DATA - Aggregated Income and Financial Statement of Austrian banking groups and individual credit institutions<sup>1</sup>

Aggregated Income and Financial Statement of Austrian banking groups and individual credit institutions¹
End of period	2022	2023	2024	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25

	EUR million

Selected balance sheet items
Assets
Cash and cash balances at central banks	161,124.56	151,788.82	136,286.05	147,702.95	135,156.08	136,286.05	135,334.21	136,146.30
Loans and advances	813,885.72	819,193.92	858,199.72	843,709.72	847,076.89	858,199.72	863,496.66	868,335.01
Debt securities	146,047.97	163,555.17	186,263.92	171,246.02	177,997.14	186,263.92	197,957.67	200,056.16
Equity instruments	8,872.95	9,511.07	10,023.61	9,934.18	9,926.09	10,023.61	10,089.51	10,155.66
Tangible assets	10,859.00	12,812.76	13,688.90	13,150.35	12,808.49	13,688.90	14,391.93	14,741.10
Intangible assets	3,065.64	3,129.26	3,262.36	3,126.63	3,109.31	3,262.36	3,248.96	3,244.01
Investments in subsidaries, which are not fully or proportionally consolidated	23,051.38	25,155.29	26,417.85	25,847.32	26,286.38	26,417.85	26,485.74	27,221.16
Other assets	32,729.02	30,389.38	30,395.52	28,714.80	29,175.05	30,395.52	29,599.43	29,618.91



Liabilities
Deposits of central banks	62,952.94	24,743.15	3,811.99	7,133.11	5,654.51	3,811.99	4,209.16	4,313.45
Deposits of credit institutions²	106,192.84	112,620.66	121,735.64	128,835.57	122,219.02	121,735.64	124,829.67	121,401.85
Deposits of non-banks	709,345.23	716,722.63	751,024.62	734,051.95	729,274.60	751,024.62	756,055.82	763,992.38
Debt securities issued³	162,538.45	195,480.28	215,976.83	203,746.15	211,787.07	215,976.83	217,627.55	219,922.62
Provisions	11,746.77	11,995.39	13,728.09	11,984.62	11,813.12	13,728.09	11,836.88	12,674.15
Equity and minority interest	107,710.84	117,506.99	124,343.99	120,946.60	124,308.48	124,343.99	127,615.14	128,861.70
Other liabilities⁴	39,149.16	36,466.57	33,916.76	36,733.96	36,478.64	33,916.76	38,429.89	38,352.17
Total Assets/Liabilities	1,199,636.23	1,215,535.67	1,264,537.92	1,243,431.95	1,241,535.44	1,264,537.92	1,280,604.10	1,289,518.32



Selected profit and loss items
Net interest income	19,304.16	25,464.60	25,918.96	12,828.89	19,414.96	25,918.96	6,353.82	12,738.67
Net fee and comission income	10,187.66	9,562.07	9,698.84	4,789.02	7,196.50	9,698.84	2,553.44	5,031.43
Expenses on share capital repayable on demand	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend income	579.80	673.04	795.60	455.77	551.12	795.60	93.84	422.09
Trading and other valuation gains/losses	874.72	228.67	347.27	203.01	413.52	347.27	132.34	369.31
Other operating gains/losses	799.46	1,083.19	617.61	491.28	519.61	617.61	192.38	−779.26
Operating income, net	31,745.81	37,011.56	37,378.27	18,767.96	28,095.71	37,378.27	9,325.82	17,782.25
Administrative and other expenses	15,431.70	16,928.87	17,165.50	8,430.92	12,416.91	17,165.50	4,501.35	9,038.63
Depreciation and impairment of physical and intangible assets	3,494.07	1,213.55	1,485.59	1,192.63	1,603.45	1,485.59	1,092.83	821.93
Operating gains/losses	12,820.04	18,869.15	18,727.18	9,144.42	14,075.35	18,727.18	3,731.65	7,921.69
Impairment/Reversal of impairment and provisions for credit risk	2,427.45	2,954.23	2,755.62	571.33	1,118.70	2,755.62	370.12	850.61
Other provisions	487.50	935.95	1,471.25	325.73	391.93	1,471.25	65.18	214.13
Profit or Loss from investments in subsidaries, which are not fully or proportionally consolidated	2,139.44	2,062.35	1,476.06	1,031.56	1,657.92	1,476.06	478.43	517.66
Profit or Loss from assets classified as held for sale not qualifying as discontinued operations	−9.76	1.58	−5.88	−7.77	2.03	−5.88	−1.29	0.41
Other gains/losses	−86.11	−52.85	−2.38	−32.85	−44.66	−2.38	−10.43	−28.07
Profit or Loss before tax and minority interest	11,948.67	16,990.04	15,968.12	9,238.30	14,180.01	15,968.12	3,763.05	7,346.96
Tax expenses related to profit or loss	2,092.37	3,303.44	3,476.60	1,721.36	2,626.10	3,476.60	868.86	1,817.01
Extraordinary profit or loss	199.56	80.73	26.29	5.49	23.94	26.29	4.06	8.84
Profit or Loss after tax from discontinued operations	451.73	0.00	−673.23	0.00	0.00	−673.23	0.00	0.00
Attributable to minority interest	672.88	1,161.71	1,051.60	556.30	842.49	1,051.60	256.39	505.87
Profit or Loss after tax and minority interest	9,834.71	12,605.62	10,792.98	6,966.14	10,735.37	10,792.98	2,641.86	5,032.93

Source: OeNB.

Corporations, which are credit institutions merely under national law (but not CRR), e.g. investment companies, real estate funds and severance funds, are not included since the first quarter of 2021.
¹ Aggregation of data reported by consolidated banking groups and by unconsolidated individual credit institutions while taking account of regulatory intragroup links. The methodology and/or name of the positions in this table may have been different for previous reporting periods.
² In this item, subordinated deposits are excluded before December 2017, but since the first quarter of 2018 this item also includes subordinated deposits.
³ In this item, subordinated debt securities issued are excluded before December 2017, but since the first quarter of 2018 this item also includes subordinated debt securities issued.
⁴ In this item, subordinated deposits and subordinated debt securities issued are included until December 2017, but since the first quarter of 2018 this item excludes subordinated deposits and subordinated debt securities issued