DATA - Insurance corporations statistics - liabilities <sup>1</sup>

Insurance corporations statistics - liabilities ¹ Stocks
End of period	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Total liabilities	135,159	133,610	136,538	137,925	138,471	138,391
Debt securities issued	4,246	4,248	4,243	4,355	3,924	3,916
Loans taken	2,232	2,248	2,342	2,283	2,270	2,187
granted by domestic residents	1,465	1,514	1,567	1,532	1,526	1,465
granted by euro area residents (other than domestic)	468	433	477	450	454	432
granted by non-euro area residents	x	x	x	x	x	x
Deposit guarantees in connection with reinsurance business	610	596	607	598	596	572
Shares and other equity issued (incl. reconcilliation reserve) ²	43,852	43,498	45,638	47,057	48,251	48,655
Insurance techincal reserves	73,581	72,823	72,249	72,266	71,892	71,999
for domestic residents	70,431	69,982	69,131	69,025	68,712	69,022
for euro area residents (other than domestic)	1,977	1,884	1,949	1,966	1,991	1,974
for non-euro area residents	1,173	957	1,169	1,274	x	1,003
Life insurance technical reserves	62,398	62,396	60,803	60,662	60,654	60,850
for domestic residents	61,206	61,202	59,639	59,486	59,453	59,641
unit linked	14,179	14,275	14,018	14,210	14,670	15,033
non-unit linked	48,219	48,121	46,784	46,452	45,984	45,817
Pension entitlements	1,369	1,375	1,375	1,379	1,379	1,379
defined benefit schemes	x	x	x	x	x	x
defined contribution and hybrid schemes	533	532	531	533	533	534
Non-life insurance technical reserves	11,183	10,427	11,446	11,604	11,238	11,149
for domestic residents	9,225	8,780	9,491	9,540	9,259	9,381
for euro area residents (other than domestic)	817	721	816	819	819	793
for non-euro area residents	x	925	1,139	1,244	x	975
Motor vehicle liability and other motor insurance	3,278	3,161	3,323	3,402	3,394	3,330
Fire and other damage to property, general liability and transport insurance	5,025	4,782	5,189	5,216	4,786	4,971
Medical expense, income protection and worker´s compensation insurance	604	603	666	652	700	857
Other non-life insurance ³	2,276	1,880	2,268	2,333	2,358	1,991
Financial derivatives	27	24	35	x	x	x
Other liabilities	11,222	10,769	12,031	11,937	12,101	11,589

Source: OeNB.

¹ In line with the ECB regulation on statistical reporting requirements for insurance corporations (ECB/2014/50), data are based on Solvency II supervisory data. All items are recorded at market values/fair values, accrued interest is included. Figures may not add up due to rounding. See the archives for data up to Q3 2016, which are based on insurance corporation statistics in accordance with Article 44 Nationalbank Act and recorded at book value.
² The reconcilliation reserve (revaluation reserve) is part of the capital requirement according to Solvency II. It is a result of the asset surplus over liabilities less items such as share capital, capital reserve, endowment funds, preference shares or surplus funds.
³ Other non-life insurance comprise credit and suretyship, legal expenses, assistance, reinsurance and miscellaneous financial loss insurance.