DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Tyrol
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	6,758.20	5,535.95	5,019.90	6,343.32	5,762.40
Loans and advances	51,353.89	50,929.56	50,849.61	50,902.86	51,838.71
Debt securities	6,252.95	6,096.62	6,203.27	6,303.53	6,719.90
Equity instruments	388.19	393.15	409.02	437.79	458.36
Tangible assets	700.76	721.62	741.09	773.01	787.91
Intangible assets	9.37	9.47	10.03	7.58	10.12
Investments in subsidaries, which are not fully or proportionally consolidated	1,180.95	1,186.31	1,199.68	1,195.22	1,203.10
Other assets	436.39	401.63	396.91	489.77	406.29
Total assets/liabilities	67,080.70	65,274.32	64,829.52	66,453.08	67,186.78



Liabilities
Deposits of central banks	877.02	178.24	192.23	88.61	74.63
Deposits of credit institutions	8,874.29	8,641.08	8,182.53	8,779.74	8,332.43
Deposits of non-banks	41,190.13	40,558.58	40,343.64	41,432.84	42,208.96
Debt securities issued	8,924.96	8,556.72	8,612.69	8,654.06	8,698.56
Provisions	509.37	527.51	503.04	477.09	517.84
Equity and minority interest	6,191.86	6,316.12	6,486.95	6,559.40	6,653.55
Other liabilities	513.08	496.08	508.46	461.34	700.81
Total assets/liabilities	67,080.70	65,274.32	64,829.52	66,453.08	67,186.78



Selected profit and loss items
Net interest income	341.28	643.78	966.97	1,277.38	289.67
of which: interest income	765.74	1,495.37	2,225.71	2,917.88	624.37
of which: interest expenses	424.47	851.59	1,258.74	1,640.49	334.70
Dividend income	3.18	50.29	52.00	55.02	2.55
Net fee and comission income	94.91	185.88	277.17	376.55	100.32
of which: fee and comission income	107.94	216.25	325.28	443.80	113.16
of which: fee and comission expenses	13.03	30.37	48.11	67.26	12.84
Trading and other valuation gains/losses	2.28	4.40	8.83	12.96	3.58
Other operating income	14.17	56.02	68.12	89.33	9.33
Other operating expenses	6.70	27.24	39.55	51.02	4.65
Operating income, net	449.12	913.12	1,333.55	1,760.23	400.81
Administrative and other expenses	187.67	382.73	595.94	830.79	199.87
of which: staff expenses	106.56	227.08	363.62	502.51	114.09
Depreciation and impairment of physical and intangible assets	3.88	8.06	12.50	23.33	6.25
Operating gains/losses	257.58	522.33	725.11	906.11	194.69
Impairment/Reversal of impairment and provisions for credit risk	−8.54	3.32	31.95	179.54	2.42
Other gains/losses	0.58	14.27	8.60	15.60	−3.50
Profit or loss before tax and minority interest	266.69	533.27	701.75	742.17	188.77
Tax expenses related to profit or loss	21.43	95.01	124.75	147.88	24.23
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	245.26	438.27	577.00	594.29	164.54

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).