DATA - Services total

Services total
	2023			2024			2025			Q2 25			Q3 25			Q4 25			Q1 26			Q2 26
	credit	debit	net	credit	debit	net	credit	debit	net	credit	debit	net	credit	debit	net	credit	debit	net	credit	debit	net	credit	debit	net
EUR million
Standard classification
Total services	83,274	78,306	4,968	88,703	83,054	5,649	94,389	87,242	7,147	21,179	21,578	−399	23,998	23,892	106	24,407	22,663	1,744	25,640	19,879	5,761	22,331	22,698	−367
Manufacturing services	2,509	3,605	−1,095	2,244	3,719	−1,474	2,328	3,638	−1,309	580	782	−202	588	984	−395	616	992	−376	636	899	−262	640	940	−300
Maintenance and repair services n.i.e.	945	1,324	−380	1,023	1,391	−369	1,157	1,577	−421	272	377	−105	294	373	−80	324	481	−157	302	415	−114	283	415	−132
Transport	19,394	19,496	−102	20,264	19,993	271	20,920	19,981	938	5,262	4,974	288	5,236	5,044	192	5,361	5,141	220	5,297	4,931	365	5,794	5,469	325
For all modes of transport
International passenger transport	2,528	1,917	611	2,730	1,963	768	2,656	1,872	785	722	475	248	681	500	181	613	443	170	628	483	145	739	534	205
Freight transport	13,285	16,194	−2,908	13,523	16,506	−2,984	13,747	16,462	−2,716	3,420	4,088	−669	3,371	4,105	−734	3,561	4,261	−700	3,554	4,082	−528	3,890	4,495	−605
Supporting and auxiliary services	2,371	943	1,428	2,638	1,067	1,571	3,037	1,129	1,909	774	289	485	830	315	516	727	281	446	762	232	530	793	301	492
Postal and courier services	1,212	444	768	1,371	456	916	1,478	518	960	345	121	224	353	124	229	460	156	304	353	135	219	372	139	233
Of which modes of transport
Sea transport	583	1,753	−1,170	483	1,668	−1,186	516	1,571	−1,055	128	396	−268	126	398	−272	136	392	−256	118	374	−255	144	420	−276
Air transport	3,287	2,519	768	3,621	2,610	1,011	3,732	2,584	1,147	985	658	326	967	706	261	871	624	247	894	618	276	999	752	247
Rail transport	1,536	1,590	−54	1,601	1,694	−92	1,631	1,657	−27	411	436	−25	403	413	−10	432	420	12	400	389	11	443	458	−16
Road transport	11,440	11,524	−83	11,894	11,898	−4	12,137	12,219	−83	3,026	3,038	−13	3,062	3,070	−8	3,091	3,155	−64	3,165	3,037	128	3,520	3,327	193
Inland waterway transport	96	237	−141	108	257	−150	107	251	−144	36	60	−24	36	70	−33	27	67	−41	7	60	−52	40	82	−42
Pipeline transport and electricity transmission	1,151	1,350	−201	1,061	1,274	−215	1,170	1,077	93	292	239	53	235	235	0	311	305	6	331	304	27	242	262	−20
Travel	22,802	14,071	8,731	24,142	15,303	8,840	25,751	15,939	9,812	4,471	4,095	376	7,279	6,176	1,103	5,280	3,316	1,964	9,229	2,474	6,755	4,632	4,205	427
Business travel	3,232	1,990	1,242	3,476	1,966	1,508	3,552	2,029	1,522	772	536	236	851	420	430	970	533	437	1,000	557	443	802	543	259
Of which expenditure by border and seasonal workers	763	168	595	837	161	676	922	162	759	225	40	184	242	40	203	237	41	196	224	42	182	229	40	189
Personal travel	19,570	12,082	7,489	20,667	13,336	7,330	22,199	13,909	8,288	3,699	3,559	139	6,428	5,755	673	4,310	2,783	1,527	8,229	1,917	6,312	3,830	3,662	168
Health-related expenditure	111	331	−219	130	373	−244	147	402	−255	32	97	−65	36	105	−69	39	104	−65	46	116	−70	41	118	−78
Education-related expenditure	1,016	174	842	1,083	239	844	1,169	274	895	391	82	310	128	55	72	377	82	295	281	59	222	403	88	315
Holiday travel	18,441	11,576	6,865	19,455	12,724	6,731	20,883	13,233	7,648	3,275	3,380	−105	6,264	5,595	669	3,895	2,597	1,297	7,902	1,742	6,160	3,386	3,455	−69
Construction	1,092	938	155	1,244	934	309	1,595	1,274	321	354	460	−106	484	293	191	452	306	146	297	231	66	392	282	110
Construction abroad	1,070	399	672	1,229	419	811	1,579	804	776	350	349	1	479	167	312	447	176	271	295	135	160	389	157	232
Construction in the reporting economy	23	540	−516	15	517	−502	18	472	−454	5	112	−107	6	126	−121	5	131	−125	2	96	−94	2	125	−122
