DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Broken Down by region² - Vorarlberg
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	1,154.30	1,108.73	1,244.97	1,277.56	1,459.71
Loans and advances	34,492.60	34,639.50	34,665.58	34,633.30	34,745.97
Debt securities	5,725.93	5,369.98	5,409.13	5,418.23	5,579.76
Equity instruments	476.46	487.03	513.62	569.19	596.44
Tangible assets	252.93	255.88	259.08	266.14	269.27
Intangible assets	3.03	2.87	2.79	2.78	3.06
Investments in subsidaries, which are not fully or proportionally consolidated	685.30	699.41	704.12	725.33	726.58
Other assets	370.48	334.11	379.09	394.99	358.83
Total assets/liabilities	43,161.02	42,897.50	43,178.38	43,287.53	43,739.62



Liabilities
Deposits of central banks	152.25	180.60	338.69	32.64	194.90
Deposits of credit institutions	5,758.94	5,378.46	5,312.26	5,375.34	5,602.97
Deposits of non-banks	20,524.19	20,675.41	20,690.04	21,109.23	21,546.52
Debt securities issued	11,962.57	11,805.80	11,931.08	11,882.83	11,350.58
Provisions	222.72	228.44	201.63	192.07	228.22
Equity and minority interest	4,166.51	4,251.90	4,320.42	4,411.47	4,461.83
Other liabilities	373.83	376.88	384.25	283.96	354.60
Total assets/liabilities	43,161.02	42,897.50	43,178.38	43,287.53	43,739.62



Selected profit and loss items
Net interest income	192.57	362.51	526.01	722.72	154.89
of which: interest income	443.44	763.87	1,129.16	1,589.12	344.75
of which: interest expenses	250.87	401.36	603.15	866.40	189.85
Dividend income	1.25	34.75	42.30	51.71	5.92
Net fee and comission income	47.39	95.48	136.66	201.24	46.77
of which: fee and comission income	54.55	110.25	158.94	233.18	53.94
of which: fee and comission expenses	7.16	14.77	22.28	31.94	7.18
Trading and other valuation gains/losses	2.64	12.34	10.67	15.93	5.48
Other operating income	6.45	19.83	26.95	45.73	7.51
Other operating expenses	6.51	19.51	24.96	38.13	3.55
Operating income, net	243.80	505.41	717.63	999.19	217.02
Administrative and other expenses	118.34	243.11	342.89	495.11	127.98
of which: staff expenses	70.05	146.69	211.77	296.97	72.98
Depreciation and impairment of physical and intangible assets	1.21	−1.38	1.74	−12.59	2.78
Operating gains/losses	124.25	263.68	373.00	516.67	86.26
Impairment/Reversal of impairment and provisions for credit risk	19.82	52.80	104.41	159.17	18.21
Other gains/losses	1.87	4.03	6.46	7.59	−2.34
Profit or loss before tax and minority interest	106.30	214.92	275.05	365.09	65.72
Tax expenses related to profit or loss	16.80	36.95	50.27	78.90	17.02
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	89.50	177.97	224.78	286.19	48.70

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.
² Comparisons between provinces are of limited usefulness, because supraregionally operating banks are always allocated to the head office location (UniCredit Bank Austria AG is, for instance, allocated to Vienna).