DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,659.80	4,764.99	3,029.51	3,545.63	3,373.31
Loans and advances	41,065.47	41,127.10	42,129.27	41,811.60	42,265.40
Debt securities	7,892.32	7,946.21	8,062.87	7,998.67	7,987.40
Equity instruments	113.35	112.54	112.91	109.83	109.80
Tangible assets	131.08	134.77	132.87	132.78	131.75
Intangible assets	27.55	24.97	28.47	33.98	31.08
Investments in subsidaries, which are not fully or proportionally consolidated	690.30	697.57	698.55	695.07	744.95
Other assets	507.33	500.42	537.18	559.31	529.79
Total assets/liabilities	54,087.20	55,308.57	54,731.63	54,886.86	55,173.48



Liabilities
Deposits of central banks	159.51	389.31	159.74	x	360.20
Deposits of credit institutions	3,041.29	2,713.84	3,503.58	3,042.56	3,175.53
Deposits of non-banks	19,707.74	20,508.61	19,898.14	20,197.22	20,705.24
Debt securities issued	26,284.63	26,767.15	26,300.67	26,752.28	26,057.86
Provisions	260.44	244.46	230.01	237.50	243.20
Equity and minority interest	4,066.04	4,028.58	4,069.58	4,048.17	4,103.95
Other liabilities	567.55	656.63	569.91	x	527.51
Total assets/liabilities	54,087.20	55,308.57	54,731.63	54,886.86	55,173.48



Selected profit and loss items
Net interest income	166.50	336.95	495.20	693.03	164.68
of which: interest income	440.16	900.14	1,284.36	1,645.35	391.04
of which: interest expenses	273.66	563.19	789.16	952.32	226.36
Dividend income	1.01	6.14	27.78	46.98	4.14
Net fee and comission income	38.22	72.43	107.66	138.46	40.25
of which: fee and comission income	47.99	91.53	135.71	185.99	48.54
of which: fee and comission expenses	9.77	19.10	28.05	47.53	8.29
Trading and other valuation gains/losses	2.71	8.53	13.46	13.34	3.45
Other operating income	3.64	20.31	27.09	44.37	7.95
Other operating expenses	1.81	7.73	10.66	20.21	3.62
Operating income, net	210.27	436.64	660.53	915.97	216.86
Administrative and other expenses	120.76	251.81	374.14	518.43	124.91
of which: staff expenses	70.40	147.83	215.50	292.12	70.89
Depreciation and impairment of physical and intangible assets	3.22	7.52	11.38	19.56	5.86
Operating gains/losses	86.29	177.31	275.01	377.98	86.08
Impairment/Reversal of impairment and provisions for credit risk	27.74	68.59	105.34	179.61	18.22
Other gains/losses	−2.22	−0.51	−1.83	−25.27	−0.51
Profit or loss before tax and minority interest	56.34	108.21	167.84	173.10	67.35
Tax expenses related to profit or loss	6.45	38.41	57.04	78.49	22.72
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	10.88	10.88	10.88	0.00
Profit or Loss after tax and minority interest	49.89	80.67	121.68	105.49	44.63

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.