DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Raiffeisen credit cooperatives
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	28,586.67	27,328.11	27,479.93	26,160.55	24,324.78
Loans and advances	251,682.46	252,832.16	251,460.72	252,274.36	253,335.22
Debt securities	42,731.74	42,631.06	42,416.21	44,026.47	47,131.17
Equity instruments	4,632.43	4,706.20	4,766.02	4,771.92	4,836.93
Tangible assets	2,273.38	2,328.37	2,365.03	2,448.30	2,430.87
Intangible assets	67.65	74.68	75.40	71.63	76.17
Investments in subsidaries, which are not fully or proportionally consolidated	24,259.02	23,459.24	23,647.32	23,159.95	23,198.56
Other assets	10,330.70	8,381.24	8,164.66	10,797.85	10,354.76
Total assets/liabilities	364,564.03	361,741.06	360,375.27	363,711.05	365,688.46



Liabilities
Deposits of central banks	3,607.29	1,935.40	1,934.23	556.72	1,147.33
Deposits of credit institutions	82,141.15	79,002.12	76,351.89	74,619.84	76,984.78
Deposits of non-banks	171,401.27	173,919.48	174,409.21	176,972.77	177,180.43
Debt securities issued	59,373.02	58,804.76	59,523.03	60,517.87	58,971.79
Provisions	2,700.72	2,882.47	2,736.66	3,074.13	3,454.15
Equity and minority interest	37,550.54	36,694.07	37,229.54	39,654.13	39,012.99
Other liabilities	7,790.04	8,502.77	8,190.72	8,315.60	8,937.01
Total assets/liabilities	364,564.03	361,741.06	360,375.27	363,711.05	365,688.46



Selected profit and loss items
Net interest income	1,368.39	2,738.59	4,109.93	5,412.07	1,170.48
of which: interest income	6,120.78	12,247.82	18,173.16	23,841.06	3,006.55
of which: interest expenses	4,752.39	9,509.23	14,063.22	18,428.99	1,836.07
Dividend income	21.48	391.74	434.86	2,853.55	159.01
Net fee and comission income	396.96	793.43	1,175.30	1,691.46	406.14
of which: fee and comission income	501.80	1,023.19	1,536.16	2,172.47	524.07
of which: fee and comission expenses	104.84	229.77	360.86	481.01	117.94
Trading and other valuation gains/losses	−31.71	−36.03	153.69	233.13	−2.25
Other operating income	160.98	346.92	484.51	735.92	145.45
Other operating expenses	171.20	509.10	702.31	1,017.24	132.36
Operating income, net	1,744.88	3,725.54	5,655.99	9,908.90	1,746.47
Administrative and other expenses	993.98	2,092.81	3,065.23	4,311.68	1,046.43
of which: staff expenses	557.26	1,220.67	1,768.16	2,463.98	600.82
Depreciation and impairment of physical and intangible assets	39.90	927.62	942.21	1,276.63	19.20
Operating gains/losses	711.00	705.12	1,648.55	4,320.59	680.84
Impairment/Reversal of impairment and provisions for credit risk	68.21	201.24	552.05	991.01	143.27
Other gains/losses	28.82	58.84	89.25	86.21	31.21
Profit or loss before tax and minority interest	671.61	562.73	1,185.75	3,415.79	568.78
Tax expenses related to profit or loss	86.37	183.22	273.03	416.68	139.21
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.67	2.01	1.35	164.93	2.28
Profit or Loss after tax and minority interest	585.92	381.52	914.06	3,164.03	431.84

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.