DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	27,299.45	21,200.02	19,765.03	16,172.91	17,042.99
Loans and advances	148,870.53	156,882.47	159,043.20	157,121.14	156,559.15
Debt securities	31,857.61	31,312.53	29,310.82	33,369.38	38,998.92
Equity instruments	1,978.87	2,621.44	2,699.98	2,731.31	3,030.62
Tangible assets	1,013.29	1,024.42	1,029.73	1,043.54	1,071.46
Intangible assets	69.74	61.99	59.21	56.22	54.12
Investments in subsidaries, which are not fully or proportionally consolidated	14,791.96	14,905.80	14,964.88	15,107.90	15,981.79
Other assets	2,673.61	2,623.88	2,351.83	2,391.21	2,504.95
Total assets/liabilities	228,555.05	230,632.56	229,224.68	227,993.61	235,244.01



Liabilities
Deposits of central banks	7,798.85	4,910.14	3,168.50	1,260.18	1,961.25
Deposits of credit institutions	38,063.66	38,460.74	37,070.99	37,563.30	41,276.58
Deposits of non-banks	117,675.47	117,387.44	119,650.03	117,059.95	117,685.61
Debt securities issued	32,483.11	36,062.67	35,570.84	38,347.94	39,315.91
Provisions	1,027.42	1,058.87	1,065.62	1,088.29	1,078.32
Equity and minority interest	26,565.07	27,405.29	27,446.32	28,036.73	29,196.90
Other liabilities	4,941.47	5,347.40	5,252.38	4,637.22	4,729.44
Total assets/liabilities	228,555.05	230,632.56	229,224.68	227,993.61	235,244.01



Selected profit and loss items
Net interest income	3,264.72	776.20	1,554.71	2,338.75	3,146.39
of which: interest income	13,874.33	3,532.25	6,844.42	10,065.21	13,072.86
of which: interest expenses	10,609.61	2,756.05	5,289.72	7,726.47	9,926.47
Dividend income	1,709.63	299.91	2,262.54	2,235.72	2,277.29
Net fee and comission income	1,147.82	339.82	650.52	984.83	1,332.24
of which: fee and comission income	1,465.48	430.83	823.09	1,242.67	1,684.30
of which: fee and comission expenses	317.66	91.01	172.58	257.84	352.06
Trading and other valuation gains/losses	7.81	−0.72	−13.60	−3.98	−15.78
Other operating income	201.75	46.61	102.47	156.73	223.97
Other operating expenses	47.43	9.83	102.12	111.15	133.71
Operating income, net	6,284.30	1,451.99	4,454.53	5,600.89	6,830.41
Administrative and other expenses	2,442.32	620.11	1,228.95	1,841.53	2,555.39
of which: staff expenses	1,302.26	323.98	675.10	1,026.67	1,423.22
Depreciation and impairment of physical and intangible assets	−775.30	−21.23	63.12	67.40	−538.33
Operating gains/losses	4,617.27	853.10	3,162.46	3,691.96	4,813.35
Impairment/Reversal of impairment and provisions for credit risk	89.95	63.76	99.76	213.52	378.03
Other gains/losses	178.72	54.13	49.86	173.17	207.52
Profit or loss before tax and minority interest	4,706.05	843.48	3,112.55	3,651.60	4,642.83
Tax expenses related to profit or loss	396.23	54.33	227.50	338.17	398.05
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	4,309.82	789.15	2,885.06	3,313.43	4,244.78

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.