Insurance and pension services	1,191	1,938	−747	1,281	2,026	−744	1,248	2,011	−763	312	486	−174	324	506	−182	317	527	−210	281	475	−194	287	478	−190
Direct insurance	392	281	110	397	272	126	379	269	108	96	66	30	104	65	39	88	67	20	84	68	16	85	71	13
Life insurance	33	12	19	44	8	35	34	8	26	8	2	6	7	2	5	7	2	5	10	2	8	7	2	5
Freight insurance	27	205	−177	28	194	−165	36	189	−153	8	46	−39	8	47	−39	8	49	−41	7	47	−41	7	51	−44
Other direct insurance	332	64	269	325	70	256	309	73	237	80	18	63	89	16	73	73	16	57	66	18	48	70	18	52
Reinsurance	756	1,608	−852	834	1,690	−857	827	1,690	−862	202	409	−206	212	432	−220	222	446	−224	190	390	−199	195	390	−194
Auxiliary insurance services	43	48	−4	49	63	−13	42	52	−9	13	12	2	8	9	−1	7	13	−6	8	18	−10	7	16	−9
Financial services	2,181	2,087	91	1,998	1,999	−2	2,583	1,934	649	554	484	70	607	482	125	895	496	399	700	545	154	794	575	219
Explicitly charged financial services (including dealers margins)	1,101	653	449	1,182	842	337	1,273	900	373	297	234	63	328	216	112	339	223	116	338	275	63	374	304	70
Financial services indirectly measured (FISIM)	1,078	1,436	−358	817	1,157	−339	1,309	1,033	276	257	250	7	278	265	13	556	273	283	362	270	92	420	271	148
Charges for the use of intellectual property n.i.e.	1,717	1,932	−215	1,836	2,032	−196	2,062	2,184	−124	522	548	−26	502	503	−2	554	584	−30	443	518	−74	521	579	−59
Franchises and trademarks	646	619	28	671	573	99	807	634	173	197	161	36	237	153	85	220	193	27	145	165	−19	196	197	−1
Use of outcome of research and development	416	635	−218	451	695	−244	398	620	−223	95	155	−60	89	145	−57	110	170	−60	103	134	−31	112	136	−23
Reproduction and distribution of computer software	455	303	152	502	361	142	646	548	100	166	135	32	128	105	24	170	110	60	160	127	33	166	139	28
Reproduction and distribution of audio-visual products	197	377	−179	211	403	−192	211	385	−174	63	98	−34	48	101	−54	54	111	−57	35	92	−57	46	108	−62
Telecommunications, computer and information services	10,170	9,983	186	11,034	11,267	−234	12,344	12,306	38	2,979	3,048	−69	2,959	2,982	−23	3,375	3,318	56	3,055	3,172	−117	3,067	3,245	−179
Telecommunications services	711	604	108	700	672	28	663	667	−3	152	156	−4	173	180	−6	177	166	11	154	163	−9	160	154	5
Computer services	8,879	8,566	312	9,721	9,681	41	11,042	10,740	303	2,666	2,680	−14	2,638	2,575	63	3,029	2,936	94	2,737	2,803	−66	2,738	2,911	−173
Computer software	1,070	2,957	−1,889	1,228	3,408	−2,180	1,577	4,040	−2,462	381	1,055	−673	381	1,012	−631	462	968	−507	466	1,120	−653	468	1,232	−764
Other computer services	7,810	5,608	2,201	8,494	6,273	2,220	9,466	6,700	2,764	2,285	1,625	659	2,257	1,563	694	2,568	1,967	600	2,271	1,683	587	2,270	1,679	591
Information services	579	813	−234	612	914	−301	638	901	−261	161	213	−51	148	227	−79	168	217	−48	165	206	−41	169	180	−11
Other business services	19,792	20,563	−771	21,935	21,687	249	22,824	23,576	−753	5,523	5,645	−122	5,331	5,808	−478	6,799	6,749	50	4,967	5,516	−550	5,551	5,796	−245
Research and development services	3,155	1,598	1,557	3,857	1,556	2,304	3,690	1,836	1,855	1,015	432	583	813	476	337	1,113	497	616	749	383	365	963	468	495
Research and development services as such	2,823	1,205	1,616	3,170	1,110	2,060	3,071	1,366	1,704	806	323	482	720	364	356	864	340	524	679	305	374	759	367	393
Sale of proprietary rights from R&D	64	36	27	76	65	11	71	46	23	9	12	−4	36	10	25	12	14	−2	7	10	−3	6	12	−6
Product and process development	268	355	−86	612	379	232	548	423	127	201	96	104	57	102	−44	236	143	94	62	68	−6	197	89	108
Professional and management consulting services	4,729	7,025	−2,295	5,288	7,602	−2,314	5,518	8,386	−2,868	1,263	2,026	−763	1,344	1,980	−636	1,636	2,448	−812	1,286	1,956	−670	1,330	2,024	−694
Legal services	314	386	−71	416	442	−26	464	516	−52	115	113	2	112	117	−5	119	174	−55	113	136	−23	113	125	−12
