DATA - CRR- Credit Institutions'<sup>1</sup> Business Structure

CRR- Credit Institutions'¹ Business Structure - domestic and foreign liabilities Raiffeisen credit cooperatives, Volksbank credit cooperatives, special purpose banks incl. building and loan associations
End of period	2024	2025	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25

	EUR million

Raiffeisen credit cooperatives
deposits
by counterparties	248,121.56	248,805.26	248,121.56	250,882.98	247,858.79	243,488.75	248,805.26
domestic deposits	217,839.21	223,498.87	217,839.21	219,008.29	219,203.80	216,651.46	223,498.87
official sector incl. central banks	7,772.08	7,813.42	7,772.08	8,185.75	7,981.78	7,919.53	7,813.42
banks (MFIs)	59,988.42	61,235.16	59,988.42	60,903.81	61,015.57	59,391.56	61,235.16
non-bank financial institutions	11,134.60	10,542.59	11,134.60	11,134.51	9,773.24	10,195.05	10,542.59
non-financial corporations	28,378.52	29,425.10	28,378.52	28,950.51	28,894.60	28,549.66	29,425.10
households²	110,565.60	114,482.61	110,565.60	109,833.71	111,538.60	110,595.66	114,482.61
foreign deposits	30,282.36	25,306.39	30,282.36	31,874.70	28,654.99	26,837.29	25,306.39
official sector incl. central banks	854.49	674.57	854.49	939.78	768.60	814.38	674.57
banks (MFIs)	12,282.32	7,938.49	12,282.32	14,300.46	11,690.23	10,625.64	7,938.49
non-bank financial institutions	6,310.59	6,886.59	6,310.59	6,529.82	6,304.90	5,940.90	6,886.59
non-financial corporations	6,689.37	5,842.63	6,689.37	6,027.70	5,833.91	5,473.52	5,842.63
households²	4,145.59	3,964.11	4,145.59	4,076.94	4,057.35	3,982.85	3,964.11



by maturity	248,121.56	248,805.26	248,121.56	250,882.98	247,858.79	243,488.75	248,805.26
overnight deposits and deposits up to one day	100,474.88	102,792.58	100,474.88	99,211.50	100,586.35	97,808.42	102,792.58
deposits up to and including 1 year	62,439.04	60,499.52	62,439.04	66,041.47	62,012.86	60,852.52	60,499.52
deposits over 1 year up to and including 2 years	13,897.84	12,820.95	13,897.84	13,939.83	12,986.19	12,661.27	12,820.95
deposits over 2 years	71,309.81	72,692.21	71,309.81	71,690.19	72,273.39	72,166.53	72,692.21



debt securities issued	60,766.93	58,671.65	60,766.93	59,147.79	59,182.18	56,824.18	58,671.65



other liabilities (domestic and foreign countries)	49,145.26	50,405.07	49,145.26	50,012.24	50,184.42	50,645.80	50,405.07
total liabilities	358,033.75	357,881.98	358,033.75	360,043.02	357,225.39	350,958.73	357,881.98



Volksbank credit cooperatives
deposits
by counterparties	27,940.90	27,954.12	27,940.90	27,293.71	27,715.50	27,490.95	27,954.12
domestic deposits	26,866.46	27,107.81	26,866.46	26,210.55	26,612.29	26,673.30	27,107.81
official sector incl. central banks	1,017.36	797.63	1,017.36	749.46	782.35	834.80	797.63
banks (MFIs)	4,363.48	4,202.38	4,363.48	3,909.68	4,059.07	4,292.97	4,202.38
non-bank financial institutions	225.53	326.39	225.53	235.47	289.46	287.12	326.39
non-financial corporations	4,206.52	4,419.43	4,206.52	4,484.32	4,458.80	4,528.40	4,419.43
households²	17,053.57	17,361.97	17,053.57	16,831.62	17,022.61	16,730.02	17,361.97
foreign deposits	1,074.44	846.32	1,074.44	1,083.16	1,103.22	817.65	846.32
official sector incl. central banks	x	x	x	x	x	x	x
banks (MFIs)	362.03	28.66	362.03	351.05	358.10	85.34	28.66
non-bank financial institutions	21.58	104.21	21.58	22.35	20.00	19.49	104.21
non-financial corporations	x	x	x	x	x	x	x
households²	548.60	538.09	548.60	542.01	541.81	544.38	538.09



