DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	4,102.10	3,795.90	4,586.41	3,761.21	3,820.64
Loans and advances	40,818.62	41,022.69	40,885.62	40,874.97	41,026.09
Debt securities	7,348.48	7,582.78	7,567.91	7,557.30	7,542.13
Equity instruments	115.11	117.70	117.72	108.89	112.94
Tangible assets	101.08	119.96	119.71	135.75	117.51
Intangible assets	6.40	6.76	7.86	10.32	27.13
Investments in subsidaries, which are not fully or proportionally consolidated	655.69	652.14	652.14	671.53	690.29
Other assets	538.45	628.60	481.22	539.02	589.49
Total assets/liabilities	53,685.93	53,926.53	54,418.59	53,658.99	53,926.22



Liabilities
Deposits of central banks	1,377.84	420.36	180.57	208.61	56.82
Deposits of credit institutions	2,719.43	2,757.38	3,078.74	2,728.14	3,335.51
Deposits of non-banks	18,999.06	19,410.44	20,018.90	19,465.68	19,383.59
Debt securities issued	25,880.19	26,638.40	26,335.67	26,350.13	26,438.09
Provisions	264.50	256.66	265.78	254.35	247.67
Equity and minority interest	3,895.65	3,961.45	3,970.01	4,015.23	4,016.00
Other liabilities	549.27	481.84	568.92	636.85	448.55
Total assets/liabilities	53,685.93	53,926.53	54,418.59	53,658.99	53,926.22



Selected profit and loss items
Net interest income	784.20	224.25	395.23	588.16	787.46
of which: interest income	2,008.96	592.56	1,041.11	1,582.62	2,049.31
of which: interest expenses	1,224.76	368.31	645.88	994.46	1,261.85
Dividend income	27.20	0.09	4.25	6.05	38.49
Net fee and comission income	128.47	35.05	68.35	100.59	140.19
of which: fee and comission income	162.79	44.40	87.07	127.86	177.91
of which: fee and comission expenses	34.33	9.35	18.73	27.27	37.72
Trading and other valuation gains/losses	33.79	5.16	13.60	15.04	9.41
Other operating income	78.51	4.64	11.60	16.95	26.67
Other operating expenses	22.51	6.33	7.48	12.36	20.98
Operating income, net	1,029.66	262.88	485.55	714.42	981.24
Administrative and other expenses	482.12	113.03	234.33	350.20	496.47
of which: staff expenses	263.44	65.41	138.82	205.13	290.53
Depreciation and impairment of physical and intangible assets	10.50	2.75	6.44	9.48	0.74
Operating gains/losses	537.04	147.10	244.79	354.74	484.03
Impairment/Reversal of impairment and provisions for credit risk	207.37	35.29	65.22	130.97	230.67
Other gains/losses	−44.34	1.74	0.94	−4.28	2.80
Profit or loss before tax and minority interest	285.33	113.55	180.51	219.50	256.16
Tax expenses related to profit or loss	72.34	17.63	46.80	66.38	96.58
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	25.84	25.84
Profit or Loss after tax and minority interest	212.99	95.92	133.71	178.96	185.43

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.