DATA - Payments with payment cards issued in Austria by merchant category<sup>1</sup>

Payments with payment cards issued in Austria by merchant category¹ electronically initiated remote payment
in percent²	(measured in terms of volumes)	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25

in Austria

MCC	Description
4722	Travel agencies and tour operators	2.56	3.35	3.88	4.17	2.32	2.95	3.74	3.32
4829	Wire transfers and money orders	0.49	1.61	1.98	1.88	1.57	1.91	2.01	1.89
5311	Department stores	0.88	0.63	0.70	0.69	0.77	0.56	0.62	0.54
5399	Miscellaneous general merchandise	1.77	1.34	1.50	1.36	1.71	1.31	1.78	1.44
5411	Groceries and supermarkets	1.65	1.69	2.06	1.63	1.81	1.86	2.11	1.94
5499	Miscellaneous food shops — convenience and speciality retail outlets	2.90	2.76	3.19	3.14	3.02	3.18	3.60	4.04
5651	Family clothing shops	1.36	0.96	1.26	1.09	1.26	0.92	1.09	0.85
5691	Men’s and women’s clothing shops	1.19	0.90	1.09	0.88	0.90	0.71	0.90	0.77
5712	Furniture, home furnishings and equipment shops and manufacturers, except appliances	5.22	5.33	5.44	5.04	4.68	5.16	5.40	5.26
5732	Electronics shops	8.29	5.53	5.52	5.90	7.44	5.00	5.02	5.35
5734	Computer software outlets	0.50	0.57	0.58	0.54	0.54	0.65	0.66	0.68
5818	Digital Goods	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
5942	Book Stores	0.25	0.13	0.11	0.10	0.16	0.11	0.09	0.11
5969	Direct marketing/direct marketers	1.09	0.90	0.94	1.17	1.03	0.90	0.84	1.22
5999	Miscellaneous and speciality retail outlets	1.71	1.46	1.59	1.67	1.44	1.17	1.14	1.23
6051	Non-financial institutions (foreign currency, money orders)	0.85	2.24	2.74	2.46	4.26	5.38	3.31	3.12
7011	Lodging — hotels, motels and resorts	3.70	3.25	2.82	3.23	3.74	3.33	2.99	3.16
7922	Theatrical producers and ticket agencies	7.92	6.06	5.84	5.72	7.21	4.57	4.53	4.73
7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks	6.77	7.15	8.20	8.42	7.24	7.50	8.49	8.97
G300	Airlines (codes between 3000 and 3350)	6.42	9.55	8.34	8.05	6.34	9.03	8.17	7.64
REST	Rest	44.47	44.56	42.23	42.84	42.56	43.79	43.49	43.72

value of card payments	online in Austria in Mio EUR	1,320	1,327	1,225	1,313	1,677	1,590	1,454	1,548

abroad

4722	Travel agencies and tour operators	7.63	10.02	11.72	12.48	7.23	9.49	11.41	12.08
4829	Wire transfers and money orders	4.63	5.25	5.64	5.98	5.98	6.79	7.36	7.98
5311	Department stores	2.41	2.17	2.23	2.12	2.48	2.25	2.35	2.18
5399	Miscellaneous general merchandise	1.39	1.19	1.58	2.03	3.47	2.69	2.92	3.21
5411	Groceries and supermarkets	0.20	0.21	0.18	0.19	0.24	0.23	0.21	0.20
5499	Miscellaneous food shops — convenience and speciality retail outlets	1.93	2.13	2.04	1.94	2.09	2.20	2.13	1.81
5651	Family clothing shops	2.67	2.37	2.52	2.40	3.15	2.84	2.86	2.49
5691	Men’s and women’s clothing shops	1.91	1.56	1.59	1.49	2.25	1.51	1.56	1.42
5712	Family clothing shopsFurniture, home furnishings and equipment shops and manufacturers, except appliances	1.01	0.90	0.88	0.82	0.92	0.79	0.77	0.72
5732	Electronics shops	2.64	1.55	1.46	1.65	2.32	1.60	1.41	1.57
5734	Computer software outlets	1.66	1.69	1.60	1.45	1.62	1.72	1.58	1.54
5818	Digital Goods	1.94	2.20	2.06	2.38	2.37	2.72	2.50	2.81
5942	Book Stores	8.17	6.06	5.68	7.07	11.08	8.93	8.04	6.96
5969	Direct marketing/direct marketers	4.77	3.69	3.54	3.20	2.71	2.05	1.77	1.77
5999	Miscellaneous and speciality retail outlets	7.83	7.04	6.96	5.57	3.09	2.67	3.60	4.80
6051	Non-financial institutions (foreign currency, money orders)	1.21	1.22	1.08	1.07	1.50	1.59	0.97	0.94
7011	Lodging — hotels, motels and resorts	2.18	2.87	3.42	4.08	2.64	3.35	4.00	4.26
7922	Theatrical producers and ticket agencies	1.15	1.08	0.89	1.12	1.38	1.32	1.22	1.32
7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks	3.43	3.57	3.60	3.60	3.54	3.78	3.64	3.72
G300	Airlines (codes between 3000 and 3350)	3.01	4.54	3.52	3.05	2.72	3.77	3.08	2.84
REST	Rest	38.24	38.70	37.79	36.31	37.23	37.71	36.62	35.37

value of card payments	online abroad in Mio EUR	3,597	3,506	3,682	4,005	4,413	4,170	4,484	4,690

Source: OeNB.

¹ not including e-money: merchant category codes are used to identify the type of business (type of goods or services offered) in which a merchant operates. The codes are specified by ISO 18245.
² Due to rounding, the sum of the percentages may not add up to exactly 100 percent.