DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Raiffeisen credit cooperatives
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	24,324.78	22,946.28	20,418.47	21,758.77	18,373.86
Loans and advances	253,335.22	252,265.48	249,538.35	253,026.77	256,685.57
Debt securities	47,131.17	48,554.71	47,777.41	47,953.25	49,042.29
Equity instruments	4,836.93	4,954.62	4,890.46	5,067.13	5,077.26
Tangible assets	2,430.87	2,516.95	2,575.10	2,745.41	2,763.03
Intangible assets	76.17	72.22	72.17	72.19	69.07
Investments in subsidaries, which are not fully or proportionally consolidated	23,198.56	23,377.88	23,392.68	23,684.79	23,732.97
Other assets	10,354.76	8,385.22	8,087.54	9,895.97	10,136.36
Total assets/liabilities	365,688.46	363,073.35	356,752.19	364,204.27	365,880.40



Liabilities
Deposits of central banks	1,147.33	1,012.00	930.93	413.72	770.38
Deposits of credit institutions	76,984.78	74,599.19	72,039.11	71,143.24	72,828.70
Deposits of non-banks	177,180.43	177,115.86	175,586.34	181,656.45	181,988.31
Debt securities issued	58,971.79	58,714.83	56,352.78	58,128.15	56,090.74
Provisions	3,454.15	3,559.01	3,478.30	3,413.40	3,520.33
Equity and minority interest	39,012.99	39,096.41	39,566.90	41,196.98	41,465.43
Other liabilities	8,937.01	8,976.06	8,797.83	8,252.34	9,216.51
Total assets/liabilities	365,688.46	363,073.35	356,752.19	364,204.27	365,880.40



Selected profit and loss items
Net interest income	1,170.48	2,357.62	3,534.29	4,766.48	1,206.25
of which: interest income	3,006.55	5,767.05	8,347.58	11,079.70	2,557.10
of which: interest expenses	1,836.07	3,409.43	4,813.30	6,313.22	1,350.84
Dividend income	159.01	482.72	532.47	2,015.46	116.10
Net fee and comission income	406.14	813.40	1,205.59	1,724.52	425.92
of which: fee and comission income	524.07	1,069.24	1,601.31	2,241.64	542.56
of which: fee and comission expenses	117.94	255.84	395.73	517.12	116.63
Trading and other valuation gains/losses	−2.25	86.75	105.38	108.79	32.56
Other operating income	145.45	322.04	463.24	761.41	161.20
Other operating expenses	132.36	349.74	473.41	568.42	146.63
Operating income, net	1,746.47	3,712.78	5,367.56	8,808.25	1,795.41
Administrative and other expenses	1,046.43	2,170.36	3,198.96	4,445.84	1,097.61
of which: staff expenses	600.82	1,284.90	1,884.14	2,544.98	627.70
Depreciation and impairment of physical and intangible assets	19.20	−0.42	48.12	−164.05	27.60
Operating gains/losses	680.84	1,542.84	2,120.48	4,526.46	670.20
Impairment/Reversal of impairment and provisions for credit risk	143.27	373.46	677.07	1,064.28	72.79
Other gains/losses	31.21	64.40	93.45	115.89	34.70
Profit or loss before tax and minority interest	568.78	1,233.78	1,536.86	3,578.08	632.11
Tax expenses related to profit or loss	139.21	336.24	484.35	617.17	150.59
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	2.28	2.28	2.28	2.29	0.00
Profit or Loss after tax and minority interest	431.84	899.82	1,054.80	2,963.20	481.52

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.