DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	21,200.02	19,765.03	16,172.91	17,042.99	14,122.61
Loans and advances	156,882.47	159,043.20	157,121.14	156,559.15	156,931.35
Debt securities	31,312.53	29,310.82	33,369.38	38,998.92	40,311.85
Equity instruments	2,621.44	2,699.98	2,731.31	3,030.62	3,148.50
Tangible assets	1,024.42	1,029.73	1,043.54	1,071.46	1,084.07
Intangible assets	61.99	59.21	56.22	54.12	51.38
Investments in subsidaries, which are not fully or proportionally consolidated	14,905.80	14,964.88	15,107.90	15,981.79	16,598.33
Other assets	2,623.88	2,351.83	2,391.21	2,504.95	2,394.31
Total assets/liabilities	230,632.56	229,224.68	227,993.61	235,244.01	234,642.40



Liabilities
Deposits of central banks	4,910.14	3,168.50	1,260.18	1,961.25	1,809.95
Deposits of credit institutions	38,460.74	37,070.99	37,563.30	41,276.58	36,208.23
Deposits of non-banks	117,387.44	119,650.03	117,059.95	117,685.61	119,123.25
Debt securities issued	36,062.67	35,570.84	38,347.94	39,315.91	41,396.80
Provisions	1,058.87	1,065.62	1,088.29	1,078.32	1,082.81
Equity and minority interest	27,405.29	27,446.32	28,036.73	29,196.90	29,975.10
Other liabilities	5,347.40	5,252.38	4,637.22	4,729.44	5,046.27
Total assets/liabilities	230,632.56	229,224.68	227,993.61	235,244.01	234,642.40



Selected profit and loss items
Net interest income	776.20	1,554.71	2,338.75	3,146.39	735.63
of which: interest income	3,532.25	6,844.42	10,065.21	13,072.86	2,810.17
of which: interest expenses	2,756.05	5,289.72	7,726.47	9,926.47	2,074.54
Dividend income	299.91	2,262.54	2,235.72	2,277.29	322.23
Net fee and comission income	339.82	650.52	984.83	1,332.24	383.59
of which: fee and comission income	430.83	823.09	1,242.67	1,684.30	474.92
of which: fee and comission expenses	91.01	172.58	257.84	352.06	91.34
Trading and other valuation gains/losses	−0.72	−13.60	−3.98	−15.78	−47.26
Other operating income	46.61	102.47	156.73	223.97	48.79
Other operating expenses	9.83	102.12	111.15	133.71	9.22
Operating income, net	1,451.99	4,454.53	5,600.89	6,830.41	1,433.76
Administrative and other expenses	620.11	1,228.95	1,841.53	2,555.39	655.51
of which: staff expenses	323.98	675.10	1,026.67	1,423.22	346.96
Depreciation and impairment of physical and intangible assets	−21.23	63.12	67.40	−538.33	−9.67
Operating gains/losses	853.10	3,162.46	3,691.96	4,813.35	787.92
Impairment/Reversal of impairment and provisions for credit risk	63.76	99.76	213.52	378.03	47.07
Other gains/losses	54.13	49.86	173.17	207.52	16.50
Profit or loss before tax and minority interest	843.48	3,112.55	3,651.60	4,642.83	757.36
Tax expenses related to profit or loss	54.33	227.50	338.17	398.05	91.70
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	789.15	2,885.06	3,313.43	4,244.78	665.65

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.