DATA - Payments with payment cards issued in Austria by merchant category<sup>1</sup>

Payments with payment cards issued in Austria by merchant category¹ electronically initiated at a POS-terminal
in percent²	(measured in terms of volumes)	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

in Austria

MCC	Description
4722	Travel agencies and tour operators	0.43	0.60	0.58	0.67	0.42	0.59	0.56	0.66
5200	Home supply warehouse outlets	2.20	2.32	3.29	2.71	2.15	1.97	2.29	1.83
5311	Department stores	0.40	0.29	0.31	0.32	0.47	0.33	0.36	0.38
5411	Groceries and supermarkets	28.99	29.86	29.24	28.98	29.06	30.10	29.94	29.04
5499	Miscellaneous food shops — convenience and speciality retail outlets	1.63	1.40	1.43	1.44	1.69	1.46	1.58	1.57
5541	Service stations (with or without ancillary services)	5.09	5.29	5.36	5.41	4.65	5.09	4.83	4.95
5542	Automated Fuel Dispensers	3.95	3.91	4.05	4.06	3.49	3.71	3.59	3.74
5651	Family clothing shops	3.27	2.63	3.07	3.09	3.43	2.72	3.13	2.97
5691	Men’s and women’s clothing shops	1.76	1.40	1.47	1.37	1.71	1.32	1.40	1.43
5712	Furniture, home furnishings and equipment shops and manufacturers, except appliances	3.02	3.07	2.41	2.73	3.12	2.96	2.21	2.68
5732	Electronics shops	2.49	2.02	1.79	2.05	2.41	1.92	1.63	1.82
5812	Eating places and restaurants	5.87	6.41	6.44	6.82	6.44	7.05	6.96	7.48
5912	Drug stores and pharmacies	3.60	3.58	3.29	3.41	3.75	3.72	3.36	3.36
5942	Book Stores	0.57	0.38	0.32	0.39	0.58	0.36	0.33	0.39
5977	Cosmetic Stores	2.81	2.71	2.75	2.78	2.81	2.69	2.77	2.87
5993	Cigar shops and stands	3.22	3.51	3.55	3.75	3.42	3.76	3.65	3.84
5999	Miscellaneous and speciality retail outlets	1.28	1.04	1.09	1.02	1.12	0.86	0.79	0.76
7011	Lodging — hotels, motels and resorts	2.68	3.70	2.73	3.92	2.69	3.65	2.73	3.78
7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks	0.41	0.43	0.40	0.38	0.38	0.41	0.38	0.39
REST	Rest	26.35	25.45	26.44	24.70	26.22	25.34	27.54	26.05

value of card payments	at POS terminals in Austria in Mio EUR	13,164	12,137	12,965	12,890	14,228	12,713	14,026	13,634

abroad

4722	Travel agencies and tour operators	0.57	0.69	0.59	0.65	0.62	0.77	0.62	0.76
5200	Home supply warehouse outlets	0.59	0.59	0.54	0.40	0.51	0.54	0.51	0.39
5311	Department stores	1.84	1.56	1.29	1.02	1.65	1.43	1.20	1.02
5411	Groceries and supermarkets	10.91	11.37	9.75	9.98	11.52	12.13	10.16	10.34
5499	Miscellaneous food shops — convenience and speciality retail outlets	1.26	1.17	1.22	1.21	1.33	1.25	1.32	1.33
5541	Service stations (with or without ancillary services)	5.88	5.99	5.97	6.09	5.26	5.56	5.27	5.49
5542	Automated Fuel Dispensers	0.76	0.67	1.03	1.16	0.71	0.67	0.96	1.05
5651	Family clothing shops	4.16	3.60	3.69	3.15	4.29	3.54	3.72	3.22
5691	Men’s and women’s clothing shops	3.30	2.79	3.34	2.79	3.34	2.78	3.23	2.75
5712	Family clothing shopsFurniture, home furnishings and equipment shops and manufacturers, except appliances	1.11	1.14	0.74	0.67	1.05	1.17	0.73	0.71
5732	Electronics shops	0.96	0.75	0.51	0.46	0.92	0.73	0.46	0.43
5812	Eating places and restaurants	10.54	10.55	12.66	13.17	11.28	10.92	13.68	13.92
5912	Drug stores and pharmacies	2.03	2.09	1.57	1.41	2.17	2.33	1.66	1.53
5942	Book Stores	0.32	0.27	0.22	0.24	0.35	0.28	0.24	0.25
5977	Cosmetic Stores	0.99	0.95	0.84	0.79	1.02	0.93	0.89	0.87
5993	Cigar shops and stands	0.80	0.85	0.74	0.64	0.83	0.91	0.75	0.68
5999	Miscellaneous and speciality retail outlets	0.80	0.72	0.67	0.65	0.85	0.75	0.75	0.71
7011	Lodging — hotels, motels and resorts	17.77	17.80	21.80	24.37	16.94	17.02	20.51	22.61
7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks	2.62	2.77	1.86	1.38	2.38	2.69	1.69	1.34
REST	Rest	32.81	33.68	30.94	29.77	32.98	33.63	31.65	30.61

value of card payments	at POS terminals abroad in Mio EUR	1,354	1,180	1,708	2,325	1,445	1,187	1,910	2,513

Source: OeNB.

¹ not including e-money: merchant category codes are used to identify the type of business (type of goods or services offered) in which a merchant operates. The codes are specified by ISO 18245.
² Due to rounding, the sum of the percentages may not add up to exactly 100 percent.