DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	107,915.51	97,966.21	88,505.98	89,209.34	80,431.69
Loans and advances	712,691.17	717,292.61	718,111.52	718,929.60	725,999.07
Debt securities	123,771.61	123,754.13	128,088.61	134,788.23	143,040.67
Equity instruments	8,937.03	9,085.00	9,097.34	9,358.29	9,526.75
Tangible assets	8,641.48	8,819.49	8,950.75	9,166.94	9,292.19
Intangible assets	447.70	440.93	437.89	445.93	438.74
Investments in subsidaries, which are not fully or proportionally consolidated	45,932.79	45,208.87	45,575.54	46,495.49	47,183.09
Other assets	25,640.42	23,447.86	22,532.07	26,535.02	25,775.85
Total assets/liabilities	1,033,977.69	1,026,015.10	1,021,299.69	1,034,928.83	1,041,688.04



Liabilities
Deposits of central banks	10,633.11	5,742.75	4,134.17	3,053.24	3,526.93
Deposits of credit institutions	173,830.54	167,380.02	159,357.11	159,456.68	161,448.93
Deposits of non-banks	517,303.85	523,142.91	520,991.47	529,101.58	529,087.28
Debt securities issued	198,041.27	196,695.76	202,424.14	205,545.78	206,803.81
Provisions	10,948.29	10,863.33	10,902.62	11,573.67	11,729.75
Equity and minority interest	98,709.06	96,772.50	98,712.65	102,600.65	102,625.28
Other liabilities	24,511.57	25,417.84	24,777.54	23,597.23	26,466.06
Total assets/liabilities	1,033,977.69	1,026,015.10	1,021,299.69	1,034,928.83	1,041,688.04



Selected profit and loss items
Net interest income	3,968.09	7,855.26	11,730.05	15,508.99	3,558.67
of which: interest income	14,983.71	29,573.24	43,852.15	56,965.04	10,248.59
of which: interest expenses	11,015.62	21,717.98	32,122.10	41,456.05	6,689.91
Dividend income	412.86	2,912.79	2,984.44	5,668.36	629.74
Net fee and comission income	1,312.74	2,582.96	3,839.97	5,303.31	1,425.28
of which: fee and comission income	1,711.24	3,388.14	5,066.07	6,966.09	1,850.47
of which: fee and comission expenses	398.50	805.18	1,226.10	1,662.78	425.19
Trading and other valuation gains/losses	4.94	38.40	235.24	302.81	7.76
Other operating income	838.53	1,732.32	2,470.46	3,281.27	1,023.63
Other operating expenses	397.51	1,036.83	1,647.63	2,126.23	347.63
Operating income, net	6,139.66	14,084.89	19,612.53	27,938.51	6,297.45
Administrative and other expenses	2,852.08	5,823.28	8,684.68	12,169.11	3,027.76
of which: staff expenses	1,532.75	3,263.15	4,906.89	6,868.63	1,640.85
Depreciation and impairment of physical and intangible assets	266.17	1,455.90	1,706.63	1,745.71	299.84
Operating gains/losses	3,021.41	6,805.71	9,221.22	14,023.69	2,969.84
Impairment/Reversal of impairment and provisions for credit risk	184.06	693.05	1,197.76	2,239.35	415.64
Other gains/losses	85.01	139.67	288.90	356.13	32.65
Profit or loss before tax and minority interest	2,922.36	6,252.32	8,312.36	12,140.47	2,586.85
Tax expenses related to profit or loss	319.96	822.99	1,149.02	1,593.08	453.46
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−5.53	−24.74	−29.83	100.75	−1.33
Profit or Loss after tax and minority interest	2,596.86	5,404.59	7,133.50	10,648.14	2,132.07

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.