DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ All banks
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	83,296.65	75,348.93	86,778.59	73,893.67	71,860.31
Loans and advances	727,408.91	730,344.79	740,739.12	755,499.02	761,317.55
Debt securities	143,026.76	142,147.65	143,614.35	146,232.50	150,893.20
Equity instruments	9,753.71	10,037.90	10,679.40	10,435.30	11,274.57
Tangible assets	9,639.76	9,908.10	10,647.52	10,820.97	11,042.91
Intangible assets	425.24	421.48	435.62	432.49	423.10
Investments in subsidaries, which are not fully or proportionally consolidated	47,131.09	46,591.38	46,626.86	53,777.81	53,979.54
Other assets	22,321.68	21,759.02	23,865.69	24,832.19	23,578.16
Total assets/liabilities	1,043,003.79	1,036,559.24	1,063,387.15	1,075,923.94	1,084,369.35



Liabilities
Deposits of central banks	3,504.72	3,451.40	1,681.66	3,566.89	4,649.25
Deposits of credit institutions	159,072.12	158,535.68	146,059.17	152,305.32	150,728.75
Deposits of non-banks	529,326.54	525,736.33	563,369.56	563,406.04	568,115.72
Debt securities issued	207,961.31	206,627.66	208,794.15	208,739.82	210,930.19
Provisions	11,740.00	11,625.61	11,525.68	11,477.90	10,756.71
Equity and minority interest	104,801.17	105,900.53	108,935.77	109,675.21	113,126.77
Other liabilities	26,597.92	24,682.04	23,021.15	26,752.77	26,061.95
Total assets/liabilities	1,043,003.79	1,036,559.24	1,063,387.15	1,075,923.94	1,084,369.35



Selected profit and loss items
Net interest income	7,167.87	10,782.09	14,873.20	3,779.32	7,673.50
of which: interest income	19,823.06	28,792.68	38,186.62	8,672.83	17,641.05
of which: interest expenses	12,655.18	18,010.59	23,313.42	4,893.51	9,967.55
Dividend income	3,733.03	3,879.17	5,519.81	679.81	4,188.48
Net fee and comission income	2,719.89	4,072.48	5,587.90	1,467.05	2,829.01
of which: fee and comission income	3,606.81	5,413.19	7,424.77	1,903.81	3,758.35
of which: fee and comission expenses	886.92	1,340.71	1,836.88	436.76	929.34
Trading and other valuation gains/losses	163.79	203.26	254.05	75.03	166.52
Other operating income	1,759.67	2,569.58	3,750.06	978.29	1,801.83
Other operating expenses	754.66	1,096.54	1,605.86	404.66	815.39
Operating income, net	14,789.60	20,410.04	28,379.15	6,574.84	15,843.94
Administrative and other expenses	6,195.83	9,174.52	12,858.57	3,172.93	6,493.92
of which: staff expenses	3,417.36	5,065.90	6,980.52	1,692.97	3,555.37
Depreciation and impairment of physical and intangible assets	398.96	712.63	478.60	384.82	638.15
Operating gains/losses	8,194.81	10,522.89	15,041.98	3,017.09	8,711.87
Impairment/Reversal of impairment and provisions for credit risk	878.32	1,506.44	2,442.51	369.38	588.45
Other gains/losses	125.42	217.38	180.13	138.06	230.48
Profit or loss before tax and minority interest	7,441.91	9,233.83	12,779.60	2,785.78	8,353.90
Tax expenses related to profit or loss	1,009.40	1,489.11	2,023.80	481.05	992.74
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	−6.54	−3.77	−25.51	−6.99	−25.61
Profit or Loss after tax and minority interest	6,425.96	7,740.95	10,730.29	2,297.74	7,336.02

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.