DATA - Payment card transactions with cards issued in Austria

Payment card transactions with cards issued in Austria
End of period	2022	2023	2024	Q4 24	Q1 25	Q2 25	Q3 25

number of payment transactions involving Austrian card holders, thousand
by debit cards
in Austria	1,084,693.78	1,214,272.66	1,351,529.51	357,729.48	339,778.32	373,847.58	368,604.24
abroad	127,531.12	181,697.47	238,449.37	61,934.69	58,725.83	73,522.89	88,714.55
distance selling in Austria and abroad (Card-not-Present) %	6.51	8.85	11.14	12.35	13.03	12.41	13.40



by delayed debit cards
in Austria	67,943.05	79,217.57	90,895.14	24,762.61	23,130.19	25,102.50	26,519.79
abroad	93,630.73	104,701.85	114,901.48	30,377.24	27,405.89	31,101.80	35,017.38
distance selling in Austria and abroad (Card-not-Present) %	63.44	60.32	59.09	60.89	60.90	56.79	56.58



by credit cards
in Austria	37,140.06	38,301.04	38,950.35	10,336.03	9,461.55	9,163.94	7,859.09
abroad	47,451.64	49,319.01	50,151.76	12,981.03	11,577.10	11,883.28	10,600.04
distance selling in Austria and abroad (Card-not-Present) %	58.78	58.08	59.11	61.70	62.05	58.17	56.68



by e-money cards
in Austria	850.91	845.01	802.94	218.20	239.98	176.80	155.56
abroad	3,810.14	4,087.26	4,053.80	1,083.48	1,148.71	966.45	975.16
distance selling in Austria and abroad (Card-not-Present) %	10.90	8.83	8.32	7.93	6.88	8.21	8.38



value of payment transactions involving Austrian card holders, million EUR
by debit cards
in Austria	39,487.86	43,310.88	47,403.39	13,006.69	11,696.76	12,894.31	12,612.25
abroad	5,469.99	7,686.52	10,051.66	2,690.59	2,477.81	3,130.50	3,741.38
distance selling in Austria and abroad (Card-not-Present) %	7.76	10.84	14.03	15.70	16.88	15.97	17.36



by delayed debit cards
in Austria	5,674.16	6,301.86	7,022.42	1,986.18	1,792.66	1,846.88	1,945.75
abroad	6,594.88	7,554.27	8,355.61	2,179.92	1,985.07	2,323.43	2,597.05
distance selling in Austria and abroad (Card-not-Present) %	58.61	57.99	58.63	60.28	61.84	58.00	56.50



by credit cards
in Austria	3,356.48	3,405.37	3,336.53	912.23	814.22	739.38	624.34
abroad	3,527.03	3,763.50	3,857.53	988.00	893.61	940.06	864.65
distance selling in Austria and abroad (Card-not-Present) %	52.11	53.21	56.08	58.64	60.35	57.19	55.90



by e-money cards
in Austria	33.40	32.06	29.84	8.66	9.03	6.34	5.43
abroad	73.98	83.88	83.66	23.50	23.52	20.72	20.33
distance selling in Austria and abroad (Card-not-Present) %	18.19	15.27	14.65	13.44	12.09	14.26	14.88

Source: OeNB.

With credit cards with a credit function the amount is payable by agreed instalments. A credit line is granted.
With delayed debit cards the entire payable amount is settled at the end of a predefined period, no credit line is granted.
The transactions shown in the table do only include payments initiated electronically and do not include any credits or refunds.