DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,795.90	4,586.41	3,761.21	3,820.64	3,659.80
Loans and advances	41,022.69	40,885.62	40,874.97	41,026.09	41,065.47
Debt securities	7,582.78	7,567.91	7,557.30	7,542.13	7,892.32
Equity instruments	117.70	117.72	108.89	112.94	113.35
Tangible assets	119.96	119.71	135.75	117.51	131.08
Intangible assets	6.76	7.86	10.32	27.13	27.55
Investments in subsidaries, which are not fully or proportionally consolidated	652.14	652.14	671.53	690.29	690.30
Other assets	628.60	481.22	539.02	589.49	507.33
Total assets/liabilities	53,926.53	54,418.59	53,658.99	53,926.22	54,087.20



Liabilities
Deposits of central banks	420.36	180.57	208.61	56.82	159.51
Deposits of credit institutions	2,757.38	3,078.74	2,728.14	3,335.51	3,041.29
Deposits of non-banks	19,410.44	20,018.90	19,465.68	19,383.59	19,707.74
Debt securities issued	26,638.40	26,335.67	26,350.13	26,438.09	26,284.63
Provisions	256.66	265.78	254.35	247.67	260.44
Equity and minority interest	3,961.45	3,970.01	4,015.23	4,016.00	4,066.04
Other liabilities	481.84	568.92	636.85	448.55	567.55
Total assets/liabilities	53,926.53	54,418.59	53,658.99	53,926.22	54,087.20



Selected profit and loss items
Net interest income	224.25	395.23	588.16	787.46	166.50
of which: interest income	592.56	1,041.11	1,582.62	2,049.31	440.16
of which: interest expenses	368.31	645.88	994.46	1,261.85	273.66
Dividend income	0.09	4.25	6.05	38.49	1.01
Net fee and comission income	35.05	68.35	100.59	140.19	38.22
of which: fee and comission income	44.40	87.07	127.86	177.91	47.99
of which: fee and comission expenses	9.35	18.73	27.27	37.72	9.77
Trading and other valuation gains/losses	5.16	13.60	15.04	9.41	2.71
Other operating income	4.64	11.60	16.95	26.67	3.64
Other operating expenses	6.33	7.48	12.36	20.98	1.81
Operating income, net	262.88	485.55	714.42	981.24	210.27
Administrative and other expenses	113.03	234.33	350.20	496.47	120.76
of which: staff expenses	65.41	138.82	205.13	290.53	70.40
Depreciation and impairment of physical and intangible assets	2.75	6.44	9.48	0.74	3.22
Operating gains/losses	147.10	244.79	354.74	484.03	86.29
Impairment/Reversal of impairment and provisions for credit risk	35.29	65.22	130.97	230.67	27.74
Other gains/losses	1.74	0.94	−4.28	2.80	−2.22
Profit or loss before tax and minority interest	113.55	180.51	219.50	256.16	56.34
Tax expenses related to profit or loss	17.63	46.80	66.38	96.58	6.45
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	25.84	25.84	0.00
Profit or Loss after tax and minority interest	95.92	133.71	178.96	185.43	49.89

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.