DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Carinthia
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,267.06	1,969.83	2,459.93	2,235.67	2,330.02
Loans and advances	23,457.79	23,595.77	23,430.28	23,034.20	23,130.34
Debt securities	4,003.64	3,956.38	3,996.39	4,043.66	4,029.98
Equity instruments	249.81	266.72	260.68	272.48	281.35
Tangible assets	233.51	233.18	238.43	239.62	247.66
Intangible assets	15.08	14.93	14.56	14.90	16.21
Investments in subsidaries, which are not fully or proportionally consolidated	674.58	677.79	680.02	686.91	687.93
Other assets	237.54	238.97	241.18	248.14	245.25
Total assets/liabilities	31,139.01	30,953.57	31,321.47	30,775.57	30,968.73



Liabilities
Deposits of central banks	1,310.44	657.72	555.16	647.28	311.36
Deposits of credit institutions	3,065.31	3,141.68	3,284.68	3,091.47	3,104.18
Deposits of non-banks	21,520.39	21,622.22	21,827.71	21,313.31	22,011.00
Debt securities issued	1,905.77	1,970.99	1,977.06	2,003.97	1,931.72
Provisions	269.25	289.63	289.78	255.09	272.79
Equity and minority interest	2,834.63	2,975.47	3,010.31	3,090.64	3,107.44
Other liabilities	233.21	295.87	376.77	373.81	230.25
Total assets/liabilities	31,139.01	30,953.57	31,321.47	30,775.57	30,968.73



Selected profit and loss items
Net interest income	732.51	175.34	351.35	510.28	687.77
of which: interest income	1,108.91	321.86	640.31	928.21	1,232.15
of which: interest expenses	376.41	146.52	288.96	417.94	544.38
Dividend income	36.37	4.48	28.66	34.51	41.83
Net fee and comission income	220.76	56.39	112.55	164.47	226.58
of which: fee and comission income	252.14	64.26	127.90	189.66	261.54
of which: fee and comission expenses	31.38	7.87	15.35	25.18	34.96
Trading and other valuation gains/losses	4.68	1.18	1.67	3.05	3.22
Other operating income	39.99	6.67	16.13	25.27	42.25
Other operating expenses	33.28	3.01	11.37	13.77	51.83
Operating income, net	1,001.03	241.04	498.99	723.80	949.82
Administrative and other expenses	520.73	130.20	265.13	387.01	532.72
of which: staff expenses	309.46	77.01	160.14	232.98	315.26
Depreciation and impairment of physical and intangible assets	20.58	3.85	7.69	11.34	17.02
Operating gains/losses	459.72	107.00	226.17	325.45	400.09
Impairment/Reversal of impairment and provisions for credit risk	135.91	1.03	14.63	44.47	121.83
Other gains/losses	18.07	2.98	7.52	13.08	21.48
Profit or loss before tax and minority interest	341.88	108.94	219.06	294.06	299.74
Tax expenses related to profit or loss	70.59	11.16	27.53	41.02	53.47
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	1.92	0.00	0.00	16.50	16.50
Profit or Loss after tax and minority interest	273.20	97.79	191.53	269.55	262.77

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).