fee and comission income	264.72	66.18	133.69	201.10	277.82
of which: fee and comission expenses	35.22	8.99	17.92	26.31	35.74
Trading and other valuation gains/losses	2.87	2.87	4.58	6.12	7.55
Other operating income	43.40	6.74	16.28	16.63	31.52
Other operating expenses	52.17	1.51	3.52	4.96	10.48
Operating income, net	952.46	218.96	463.94	690.68	930.08
Administrative and other expenses	532.62	137.25	279.80	404.57	548.48
of which: staff expenses	314.21	80.11	164.92	238.51	315.38
Depreciation and impairment of physical and intangible assets	22.91	3.79	7.17	11.12	15.02
Operating gains/losses	396.94	77.92	176.97	274.99	366.57
Impairment/Reversal of impairment and provisions for credit risk	180.69	11.68	16.25	47.79	82.81
Other gains/losses	21.48	−1.38	5.34	8.56	12.80
Profit or loss before tax and minority interest	237.72	64.87	166.07	235.76	296.56
Tax expenses related to profit or loss	69.80	12.72	37.02	55.72	75.05
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	16.50	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	184.42	52.15	129.05	180.05	221.51

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).