DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	89,190.17	80,431.69	83,296.65	75,348.93	86,778.59
Loans and advances	718,413.57	725,999.07	727,408.91	730,344.79	740,739.12
Debt securities	134,802.67	143,040.67	143,026.76	142,147.65	143,614.35
Equity instruments	9,356.31	9,526.75	9,753.71	10,037.90	10,679.40
Tangible assets	9,113.05	9,292.19	9,639.76	9,908.10	10,647.52
Intangible assets	456.20	438.74	425.24	421.48	435.62
Investments in subsidaries, which are not fully or proportionally consolidated	46,498.60	47,183.09	47,131.09	46,591.38	46,626.86
Other assets	26,578.69	25,775.85	22,321.68	21,759.02	23,865.69
Total assets/liabilities	1,034,409.24	1,041,688.04	1,043,003.79	1,036,559.24	1,063,387.15



Liabilities
Deposits of central banks	3,053.05	3,526.93	3,504.72	3,451.40	1,681.66
Deposits of credit institutions	159,492.46	161,448.93	159,072.12	158,535.68	146,059.17
Deposits of non-banks	529,077.32	529,087.28	529,326.54	525,736.33	563,369.56
Debt securities issued	205,543.31	206,803.81	207,961.31	206,627.66	208,794.15
Provisions	12,007.21	11,729.75	11,740.00	11,625.61	11,525.68
Equity and minority interest	101,759.00	102,625.28	104,801.17	105,900.53	108,935.77
Other liabilities	23,476.89	26,466.06	26,597.92	24,682.04	23,021.15
Total assets/liabilities	1,034,409.24	1,041,688.04	1,043,003.79	1,036,559.24	1,063,387.15



Selected profit and loss items
Net interest income	15,512.09	3,558.67	7,167.87	10,782.09	14,873.20
of which: interest income	47,411.55	10,248.59	19,823.06	28,792.68	38,186.62
of which: interest expenses	31,899.46	6,689.91	12,655.18	18,010.59	23,313.42
Dividend income	5,700.49	629.74	3,733.03	3,879.17	5,519.81
Net fee and comission income	5,355.46	1,425.28	2,719.89	4,072.48	5,587.90
of which: fee and comission income	7,093.77	1,850.47	3,606.81	5,413.19	7,424.77
of which: fee and comission expenses	1,738.31	425.19	886.92	1,340.71	1,836.88
Trading and other valuation gains/losses	320.78	7.76	163.79	203.26	254.05
Other operating income	3,306.45	1,023.63	1,759.67	2,569.58	3,750.06
Other operating expenses	2,253.86	347.63	754.66	1,096.54	1,605.86
Operating income, net	27,941.41	6,297.45	14,789.60	20,410.04	28,379.15
Administrative and other expenses	12,329.15	3,027.76	6,195.83	9,174.52	12,858.57
of which: staff expenses	6,878.88	1,640.85	3,417.36	5,065.90	6,980.52
Depreciation and impairment of physical and intangible assets	1,798.38	299.84	398.96	712.63	478.60
Operating gains/losses	13,813.88	2,969.84	8,194.81	10,522.89	15,041.98
Impairment/Reversal of impairment and provisions for credit risk	2,786.65	415.64	878.32	1,506.44	2,442.51
Other gains/losses	300.42	32.65	125.42	217.38	180.13
Profit or loss before tax and minority interest	11,327.65	2,586.85	7,441.91	9,233.83	12,779.60
Tax expenses related to profit or loss	1,653.29	453.46	1,009.40	1,489.11	2,023.80
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	60.76	−1.33	−6.54	−3.77	−25.51
Profit or Loss after tax and minority interest	9,735.12	2,132.07	6,425.96	7,740.95	10,730.29

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.