DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ State mortgage banks
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	3,761.21	3,820.64	3,659.80	4,764.99	3,029.51
Loans and advances	40,874.97	40,988.16	41,065.47	41,127.10	42,129.27
Debt securities	7,557.30	7,542.13	7,892.32	7,946.21	8,062.87
Equity instruments	108.89	112.94	113.35	112.54	112.91
Tangible assets	135.75	117.51	131.08	134.77	132.87
Intangible assets	10.32	27.13	27.55	24.97	28.47
Investments in subsidaries, which are not fully or proportionally consolidated	671.53	690.29	690.30	697.57	698.55
Other assets	539.02	628.44	507.33	500.42	537.18
Total assets/liabilities	53,658.99	53,927.24	54,087.20	55,308.57	54,731.63



Liabilities
Deposits of central banks	208.61	56.82	159.51	389.31	159.74
Deposits of credit institutions	2,728.14	3,335.51	3,041.29	2,713.84	3,503.58
Deposits of non-banks	19,465.68	19,383.59	19,707.74	20,508.61	19,898.14
Debt securities issued	26,350.13	26,438.09	26,284.63	26,767.15	26,300.67
Provisions	254.35	260.17	260.44	244.46	230.01
Equity and minority interest	4,015.23	4,004.16	4,066.04	4,028.58	4,069.58
Other liabilities	636.85	448.89	567.55	656.63	569.91
Total assets/liabilities	53,658.99	53,927.24	54,087.20	55,308.57	54,731.63



Selected profit and loss items
Net interest income	588.16	785.79	166.50	336.95	495.20
of which: interest income	1,582.62	2,047.84	440.16	900.14	1,284.36
of which: interest expenses	994.46	1,262.05	273.66	563.19	789.16
Dividend income	6.05	38.49	1.01	6.14	27.78
Net fee and comission income	100.59	140.18	38.22	72.43	107.66
of which: fee and comission income	127.86	177.90	47.99	91.53	135.71
of which: fee and comission expenses	27.27	37.72	9.77	19.10	28.05
Trading and other valuation gains/losses	15.04	9.41	2.71	8.53	13.46
Other operating income	16.95	26.82	3.64	20.31	27.09
Other operating expenses	12.36	20.99	1.81	7.73	10.66
Operating income, net	714.42	979.70	210.27	436.64	660.53
Administrative and other expenses	350.20	497.19	120.76	251.81	374.14
of which: staff expenses	205.13	290.65	70.40	147.83	215.50
Depreciation and impairment of physical and intangible assets	9.48	0.74	3.22	7.52	11.38
Operating gains/losses	354.74	481.77	86.29	177.31	275.01
Impairment/Reversal of impairment and provisions for credit risk	130.97	267.08	27.74	68.59	105.34
Other gains/losses	−4.28	−43.37	−2.22	−0.51	−1.83
Profit or loss before tax and minority interest	219.50	171.32	56.34	108.21	167.84
Tax expenses related to profit or loss	66.38	75.56	6.45	38.41	57.04
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	25.84	−16.05	0.00	10.88	10.88
Profit or Loss after tax and minority interest	178.96	79.72	49.89	80.67	121.68

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.