DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	14,122.61	17,331.30	15,640.37	20,435.08	14,979.78
Loans and advances	156,931.35	155,647.66	156,232.95	155,862.01	160,969.16
Debt securities	40,311.85	38,730.33	36,894.63	38,267.91	39,558.16
Equity instruments	3,148.50	3,304.36	3,713.75	4,225.30	3,897.84
Tangible assets	1,084.07	1,098.63	1,124.65	1,168.91	1,195.32
Intangible assets	51.38	50.45	47.92	45.35	43.04
Investments in subsidaries, which are not fully or proportionally consolidated	16,598.33	16,325.59	15,761.71	16,111.43	23,243.95
Other assets	2,394.31	2,567.64	2,364.56	2,147.49	2,325.75
Total assets/liabilities	234,642.40	235,055.96	231,780.53	238,263.49	246,212.99



Liabilities
Deposits of central banks	1,809.95	1,453.16	1,777.04	826.86	1,948.99
Deposits of credit institutions	36,208.23	36,048.96	33,471.64	36,872.69	39,944.36
Deposits of non-banks	119,123.25	116,558.19	115,584.14	120,087.98	121,891.85
Debt securities issued	41,396.80	42,172.91	42,104.26	41,074.66	42,005.17
Provisions	1,082.81	1,064.73	1,042.06	975.85	971.99
Equity and minority interest	29,975.10	32,069.99	32,004.23	32,843.97	33,452.23
Other liabilities	5,046.27	5,688.03	5,797.16	5,581.46	5,998.40
Total assets/liabilities	234,642.40	235,055.96	231,780.53	238,263.49	246,212.99



Selected profit and loss items
Net interest income	735.63	1,506.50	2,302.22	3,114.93	784.42
of which: interest income	2,810.17	5,499.64	8,028.48	10,358.16	2,260.83
of which: interest expenses	2,074.54	3,993.14	5,726.25	7,243.23	1,476.41
Dividend income	322.23	2,806.61	2,844.49	2,903.55	383.98
Net fee and comission income	383.59	689.39	1,059.65	1,453.20	393.08
of which: fee and comission income	474.92	887.31	1,354.10	1,852.04	496.84
of which: fee and comission expenses	91.34	197.92	294.45	398.85	103.76
Trading and other valuation gains/losses	−47.26	−39.92	−64.38	−71.71	5.07
Other operating income	48.79	107.08	159.08	243.04	51.31
Other operating expenses	9.22	19.00	29.68	40.14	9.35
Operating income, net	1,433.76	5,050.66	6,271.38	7,602.87	1,608.52
Administrative and other expenses	655.51	1,348.37	2,007.15	2,785.91	692.92
of which: staff expenses	346.96	707.27	1,062.48	1,455.23	354.92
Depreciation and impairment of physical and intangible assets	−9.67	−114.22	−89.16	−401.39	3.89
Operating gains/losses	787.92	3,816.51	4,353.39	5,218.35	911.72
Impairment/Reversal of impairment and provisions for credit risk	47.07	146.04	223.43	326.98	52.57
Other gains/losses	16.50	64.25	117.32	156.76	92.29
Profit or loss before tax and minority interest	757.36	3,734.72	4,247.28	5,048.13	951.44
Tax expenses related to profit or loss	91.70	189.84	279.31	417.31	103.22
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	665.65	3,544.88	3,967.97	4,630.82	848.22

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.