DATA - Payment card transactions with cards issued in Austria

Payment card transactions with cards issued in Austria
End of period	2023	2024	2025	Q1 25	Q2 25	Q3 25	Q4 25

number of payment transactions involving Austrian card holders, thousand
by debit cards
in Austria	1,214,272.66	1,351,529.51	1,469,015.90	339,778.32	373,847.58	368,604.24	386,785.75
abroad	181,697.47	238,449.37	296,906.60	58,725.83	73,522.89	88,714.55	75,943.33
distance selling in Austria and abroad (Card-not-Present) %	8.85	11.14	13.39	13.03	12.41	13.40	14.71



by delayed debit cards
in Austria	79,217.57	90,895.14	104,369.61	23,130.19	25,102.50	26,519.79	29,617.13
abroad	104,701.85	114,901.48	128,746.75	27,405.89	31,101.80	35,017.38	35,221.67
distance selling in Austria and abroad (Card-not-Present) %	60.32	59.09	58.62	60.90	56.79	56.58	60.22



by credit cards
in Austria	38,301.04	38,950.35	33,401.58	9,461.55	9,163.94	7,859.09	6,917.00
abroad	49,319.01	50,151.76	42,265.45	11,577.10	11,883.28	10,600.04	8,205.04
distance selling in Austria and abroad (Card-not-Present) %	58.08	59.11	58.52	62.05	58.17	56.68	57.17



by e-money cards
in Austria	845.01	802.94	784.13	239.98	176.80	155.56	211.80
abroad	4,087.26	4,053.80	4,211.80	1,148.71	966.45	975.16	1,121.49
distance selling in Austria and abroad (Card-not-Present) %	8.83	8.32	7.67	6.88	8.21	8.38	7.22



value of payment transactions involving Austrian card holders, million EUR
by debit cards
in Austria	43,310.88	47,403.39	51,078.25	11,696.76	12,894.31	12,612.25	13,874.93
abroad	7,686.52	10,051.66	12,683.87	2,477.81	3,130.50	3,741.38	3,334.17
distance selling in Austria and abroad (Card-not-Present) %	10.84	14.03	17.26	16.88	15.97	17.36	18.83



by delayed debit cards
in Austria	6,301.86	7,022.42	7,915.46	1,792.66	1,846.88	1,945.75	2,330.16
abroad	7,554.27	8,355.61	9,449.31	1,985.07	2,323.43	2,597.05	2,543.76
distance selling in Austria and abroad (Card-not-Present) %	57.99	58.63	59.09	61.84	58.00	56.50	60.01



by credit cards
in Austria	3,405.37	3,336.53	2,749.74	814.22	739.38	624.34	571.79
abroad	3,763.50	3,857.53	3,375.14	893.61	940.06	864.65	676.83
distance selling in Austria and abroad (Card-not-Present) %	53.21	56.08	57.47	60.35	57.19	55.90	56.42



by e-money cards
in Austria	32.06	29.84	29.14	9.03	6.34	5.43	8.34
abroad	83.88	83.66	89.34	23.52	20.72	20.33	24.77
distance selling in Austria and abroad (Card-not-Present) %	15.27	14.65	13.29	12.09	14.26	14.88	11.94

Source: OeNB.

With credit cards with a credit function the amount is payable by agreed instalments. A credit line is granted.
With delayed debit cards the entire payable amount is settled at the end of a predefined period, no credit line is granted.
The transactions shown in the table do only include payments initiated electronically and do not include any credits or refunds.