DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Raiffeisen credit cooperatives
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	22,946.28	20,418.47	21,758.77	18,373.86	18,433.22
Loans and advances	252,265.48	249,538.35	253,026.77	256,685.57	255,431.40
Debt securities	48,554.71	47,777.41	47,953.25	49,042.29	49,559.79
Equity instruments	4,954.62	4,890.46	5,067.13	5,077.26	5,282.93
Tangible assets	2,516.95	2,575.10	2,745.41	2,763.03	2,746.29
Intangible assets	72.22	72.17	72.19	69.07	66.91
Investments in subsidaries, which are not fully or proportionally consolidated	23,377.88	23,392.68	23,684.79	23,732.97	23,844.27
Other assets	8,385.22	8,087.54	9,895.97	10,136.36	8,770.62
Total assets/liabilities	363,073.35	356,752.19	364,204.27	365,880.40	364,135.41



Liabilities
Deposits of central banks	1,012.00	930.93	413.72	770.38	769.18
Deposits of credit institutions	74,599.19	72,039.11	71,143.24	72,828.70	71,733.09
Deposits of non-banks	177,115.86	175,586.34	181,656.45	181,988.31	181,917.49
Debt securities issued	58,714.83	56,352.78	58,128.15	56,090.74	56,367.81
Provisions	3,559.01	3,478.30	3,413.40	3,520.33	2,832.22
Equity and minority interest	39,096.41	39,566.90	41,196.98	41,465.43	41,513.08
Other liabilities	8,976.06	8,797.83	8,252.34	9,216.51	9,002.55
Total assets/liabilities	363,073.35	356,752.19	364,204.27	365,880.40	364,135.41



Selected profit and loss items
Net interest income	2,357.62	3,534.29	4,766.48	1,206.25	2,484.38
of which: interest income	5,767.05	8,347.58	11,079.70	2,557.10	5,206.04
of which: interest expenses	3,409.43	4,813.30	6,313.22	1,350.84	2,721.66
Dividend income	482.72	532.47	2,015.46	116.10	586.33
Net fee and comission income	813.40	1,205.59	1,724.52	425.92	858.84
of which: fee and comission income	1,069.24	1,601.31	2,241.64	542.56	1,115.03
of which: fee and comission expenses	255.84	395.73	517.12	116.63	256.19
Trading and other valuation gains/losses	86.75	105.38	108.79	32.56	76.50
Other operating income	322.04	463.24	761.41	161.20	329.81
Other operating expenses	349.74	473.41	568.42	146.63	269.96
Operating income, net	3,712.78	5,367.56	8,808.25	1,795.41	4,065.90
Administrative and other expenses	2,170.36	3,198.96	4,445.84	1,097.61	2,269.64
of which: staff expenses	1,284.90	1,884.14	2,544.98	627.70	1,336.71
Depreciation and impairment of physical and intangible assets	−0.42	48.12	−164.05	27.60	27.42
Operating gains/losses	1,542.84	2,120.48	4,526.46	670.20	1,768.84
Impairment/Reversal of impairment and provisions for credit risk	373.46	677.07	1,064.28	72.79	164.02
Other gains/losses	64.40	93.45	115.89	34.70	65.29
Profit or loss before tax and minority interest	1,233.78	1,536.86	3,578.08	632.11	1,670.11
Tax expenses related to profit or loss	336.24	484.35	617.17	150.59	325.34
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	2.28	2.28	2.29	0.00	1.57
Profit or Loss after tax and minority interest	899.82	1,054.80	2,963.20	481.52	1,346.81

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.