DATA - Non-cash payment transactions in Austria by non-MFIs

Non-cash payment transactions in Austria by non-MFIs - transactions sent¹
	2023	2024	2025	H1 24	H2 24	H1 25	H2 25

Transaction value per period
Credit transfers (sent) in Mio EUR	7,618,050.37	6,974,754.32	6,671,616.20	3,526,571.52	3,448,182.80	3,437,120.44	3,234,495.76
Domestic	6,555,411.33	5,870,193.91	5,515,281.57	2,978,788.16	2,891,405.75	2,870,053.85	2,645,227.72
Cross-border	1,062,639.03	1,104,560.41	1,156,334.64	547,783.36	556,777.05	567,066.59	589,268.05



Direct debits (sent) in Mio EUR	392,726.26	382,782.74	400,660.33	184,435.54	198,347.20	193,760.80	206,899.53
Domestic	363,625.44	350,501.08	364,837.62	169,231.10	181,269.98	177,026.40	187,811.22
Cross-border	29,100.83	32,281.66	35,822.71	15,204.44	17,077.22	16,734.40	19,088.31



Card payments with cards issued by resident PSPs (sent) in Mio EUR²	72,022.41	80,027.14	87,251.76	37,730.27	42,296.87	41,534.69	45,717.07
Domestic	53,018.11	57,762.34	61,743.44	27,653.85	30,108.49	29,784.21	31,959.23
Cross-border	19,004.30	22,264.80	25,508.32	10,076.42	12,188.38	11,750.48	13,757.84



Refunds of card payments with cards issued by resident PSPs (sent) in Mio EUR³	−1,096.80	−1,285.57	−1,345.01	−605.12	−680.45	−658.69	−686.32
from Austria	−273.40	−331.54	−339.75	−152.22	−179.32	−165.13	−174.62
from abroad	−823.40	−954.04	−1,005.26	−452.90	−501.14	−493.56	−511.70



E-money payments with e-money issued by resident PSPs (sent) in Mio EUR	116.00	113.58	118.59	57.31	56.27	59.65	58.94
Domestic	32.06	29.85	29.15	15.83	14.02	15.37	13.78
Cross-border	83.94	83.73	89.44	41.48	42.25	44.28	45.16



Cheque payments (sent) in Mio EUR	134.17	87.51	55.68	50.69	36.82	30.37	25.31
Domestic	39.34	30.08	18.48	17.87	12.21	9.13	9.35
Cross-border	94.84	57.42	37.20	32.82	24.60	21.24	15.96



Money remittances (sent) in Mio EUR	11,800.30	10,761.65	9,831.82	5,325.94	5,435.71	5,059.03	4,772.79
Domestic	4,129.05	3,689.57	3,173.15	1,929.84	1,759.73	1,672.22	1,500.93
Cross-border	7,671.26	7,072.09	6,658.64	3,396.10	3,675.99	3,386.79	3,271.85



Total value of payments (sent) in Mio EUR	8,094,849.51	7,448,526.94	7,169,534.38	3,754,171.27	3,694,355.67	3,677,564.98	3,491,969.40
Domestic	6,976,255.33	6,282,206.83	5,945,083.41	3,177,636.65	3,104,570.18	3,078,561.18	2,866,522.23
Cross-border	1,118,594.20	1,166,320.11	1,224,450.95	576,534.62	589,785.49	599,003.78	625,447.17






Number per period
Credit transfers (sent) in thousands	828,395.57	870,475.11	887,208.57	422,432.11	448,043.00	437,581.85	449,626.72
Domestic	757,884.58	795,548.87	810,272.04	386,085.85	409,463.02	399,860.48	410,411.56
Cross-border	70,510.99	74,926.24	76,936.53	36,346.26	38,579.98	37,721.37	39,215.16



Direct debits (sent) in thousands	1,085,451.61	1,184,984.34	1,263,462.38	570,987.17	613,997.17	614,753.68	648,708.70
Domestic	882,626.67	934,200.45	980,434.12	458,401.86	475,798.59	483,697.17	496,736.95
Cross-border	202,824.94	250,783.89	283,028.26	112,585.31	138,198.58	131,056.51	151,971.75



Card payments with cards issued by resident PSPs (sent) in thousands ²	1,667,509.59	1,884,877.60	2,074,705.88	896,522.40	988,355.20	994,700.87	1,080,005.01
Domestic	1,331,791.27	1,481,374.99	1,606,787.08	714,070.10	767,304.89	780,484.08	826,303.00
Cross-border	335,718.32	403,502.61	467,918.79	182,452.30	221,050.31	214,216.79	253,702.00



Refunds of card payments with cards issued by resident PSPs (sent) in thousands ³	−12,750.34	−18,132.89	−16,480.42	−9,779.31	−8,353.58	−7,881.86	−8,598.56
from Austria	−3,341.29	−3,947.61	−4,426.36	−1,753.90	−2,193.71	−2,069.90	−2,356.46
from abroad	−9,409.05	−14,185.29	−12,054.06	−8,025.42	−6,159.87	−5,811.96	−6,242.10



E-money payments with e-money issued by resident PSPs (sent) in thousands	4,933.81	4,859.04	4,998.19	2,480.11	2,378.93	2,533.07	2,465.12
Domestic	845.15	803.07	784.36	430.21	372.86	416.89	367.47
Cross-border	4,088.67	4,055.97	4,213.82	2,049.90	2,006.07	2,116.18	2,097.64



Cheque payments (sent) in thousands	21.80	13.37	9.59	7.59	5.78	5.24	4.35
Domestic	14.53	8.59	5.38	5.02	3.57	2.84	2.54
Cross-border	7.26	4.78	4.20	2.57	2.21	2.39	1.81



Money remittances (sent) in thousands	29,089.51	25,390.63	25,134.97	12,685.35	12,705.28	12,853.21	12,281.76
Domestic	3,146.36	2,826.26	2,401.82	1,475.58	1,350.68	1,259.81	1,142.01
Cross-border	25,943.16	22,564.38	22,733.15	11,209.78	11,354.60	11,593.40	11,139.75



Total number of payments (sent) in thousands	3,615,401.89	3,970,600.09	4,255,519.58	1,905,114.73	2,065,485.36	2,062,427.92	2,193,091.66
Domestic	2,976,308.56	3,214,762.23	3,400,684.80	1,560,468.62	1,654,293.61	1,665,721.27	1,734,963.53
Cross-border	639,093.34	755,837.87	854,834.75	344,646.12	411,191.75	396,706.64	458,128.11

Source: OeNB.

¹ The direction of the transaction is based on the flow of funds.
² electronically initiated card transactions
³ Reverse transactions involving payments made with payment cards issued in Austria (e.g. when goods are returned/sent back and the refund amount is credited back to the card (or card account)).