by maturity	27,940.90	27,954.12	27,940.90	27,293.71	27,715.50	27,490.95	27,954.12
overnight deposits and deposits up to one day	147.44	170.52	147.44	153.86	114.55	136.36	170.52
deposits up to and including 1 year	13,529.24	12,946.55	13,529.24	13,079.95	13,154.48	12,738.69	12,946.55
deposits over 1 year up to and including 2 years	3,181.18	3,757.24	3,181.18	3,369.33	3,436.07	3,613.54	3,757.24
deposits over 2 years	11,083.03	11,079.82	11,083.03	10,690.56	11,010.41	11,002.36	11,079.82



debt securities issued	4,992.93	5,492.14	4,992.93	5,134.80	4,882.90	5,421.38	5,492.14



other liabilities (domestic and foreign countries)	3,688.24	3,728.77	3,688.24	3,860.07	3,974.98	3,970.64	3,728.77
total liabilities	36,622.07	37,175.03	36,622.07	36,288.58	36,573.39	36,882.98	37,175.03



special purpose banks incl. building and loan associations
deposits
by counterparties	28,103.37	27,019.15	28,103.37	27,817.23	27,977.64	27,235.35	27,019.15
domestic deposits	24,782.38	24,184.87	24,782.38	24,707.98	24,954.95	24,109.43	24,184.87
official sector incl. central banks	491.66	726.12	491.66	549.11	587.83	712.84	726.12
banks (MFIs)	4,527.60	3,346.34	4,527.60	4,533.06	4,551.34	3,273.88	3,346.34
non-bank financial institutions	2,026.73	1,745.69	2,026.73	1,773.41	1,738.01	1,852.04	1,745.69
non-financial corporations	826.51	882.03	826.51	963.64	925.33	915.38	882.03
households²	16,909.88	17,484.69	16,909.88	16,888.77	17,152.45	17,355.28	17,484.69
foreign deposits	3,320.99	2,834.28	3,320.99	3,109.25	3,022.69	3,125.92	2,834.28
official sector incl. central banks	x	x	x	x	x	x	x
banks (MFIs)	679.64	88.23	679.64	512.19	454.61	478.17	88.23
non-bank financial institutions	2,278.28	2,371.98	2,278.28	2,287.19	2,300.84	2,304.65	2,371.98
non-financial corporations	x	x	x	x	x	x	x
households²	300.09	314.09	300.09	251.98	217.40	292.47	314.09



by maturity	28,103.37	27,019.15	28,103.37	27,817.23	27,977.64	27,235.35	27,019.15
overnight deposits and deposits up to one day	4,821.78	5,270.56	4,821.78	4,632.87	4,921.77	5,021.50	5,270.56
deposits up to and including 1 year	4,860.60	4,966.25	4,860.60	4,914.41	5,021.16	4,873.00	4,966.25
deposits over 1 year up to and including 2 years	3,808.82	4,017.79	3,808.82	4,020.98	3,892.37	4,559.63	4,017.79
deposits over 2 years	14,612.17	12,764.56	14,612.17	14,248.97	14,142.34	12,781.21	12,764.56



debt securities issued	32,649.66	31,520.71	32,649.66	31,547.87	31,662.27	32,354.09	31,520.71



other liabilities (domestic and foreign countries)	6,341.46	6,155.79	6,341.46	6,447.11	6,404.16	6,348.42	6,155.79
total liabilities	67,094.49	64,695.65	67,094.49	65,812.21	66,044.07	65,937.86	64,695.65




Source: OeNB.

This table replaces the former table "Banks' business structure" (see "Archive"), which was based on national VERA-data and is not available anymore.
Some fundamental changes in reporting methodology, especially the new scope of reporting institutions (CRR-Credit Institutions), a new data-collection (FMS-Smart Cube of the joint data model) render the new tables mostly uncomparable to the former tables.
¹ "Credit institution" means an undertaking the business of which is to take deposits or other repayable funds from the public and to grant credits for its own account, including MFIs.
² Including nonprofit institutions serving households