Accounting, auditing, bookkeeping and tax consulting services	371	400	−28	367	468	−100	380	445	−63	96	104	−7	82	100	−18	115	139	−23	82	110	−28	98	111	−13
Business and management consulting, public relations services	1,792	1,385	406	2,035	1,478	558	2,028	1,648	380	462	419	43	446	397	49	654	476	178	466	382	84	487	413	74
Advertising, market research and public opinion polling	2,250	4,854	−2,603	2,470	5,213	−2,745	2,646	5,778	−3,133	590	1,391	−801	705	1,366	−662	747	1,659	−912	626	1,328	−702	632	1,374	−743
Technical, trade related and other business services	11,907	11,940	−33	12,789	12,531	258	13,615	13,355	261	3,245	3,186	59	3,173	3,353	−179	4,051	3,805	246	2,932	3,177	−245	3,259	3,305	−46
Architectural, engineering and other technical services	5,356	3,399	1,959	5,638	3,481	2,157	5,818	3,352	2,465	1,476	810	666	1,251	814	437	1,754	982	772	1,035	779	255	1,347	828	519
Architectural services	134	53	80	160	76	82	158	70	88	39	17	21	40	16	24	41	22	19	29	11	18	37	11	26
Engineering services	4,711	2,505	2,206	5,024	2,588	2,435	5,166	2,475	2,691	1,347	615	732	1,120	585	535	1,525	731	794	906	574	332	1,177	626	551
Scientific and other technical services	513	842	−328	453	815	−361	495	808	−313	91	178	−87	92	214	−122	188	229	−41	100	194	−94	133	192	−59
Waste treatment, agricultural and mining services	240	122	117	257	136	120	281	151	128	68	31	37	74	33	40	74	59	14	71	39	32	65	39	25
Operational leasing	924	897	26	1,008	974	34	1,096	1,077	17	265	270	−5	281	273	7	283	271	11	264	269	−5	276	289	−14
Trade-related services	1,470	1,825	−355	1,399	1,890	−491	1,461	2,035	−574	341	482	−141	352	496	−144	408	581	−173	368	447	−79	340	483	−143
Other business services n.i.e.	3,918	5,698	−1,779	4,487	6,050	−1,563	4,960	6,737	−1,777	1,095	1,593	−498	1,215	1,735	−520	1,532	1,911	−379	1,195	1,643	−449	1,232	1,665	−433
Personal, cultural and recreational services	687	2,180	−1,493	900	2,502	−1,601	775	2,607	−1,832	167	636	−469	202	693	−491	185	668	−483	246	667	−422	167	669	−502
Audiovisual services	167	1,173	−1,006	230	1,305	−1,075	198	1,409	−1,212	52	339	−287	45	361	−316	60	373	−313	37	382	−345	46	368	−322
Health services	258	607	−349	357	677	−319	290	666	−376	42	162	−120	86	207	−121	48	152	−104	144	151	−7	55	171	−116
Education services	102	116	−15	116	154	−37	106	152	−46	27	37	−10	23	31	−8	31	44	−13	22	36	−14	22	33	−11
Heritage and recreational services	49	114	−64	48	142	−94	33	168	−135	8	43	−35	9	40	−31	9	44	−35	10	48	−38	12	46	−34
Other personal services	110	170	−59	149	224	−75	150	213	−62	39	55	−16	38	54	−16	38	56	−17	33	51	−18	33	51	−18
Government goods and services n.i.e.	796	188	610	802	200	602	801	213	588	182	41	141	193	49	144	248	85	164	188	35	152	203	43	159
Alternative classification
Main categories business services¹	60,472	64,235	−3,763	64,561	67,751	−3,190	68,638	71,303	−2,663	16,708	17,482	−774	16,719	17,717	−997	19,127	19,348	−220	16,412	17,406	−994	17,699	18,493	−794
Transport	19,394	19,496	−102	20,264	19,993	271	20,920	19,981	938	5,262	4,974	288	5,236	5,044	192	5,361	5,141	220	5,297	4,931	365	5,794	5,469	325
Technical services	21,342	18,237	3,106	23,389	19,725	3,663	25,073	21,258	3,815	6,265	5,216	1,049	5,819	5,149	670	7,120	5,862	1,258	5,584	5,268	316	6,180	5,536	644
Consulting services	4,729	7,025	−2,295	5,288	7,602	−2,314	5,518	8,386	−2,868	1,263	2,026	−763	1,344	1,980	−636	1,636	2,448	−812	1,286	1,956	−670	1,330	2,024	−694
Insurance and financial services	3,370	4,026	−655	3,280	4,025	−745	3,830	3,944	−114	866	971	−105	930	987	−57	1,212	1,023	189	981	1,020	−39	1,081	1,053	28
Traditional services	11,636	15,452	−3,817	12,341	16,405	−4,065	13,298	17,734	−4,435	3,053	4,296	−1,243	3,389	4,556	−1,167	3,799	4,874	−1,075	3,265	4,230	−966	3,314	4,411	−1,097