DATA - Non-cash payment transactions in Austria by non-MFIs

Non-cash payment transactions in Austria by non-MFIs - transactions sent¹
	2022	2023	2024	H2 23	H1 24	H2 24	H1 25

Transaction value per period
Credit transfers (sent) in Mio EUR	6,078,176.94	7,559,936.86	6,908,905.13	3,674,491.44	3,496,308.02	3,412,597.11	3,401,098.07
Domestic	5,015,980.53	6,505,998.54	5,813,619.04	3,184,589.02	2,952,869.18	2,860,749.86	2,839,550.41
Cross-border	1,062,196.40	1,053,938.31	1,095,286.10	489,902.42	543,438.84	551,847.26	561,547.66



Direct debits (sent) in Mio EUR	335,658.03	392,726.26	382,782.74	215,258.09	184,435.54	198,347.20	193,751.64
Domestic	308,143.55	363,625.44	350,501.08	200,210.09	169,231.10	181,269.98	177,017.26
Cross-border	27,514.48	29,100.83	32,281.66	15,048.01	15,204.44	17,077.22	16,734.38



Card payments with cards issued by resident PSPs (sent) in Mio EUR²	64,110.40	72,022.41	80,027.14	38,024.32	37,730.27	42,296.87	41,534.69
Domestic	48,518.51	53,018.11	57,762.34	27,653.10	27,653.85	30,108.49	29,784.21
Cross-border	15,591.90	19,004.30	22,264.80	10,371.22	10,076.42	12,188.38	11,750.48



Refunds of card payments with cards issued by resident PSPs (sent) in Mio EUR³	−826.26	−1,096.80	−1,285.57	−572.62	−605.12	−680.45	−658.69
from Austria	−219.72	−273.40	−331.54	−143.15	−152.22	−179.32	−165.13
from abroad	−606.54	−823.40	−954.04	−429.47	−452.90	−501.14	−493.56



E-money payments with e-money issued by resident PSPs (sent) in Mio EUR	117.92	473.33	3,269.66	284.67	1,061.58	2,208.08	7,858.85
Domestic	43.93	389.39	3,185.93	242.18	1,020.10	2,165.83	7,814.57
Cross-border	73.99	83.94	83.73	42.49	41.48	42.25	44.28



Cheque payments (sent) in Mio EUR	564.88	134.17	87.51	48.88	50.69	36.82	30.37
Domestic	401.03	39.34	30.08	16.34	17.87	12.21	9.13
Cross-border	163.86	94.84	57.42	32.54	32.82	24.60	21.24



Money remittances (sent) in Mio EUR	11,715.37	11,800.25	10,760.99	6,002.84	5,325.89	5,435.10	5,057.56
Domestic	4,088.56	4,129.00	3,688.92	2,041.84	1,929.80	1,759.12	1,670.76
Cross-border	7,626.83	7,671.26	7,072.09	3,961.01	3,396.10	3,675.99	3,386.79



Total value of payments (sent) in Mio EUR	6,490,343.54	8,037,093.28	7,385,833.17	3,934,110.24	3,724,911.99	3,660,921.18	3,649,331.18
Domestic	5,377,176.11	6,927,199.82	6,228,787.39	3,414,752.57	3,152,721.90	3,076,065.49	3,055,846.34
Cross-border	1,113,167.46	1,109,893.48	1,157,045.80	519,357.69	572,190.10	584,855.70	593,484.83






Number per period
Credit transfers (sent) in thousands	744,735.57	770,349.19	799,662.57	391,374.55	389,477.38	410,185.19	428,457.67
Domestic	674,506.47	701,039.70	726,250.69	356,682.82	353,853.82	372,396.87	391,603.24
Cross-border	70,229.10	69,309.49	73,411.88	34,691.73	35,623.56	37,788.32	36,854.43



Direct debits (sent) in thousands	1,022,405.61	1,085,451.61	1,184,984.34	551,772.96	570,987.17	613,997.17	614,709.53
Domestic	841,746.94	882,626.67	934,200.45	443,604.74	458,401.86	475,798.59	483,653.50
Cross-border	180,658.67	202,824.94	250,783.89	108,168.22	112,585.31	138,198.58	131,056.03



Card payments with cards issued by resident PSPs (sent) in thousands ²	1,458,390.38	1,667,509.59	1,884,877.60	875,567.33	896,522.40	988,355.20	994,700.87
Domestic	1,189,776.90	1,331,791.27	1,481,374.99	690,567.15	714,070.10	767,304.89	780,484.08
Cross-border	268,613.48	335,718.32	403,502.61	185,000.18	182,452.30	221,050.31	214,216.79



Refunds of card payments with cards issued by resident PSPs (sent) in thousands ³	−9,210.11	−12,750.34	−18,132.89	−6,842.63	−9,779.31	−8,353.58	−7,881.86
from Austria	−2,721.89	−3,341.29	−3,947.61	−1,755.31	−1,753.90	−2,193.71	−2,069.90
from abroad	−6,488.22	−9,409.05	−14,185.29	−5,087.32	−8,025.42	−6,159.87	−5,811.96



E-money payments with e-money issued by resident PSPs (sent) in thousands	4,673.21	6,429.28	16,210.81	3,361.01	6,725.26	9,485.55	30,682.75
Domestic	862.63	2,340.62	12,154.84	1,326.88	4,675.36	7,479.48	28,566.57
Cross-border	3,810.59	4,088.67	4,055.97	2,034.13	2,049.90	2,006.07	2,116.18



Cheque payments (sent) in thousands	134.08	21.80	13.37	10.24	7.59	5.78	5.24
Domestic	123.70	14.53	8.59	6.99	5.02	3.57	2.84
Cross-border	10.39	7.26	4.78	3.25	2.57	2.21	2.39



Money remittances (sent) in thousands	27,864.50	29,089.32	25,389.60	14,691.83	12,685.22	12,704.38	12,851.18
Domestic	3,011.42	3,146.16	2,825.24	1,665.34	1,475.46	1,349.78	1,257.78
Cross-border	24,853.09	25,943.16	22,564.38	13,026.49	11,209.78	11,354.60	11,593.40



Total number of payments (sent) in thousands	3,258,203.35	3,558,850.79	3,911,138.29	1,836,777.92	1,876,405.02	2,034,733.27	2,081,407.24
Domestic	2,710,028.06	2,920,958.95	3,156,814.80	1,493,853.92	1,532,481.62	1,624,333.18	1,685,568.01
Cross-border	548,175.32	637,891.84	754,323.51	342,924.00	343,923.42	410,400.09	395,839.22

Source: OeNB.

¹ The direction of the transaction is based on the flow of funds.
² electronically initiated card transactions
³ Reverse transactions involving payments made with payment cards issued in Austria (e.g. when goods are returned/sent back and the refund amount is credited back to the card (or card account)).