DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	88,505.98	89,190.17	80,431.69	83,296.65	75,348.93
Loans and advances	718,111.52	718,413.57	725,999.07	727,408.91	730,344.79
Debt securities	128,088.61	134,802.67	143,040.67	143,026.76	142,147.65
Equity instruments	9,097.34	9,356.31	9,526.75	9,753.71	10,037.90
Tangible assets	8,950.75	9,113.05	9,292.19	9,639.76	9,908.10
Intangible assets	437.89	456.20	438.74	425.24	421.48
Investments in subsidaries, which are not fully or proportionally consolidated	45,575.54	46,498.60	47,183.09	47,131.09	46,591.38
Other assets	22,532.07	26,578.69	25,775.85	22,321.68	21,759.02
Total assets/liabilities	1,021,299.69	1,034,409.24	1,041,688.04	1,043,003.79	1,036,559.24



Liabilities
Deposits of central banks	4,134.17	3,053.05	3,526.93	3,504.72	3,451.40
Deposits of credit institutions	159,357.11	159,492.46	161,448.93	159,072.12	158,535.68
Deposits of non-banks	520,991.47	529,077.32	529,087.28	529,326.54	525,736.33
Debt securities issued	202,424.14	205,543.31	206,803.81	207,961.31	206,627.66
Provisions	10,902.62	12,007.21	11,729.75	11,740.00	11,625.61
Equity and minority interest	98,712.65	101,759.00	102,625.28	104,801.17	105,900.53
Other liabilities	24,777.54	23,476.89	26,466.06	26,597.92	24,682.04
Total assets/liabilities	1,021,299.69	1,034,409.24	1,041,688.04	1,043,003.79	1,036,559.24



Selected profit and loss items
Net interest income	11,730.05	15,512.09	3,558.67	7,167.87	10,782.09
of which: interest income	43,852.15	47,411.55	10,248.59	19,823.06	28,792.68
of which: interest expenses	32,122.10	31,899.46	6,689.91	12,655.18	18,010.59
Dividend income	2,984.44	5,700.49	629.74	3,733.03	3,879.17
Net fee and comission income	3,839.97	5,355.46	1,425.28	2,719.89	4,072.48
of which: fee and comission income	5,066.07	7,093.77	1,850.47	3,606.81	5,413.19
of which: fee and comission expenses	1,226.10	1,738.31	425.19	886.92	1,340.71
Trading and other valuation gains/losses	235.24	320.78	7.76	163.79	203.26
Other operating income	2,470.46	3,306.45	1,023.63	1,759.67	2,569.58
Other operating expenses	1,647.63	2,253.86	347.63	754.66	1,096.54
Operating income, net	19,612.53	27,941.41	6,297.45	14,789.60	20,410.04
Administrative and other expenses	8,684.68	12,329.15	3,027.76	6,195.83	9,174.52
of which: staff expenses	4,906.89	6,878.88	1,640.85	3,417.36	5,065.90
Depreciation and impairment of physical and intangible assets	1,706.63	1,798.38	299.84	398.96	712.63
Operating gains/losses	9,221.22	13,813.88	2,969.84	8,194.81	10,522.89
Impairment/Reversal of impairment and provisions for credit risk	1,197.76	2,786.65	415.64	878.32	1,506.44
Other gains/losses	288.90	300.42	32.65	125.42	217.38
Profit or loss before tax and minority interest	8,312.36	11,327.65	2,586.85	7,441.91	9,233.83
Tax expenses related to profit or loss	1,149.02	1,653.29	453.46	1,009.40	1,489.11
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−29.83	60.76	−1.33	−6.54	−3.77
Profit or Loss after tax and minority interest	7,133.50	9,735.12	2,132.07	6,425.96	7,740.95

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.