DATA - Income and Financial Statement of Austrian banks<sup>1</sup>

Income and Financial Statement of Austrian banks¹ Other sectors (Building and loan associations, Special purpose banks and Member State credit institutions)
End of period	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,471.15	1,263.14	1,196.17	1,192.41	1,548.28
Loans and advances	66,501.14	68,043.57	69,459.81	68,457.41	69,284.07
Debt securities	4,176.00	4,022.92	4,317.13	4,318.46	4,495.80
Equity instruments	597.96	588.31	576.89	580.96	624.23
Tangible assets	4,222.64	4,414.31	4,563.08	4,885.18	5,005.71
Intangible assets	91.15	83.81	81.45	79.77	75.11
Investments in subsidaries, which are not fully or proportionally consolidated	940.35	940.47	940.47	952.23	951.86
Other assets	7,895.60	6,712.15	6,975.46	7,337.42	8,135.11
Total assets/liabilities	85,896.00	86,068.69	88,110.46	87,803.83	90,120.18



Liabilities
Deposits of central banks	9.83	10.41	13.22	x	7.13
Deposits of credit institutions	9,746.34	9,189.34	9,913.35	9,978.39	10,421.26
Deposits of non-banks	30,339.11	30,974.93	31,540.40	31,941.58	32,268.12
Debt securities issued	36,179.73	36,373.54	37,167.48	36,442.69	37,940.22
Provisions	1,708.54	1,716.88	1,739.96	1,750.51	1,782.88
Equity and minority interest	4,350.79	4,242.34	4,291.04	4,330.67	4,461.35
Other liabilities	3,561.68	3,561.26	3,445.01	x	3,239.23
Total assets/liabilities	85,896.00	86,068.69	88,110.46	87,803.83	90,120.18



Selected profit and loss items
Net interest income	185.20	361.62	534.03	696.05	177.47
of which: interest income	717.75	1,363.91	1,986.23	2,563.07	575.59
of which: interest expenses	532.55	1,002.30	1,452.20	1,867.02	398.12
Dividend income	14.84	58.59	64.90	114.28	18.81
Net fee and comission income	60.20	113.17	159.87	201.63	48.93
of which: fee and comission income	148.46	282.72	412.75	528.34	124.18
of which: fee and comission expenses	88.26	169.56	252.89	326.71	75.25
Trading and other valuation gains/losses	16.93	13.08	13.22	12.40	−7.27
Other operating income	454.69	820.68	1,261.34	1,727.10	554.23
Other operating expenses	123.17	216.78	336.02	471.65	163.48
Operating income, net	608.68	1,150.36	1,697.34	2,279.82	628.69
Administrative and other expenses	205.64	403.13	603.07	835.65	218.44
of which: staff expenses	90.44	181.24	272.83	361.75	96.15
Depreciation and impairment of physical and intangible assets	236.60	433.76	662.98	901.58	264.33
Operating gains/losses	166.44	313.47	431.30	542.60	145.93
Impairment/Reversal of impairment and provisions for credit risk	8.18	23.37	38.77	55.92	13.01
Other gains/losses	3.19	13.28	12.48	14.04	13.62
Profit or loss before tax and minority interest	161.46	303.37	405.01	500.72	146.55
Tax expenses related to profit or loss	12.61	23.03	42.39	54.27	14.25
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−3.69	−19.77	−44.62	−71.86	−7.02
Profit or Loss after tax and minority interest	145.15	260.57	318.00	374.59	125.27

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.