DATA - Weights on lending rates<sup>1</sup>

Weights on lending rates¹ - new business
	2023	2024	2025	July 25	Aug. 25	Sep. 25	Oct. 25	Nov. 25	Dec. 25

	EUR million

new agreement of loans¹
to households² ³
for consumption
Total	403	400	424	492	419	458	466	370	343
with initial rate fixation
up to 1 year⁴	205	181	181	212	173	191	200	156	148
for house purchases
Total	1,788	1,486	1,893	2,162	1,821	1,953	2,093	1,819	1,817
with initial rate fixation
up to 1 year⁴	718	343	363	409	345	377	394	364	367
over 1 year and up to 5 years	177	204	233	294	199	190	264	192	189
for other purposes	963	899	907	1,022	779	917	871	796	1,130
sole proprietors	628	498	468	516	415	471	457	377	510



to nonfinancial corporations² ³
Loans up to and including EUR 1 million
Total	1,140	966	912	972	693	866	987	830	1,128
with initial rate fixation
up to 1 year⁴	867	664	664	720	500	626	752	635	817
with initial maturity over 1 year	924	760	719	792	560	660	792	637	883
Loans over EUR 1 million
Total	8,522	7,798	7,214	7,608	6,314	6,815	7,150	7,315	10,750
with initial rate fixation
up to 1 year⁴	6,773	5,880	5,701	5,897	4,941	5,721	5,720	5,855	8,771
with initial maturity over 1 year	6,400	5,780	5,456	5,814	4,665	4,972	5,268	5,595	8,523



to households and nonfinancial corporations
loans denominated in Swiss francs	69	117	119	108	35	123	112	109	160

Source: OeNB.

Attention: Volumes should be analyzed primarily together with the corresponding interest rates. See Article "Veröffentlichung der Neugeschäftsvolumina aus der EZB-Zinssatzstatistik - Konzeption und analytischer Nutzen" in "Statistiken - Daten&Analysen Q02/07"
Data about new business volume on loans can be found here
Changes in the reporting methodology may cause breaks in the time series after january 2017.
¹ New agreements shall be all financial contracts, terms and conditions that specify for the first time the interest rate of the loansand all new negotiations of existing loans.
² Loans in EUR.
³ Free-lance professionals and self-employed persons were reclassified from the sector nonfinancial corporations to the sector households (applicable from June, 2004).
⁴ Including variable interest rates.