DATA - Income and Financial Statement of Austrian banks<sup>1</sup>

Income and Financial Statement of Austrian banks¹ Other sectors (Building and loan associations, Special purpose banks and Member State credit institutions)
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	2,027.21	1,357.80	1,719.95	2,495.08	1,471.15
Loans and advances	66,108.75	65,589.05	67,494.38	66,737.92	66,501.14
Debt securities	3,762.36	4,666.31	3,969.08	3,804.22	4,176.00
Equity instruments	x	x	x	587.59	597.96
Tangible assets	3,864.51	3,978.25	4,017.49	4,121.84	4,222.64
Intangible assets	x	x	x	96.01	91.15
Investments in subsidaries, which are not fully or proportionally consolidated	887.84	891.53	897.68	875.00	940.35
Other assets	7,583.30	8,032.33	7,297.30	8,494.32	7,895.60
Total assets/liabilities	84,975.29	85,270.29	86,109.77	87,211.97	85,896.00



Liabilities
Deposits of central banks	119.98	17.72	53.62	12.88	9.83
Deposits of credit institutions	9,402.70	9,343.03	9,152.00	9,316.89	9,746.34
Deposits of non-banks	30,142.40	30,125.17	30,407.24	30,875.57	30,339.11
Debt securities issued	35,832.87	36,198.74	37,059.98	37,421.08	36,179.73
Provisions	1,603.96	1,612.10	1,633.36	1,675.95	1,708.54
Equity and minority interest	4,412.46	4,278.79	4,260.81	4,245.04	4,350.79
Other liabilities	3,460.92	3,694.74	3,542.77	3,664.55	3,561.68
Total assets/liabilities	84,975.29	85,270.29	86,109.77	87,211.97	85,896.00



Selected profit and loss items
Net interest income	186.75	359.70	533.72	717.25	185.20
of which: interest income	856.87	1,664.94	2,495.40	3,283.68	717.75
of which: interest expenses	670.12	1,305.25	1,961.69	2,566.43	532.55
Dividend income	18.72	54.93	66.63	114.55	14.84
Net fee and comission income	57.57	117.05	163.80	224.63	60.20
of which: fee and comission income	144.22	288.11	416.14	566.00	148.46
of which: fee and comission expenses	86.65	171.06	252.34	341.36	88.26
Trading and other valuation gains/losses	0.52	6.84	−5.02	−13.17	16.93
Other operating income	420.42	775.52	1,172.80	1,594.30	454.69
Other operating expenses	115.96	202.79	314.39	441.05	123.17
Operating income, net	568.02	1,111.23	1,617.54	2,196.51	608.68
Administrative and other expenses	218.18	407.77	595.43	813.60	205.64
of which: staff expenses	90.65	181.71	272.24	363.28	90.44
Depreciation and impairment of physical and intangible assets	217.54	401.12	611.82	857.80	236.60
Operating gains/losses	132.29	302.34	410.28	525.11	166.44
Impairment/Reversal of impairment and provisions for credit risk	−13.06	1.77	9.70	71.69	8.18
Other gains/losses	10.08	13.97	13.42	17.71	3.19
Profit or loss before tax and minority interest	155.43	314.54	414.00	471.13	161.46
Tax expenses related to profit or loss	14.38	29.41	39.62	55.48	12.61
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−6.21	−26.86	−57.15	−95.61	−3.69
Profit or Loss after tax and minority interest	134.84	258.27	317.23	320.04	145.15

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.