DATA - Income and Financial Statement of Austrian bank<sup>1</sup>

Income and Financial Statement of Austrian bank¹ Savings banks
End of period	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26

	EUR million

Selected balance sheet items

Assets
Cash and cash balances at central banks	17,331.30	15,640.37	20,435.08	14,979.78	14,680.50
Loans and advances	155,647.66	156,232.95	155,862.01	160,969.16	161,731.24
Debt securities	38,730.33	36,894.63	38,267.91	39,558.16	43,202.09
Equity instruments	3,304.36	3,713.75	4,225.30	3,897.84	4,529.87
Tangible assets	1,098.63	1,124.65	1,168.91	1,195.32	1,214.97
Intangible assets	50.45	47.92	45.35	43.04	42.32
Investments in subsidaries, which are not fully or proportionally consolidated	16,325.59	15,761.71	16,111.43	23,243.95	23,300.82
Other assets	2,567.64	2,364.56	2,147.49	2,325.75	2,223.74
Total assets/liabilities	235,055.96	231,780.53	238,263.49	246,212.99	250,925.54



Liabilities
Deposits of central banks	1,453.16	1,777.04	826.86	1,948.99	2,431.83
Deposits of credit institutions	36,048.96	33,471.64	36,872.69	39,944.36	38,867.13
Deposits of non-banks	116,558.19	115,584.14	120,087.98	121,891.85	123,979.56
Debt securities issued	42,172.91	42,104.26	41,074.66	42,005.17	42,281.01
Provisions	1,064.73	1,042.06	975.85	971.99	933.37
Equity and minority interest	32,069.99	32,004.23	32,843.97	33,452.23	36,819.30
Other liabilities	5,688.03	5,797.16	5,581.46	5,998.40	5,613.35
Total assets/liabilities	235,055.96	231,780.53	238,263.49	246,212.99	250,925.54



Selected profit and loss items
Net interest income	1,506.50	2,302.22	3,114.93	784.42	1,580.86
of which: interest income	5,499.64	8,028.48	10,358.16	2,260.83	4,651.94
of which: interest expenses	3,993.14	5,726.25	7,243.23	1,476.41	3,071.08
Dividend income	2,806.61	2,844.49	2,903.55	383.98	3,243.87
Net fee and comission income	689.39	1,059.65	1,453.20	393.08	690.22
of which: fee and comission income	887.31	1,354.10	1,852.04	496.84	919.62
of which: fee and comission expenses	197.92	294.45	398.85	103.76	229.40
Trading and other valuation gains/losses	−39.92	−64.38	−71.71	5.07	41.29
Other operating income	107.08	159.08	243.04	51.31	109.05
Other operating expenses	19.00	29.68	40.14	9.35	18.90
Operating income, net	5,050.66	6,271.38	7,602.87	1,608.52	5,646.39
Administrative and other expenses	1,348.37	2,007.15	2,785.91	692.92	1,390.02
of which: staff expenses	707.27	1,062.48	1,455.23	354.92	725.00
Depreciation and impairment of physical and intangible assets	−114.22	−89.16	−401.39	3.89	19.97
Operating gains/losses	3,816.51	4,353.39	5,218.35	911.72	4,236.40
Impairment/Reversal of impairment and provisions for credit risk	146.04	223.43	326.98	52.57	83.83
Other gains/losses	64.25	117.32	156.76	92.29	146.87
Profit or loss before tax and minority interest	3,734.72	4,247.28	5,048.13	951.44	4,299.44
Tax expenses related to profit or loss	189.84	279.31	417.31	103.22	208.88
Extraordinary profit or loss, minority interest and profit or loss after tax from discontinued operations	0.00	0.00	0.00	0.00	0.00
Profit or Loss after tax and minority interest	3,544.88	3,967.97	4,630.82	848.22	4,090.56

Source: OeNB.

¹ All banks operating in Austria pursuant to Article 1 para. 1 and Article 9 Austrian Banking Act excluding banks operating only pursuant to Article 1 para. 1 no. 13, 13a or 21.