DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Carinthia
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,235.67	2,330.25	1,938.45	2,592.37	2,005.06
Loans and advances	23,034.20	23,078.25	23,265.33	23,345.81	23,453.77
Debt securities	4,043.66	4,030.02	4,104.77	4,169.77	4,304.85
Equity instruments	272.48	281.45	295.28	307.16	302.76
Tangible assets	239.62	243.68	249.64	261.43	272.52
Intangible assets	14.90	15.77	15.17	14.87	14.63
Investments in subsidaries, which are not fully or proportionally consolidated	686.91	687.84	688.75	698.38	702.80
Other assets	248.14	257.09	222.25	222.46	217.19
Total assets/liabilities	30,775.57	30,924.34	30,779.64	31,612.25	31,273.59



Liabilities
Deposits of central banks	647.28	311.36	191.60	345.06	87.79
Deposits of credit institutions	3,091.47	3,108.80	3,060.30	3,025.64	3,016.62
Deposits of non-banks	21,313.31	21,982.88	21,816.66	22,191.43	22,096.40
Debt securities issued	2,003.97	1,931.72	1,900.30	2,188.82	2,207.66
Provisions	255.09	322.76	320.13	315.04	295.47
Equity and minority interest	3,090.64	3,028.09	3,123.91	3,130.56	3,192.21
Other liabilities	373.81	238.75	366.75	415.70	377.45
Total assets/liabilities	30,775.57	30,924.34	30,779.64	31,612.25	31,273.59



Selected profit and loss items
Net interest income	510.28	682.58	147.43	299.53	458.14
of which: interest income	928.21	1,202.70	262.39	511.42	764.55
of which: interest expenses	417.94	520.12	114.96	211.89	306.41
Dividend income	34.51	46.28	6.25	31.28	39.96
Net fee and comission income	164.47	229.50	57.19	115.78	174.79
of which: fee and comission income	189.66	264.72	66.18	133.69	201.10
of which: fee and comission expenses	25.18	35.22	8.99	17.92	26.31
Trading and other valuation gains/losses	3.05	2.87	2.87	4.58	6.12
Other operating income	25.27	43.40	6.74	16.28	16.63
Other operating expenses	13.77	52.17	1.51	3.52	4.96
Operating income, net	723.80	952.46	218.96	463.94	690.68
Administrative and other expenses	387.01	532.62	137.25	279.80	404.57
of which: staff expenses	232.98	314.21	80.11	164.92	238.51
Depreciation and impairment of physical and intangible assets	11.34	22.91	3.79	7.17	11.12
Operating gains/losses	325.45	396.94	77.92	176.97	274.99
Impairment/Reversal of impairment and provisions for credit risk	44.47	180.69	11.68	16.25	47.79
Other gains/losses	13.08	21.48	−1.38	5.34	8.56
Profit or loss before tax and minority interest	294.06	237.72	64.87	166.07	235.76
Tax expenses related to profit or loss	41.02	69.80	12.72	37.02	55.72
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	16.50	16.50	0.00	0.00	0.00
Profit or Loss after tax and minority interest	269.55	184.42	52.15	129.05	180.05

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).